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Insure Fitness Group

Comprehensive & Affordable Liability Insurance for Fitness Professionals

Insure Fitness Group offers general and professional insurance for as low as $0.52/day.

Coverage for Only

$189 /YR

Cost to you: $.52 /day

Reviewed and recommended by:

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Professional Liability Insurance for Fitness Professionals

Click below to see a full list of the 500+ disciplines we cover

Insure Fitness Group's Liability Insurance Policy Benefits

Insure Fitness Group’s professional liability insurance isn’t just another policy; it’s a cornerstone for your fitness career, crafted to navigate the complexities and challenges of the personal training industry. It ensures you’re fully equipped to focus on your clients’ transformation journeys while safeguarding your professional practice.

Educational Growth with CEUs & Discounts


We champion the ongoing education and upskilling of our clients. Our policy includes access to discounted Continuing Education Units (CEUs), keeping you at the forefront of fitness trends, techniques, and industry standards and propelling your professional development.

Nationwide Coverage Across All 50 States


Our comprehensive policy meets the insurance requirements of personal trainers across all 50 states, offering portability and protection regardless of your location. This nationwide coverage ensures you comply with state-specific regulations as you expand your reach.

Covers Online Training Sessions


If you're an online or hybrid trainer, we're proud to cover fitness pros like you all across the U.S. Your policy safeguards all your online live training sessions at no extra cost. Any in-person sessions are also protected, so you can enjoy comprehensive peace of mind no matter how you teach.

Trusted By Fitness Professionals

Insure Fitness Group’s mission goes beyond providing affordable & dependable personal trainer insurance coverage – we aim to support fitness professionals at every point in your career by offering personal, ongoing support.

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I had a wonderful experience with Insure Fitness Group. I am new to the fitness world as I am going for my Pilates instructor certification right now and needed insurance. I didn’t know where to start or who to go to for insurance that I could trust. I will definitely be sticking with this insurance once I’m fully certified. Thank you Insure!

Brianna D.
August 2024

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Insure Fitness Group has always been easy to purchase, reasonably priced and secure coverage for my personal training business.

 

If I have any issues, their customer service representatives are always friendly and helpful with any needs I have.

Jillian C.
December 2023

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Purchasing coverage super quick and painless. And there is a really nice discount on coverage for students. I did call before going online to be sure I was purchasing the correct thing, and they answered the phone. So nice to actually have CS where you talk to a live person. Hopefully I won’t ever have to use it for a claim, but getting insured was very simple.

Cathy C.
January 2024

Liability Insurance Policy Details

Insure Fitness Group stands out from other insurance providers because we offer not only one of the most affordable options, but also provide occurrence form coverage. This is a type of coverage that covers claims related to incidents that happened during your policy period, even if your policy has expired.

 

Wouldn’t knowing that you’re protected—even if you no longer have an active policy with us—provide you with the ultimate peace of mind?

Policy Limits

There are two primary types of liability insurance: professional and general liability insurance. They are both necessary for every fitness professional.

  • General liability insurance: Commonly known as a "slip and fall" insurance policy, general liability insurance covers injuries that occur on your premises that are not directly related to your professional services. For instance, if a client trips and breaks their ankle on an uneven surface in your gym, this type of insurance would protect you from the resulting claims.

  • Professional liability insurance: Also known as malpractice insurance, professional liability insurance protects you against claims arising from actual or alleged professional negligence. For example, if a client drops a barbell and injures themselves during a workout under your supervision, this coverage would protect you.

These coverages protect professionals from liability for non-physical injuries or damages resulting from actions like defamation, false arrest, invasion of privacy, and copyright/trademark infringement in advertising and marketing. This is an additional coverage type that is included in an IFG policy.

Identity theft is an increasing threat. Identity Theft Protection assists in covering the expenses related to recovering your identity should it be compromised, ensuring your personal and professional identities are secure. This is an additional coverage type that is included in an IFG policy.

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What Does Liability Insurance with Insure Fitness Group Cover?

Slips & Falls During Sessions


Slip and fall accidents are more common than you'd think in the fitness industry - whether it's a wet floor or just an accidental trip over equipment, clients can be hurt under your watch and you could be held liable.

Injuries During Training


Clients come to you to be pushed and motivated, but overdoing it can cause muscle strains or other injuries. Our insurance covers claims related to injuries caused during sessions, so let us take that burden so you can focus on helping your clients meet their goals.

Live & Pre-Recorded Online Training


Even if you're not physically with your client, you could still be held liable for accidents that happen from your online training sessions either live-streamed or pre-recorded.

Equipment-Related Mishaps


Exercise equipment can and will break down, posing an injury risk to your clients. Whether it's fault of the equipment or the client, a lawsuit could arise. With Insure Fitness Group, you'll always be financially protected.

Identity Theft Protection


Cyber crimes are real and they are on the rise. Protect yourself and your data with $25,000 of our ID Theft Protection that comes complimentary with every policy.

Two Policy Options: Students & Professionals

Insure Fitness Group keeps insurance simple, affordable, and dependable by offering A+ rated options for fitness students and professionals at one low rate.

Personal Trainer Insurance

PROFESSIONAL RATE

$189/yr

Professional Rate

Professional and General Liability
Personal Injury and Advertising Injury
Identity Protection
Exclusive Benefits and Offers
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A female student performs a weighted squat under the guidance of a male instructor in a spacious studio with an industrial look, representing a learning environment in the fitness industry that might require student insurance rates.

STUDENT
RATE

$65/yr

Student Rate

The same industry-leading general and professional liability coverage we offer fitness pros, built for up-and-coming students.
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Liability Insurance Made for Fitness Professionals

Insure Fitness has curated a special blend of professional liability coverage designed specifically for fitness professionals. We took our time to develop our fitness insurance policies to ensure they were handcrafted to meet the needs of fitness instructors and wellness professionals. We’ve perfectly tailored occupation-specific policies and benefits to cater to trainers’ needs. We’ve learned from physical fitness instructors, group fitness instructors, and personal trainers nationwide to provide outstanding coverage at a fantastic price. 


Insure Fitness Group’s liability insurance coverage is designed with the needs of fitness professionals in mind. We’ve combined multiple coverages and services into one convenient, affordable personal trainer liability insurance policy. Fitness experts make our policies for fitness professionals. Our members enjoy the benefits of tailor-made liability policies.

Insure Fitness Group's Dedication to Excellence

Much like a successful workout routine, building a reliable insurance company takes hard work and dedication. We remain committed to excellence in everything we do. Our incredible staff provides outstanding service to our policyholders with every interaction. We’ve disciplined ourselves to provide the best customer experience with complete liability coverage. Our team goes the extra mile to make sure every member interaction meets our high standards. 

We want our policyholders to know they you are in reliable hands when they trust us for their fitness liability insurance. With our dedication to excellence, all members can have confidence in their liability coverage. As we grow, we promise to continue to provide outstanding liability insurance that puts our members first. We believe in being the best and consistent improvement. Our members can rely on Insure Fitness Group to meet all of their fitness liability insurance needs.