Insure Fitness Group

Professional Fitness Instructor Insurance

Coverage Without Compromise

Insure Fitness Group offers general, professional, and product insurance plus free identity theft protection and more – all at one low rate. Unlock the fitness industry’s most valuable fitness instructor insurance coverage for only $189/yr.

What We Offer

Insurance and Peace of Mind for Fitness Instructors

A personal trainer, a muscular man, is assisting a female client with bench presses using a dumbbell in a gym setting, exemplifying a scenario that would require personal trainer insurance for professional liability

Personal Trainer Insurance

A laptop open on a wooden floor displays a fitness session, with a yoga mat, a smartwatch, and a speaker nearby, highlighting the context for Online Trainer Insurance.

Online Trainer Insurance

A lively group fitness class in progress, led by a woman in a pink sports top at the forefront, with participants in various athletic gear actively engaged in the background. The text 'Group Fitness Insurance' is prominently displayed, indicating the focus on insurance for group fitness activities.

group fitness Insurance

A female Pilates instructor demonstrates a core exercise with a Pilates ring, showcasing a scene that might be covered under Pilates instructor insurance. She is in a bright studio with large windows, performing on a mat, which emphasizes the professional setting for such insurance.

Pilates Instructor Insurance

Click below to see a full list of the 350+ disciplines we cover.

What We Do

Comprehensive Coverage for Fitness Professionals

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Portable Coverage That Goes Where You Go

If you change jobs, move to a new state, teach various disciplines, or alternate between online and in-person training, your coverage will remain intact. Your IFG policy even protects your work in other low-risk disciplines like massage, yoga and beauty – all at no extra charge.

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Instant Coverage And Instant Certificate of Insurance

Get fully insured in less than 5 minutes and immediately receive access to your certificate of insurance.

A happy fitness instructor with a radiant smile, sporting a full afro, is taking a break during a workout session. She is leaning on a piece of gym equipment, suggesting a supportive environment that could be associated with membership rewards and career support in the fitness insurance industry.

Membership Rewards & Career Support

Receive access to exclusive member benefits including discounts to top fitness retail brands, continuing education providers, certification programs, and more that support you and your career.

A price that can't be beat

High Quality Coverage at One Low Rate

Insure Fitness Group keeps insurance simple, affordable, and dependable by offering A+ rated occurrence-form coverage at one low rate. Both the professional and student policies include:

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PROFESSIONAL RATE

$189/yr

Professional Rate

Professional and General Liability
Product Coverage
Personal Injury and Advertising Injury
Identity Protection
Exclusive Benefits and Offers
Learn More
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STUDENT
RATE

$65/yr

Student Rate

The same industry-leading general and professional liability coverage we offer fitness pros, built for up-and-coming students.
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Fitness Liability Insurance Made for Fitness Professionals

We’ve curated a special blend of professional liability coverage designed specifically for fitness professionals. We took our time to develop our fitness insurance policies to ensure they were handcrafted to meet the needs of fitness instructors and wellness professionals. We’ve perfectly tailored occupation-specific policies and benefits to cater to trainers’ needs. We’ve learned from physical fitness instructors, group fitness instructors, and personal trainers nationwide to provide outstanding coverage at a fantastic price. 


Our comprehensive coverage is designed with the needs of fitness professionals in mind. We’ve combined multiple coverages and services into one convenient, affordable personal trainer liability insurance policy. Fitness experts make our policies for fitness professionals. Our members enjoy the benefits of tailor-made liability policies.

Who We Work With

Our Fitness Partners

We Keep Members Happy

Insure Fitness Group’s mission goes beyond providing affordable & dependable personal trainer insurance coverage – we aim to support fitness professionals at every point in your career by offering personal, ongoing support.

Insure Fitness Group's Dedication to Excellence

Much like a successful workout routine, building a reliable insurance company takes hard work and dedication. We remain committed to excellence in everything we do. Our incredible staff provides outstanding service to our policyholders with every interaction. We’ve disciplined ourselves to provide the best customer experience with comprehensive liability coverage. Our team goes the extra mile to ensure every member interaction meets our high standards. 

With hundreds of positive reviews, our clients have noticed our commitment to customer service. We remain devoted to providing reliable coverage to protect our members. We want our policyholders to know they are in reliable hands when they trust us for their fitness liability insurance. With our dedication to excellence, all members can have confidence in their liability coverage. As we grow, we promise to continue to provide outstanding liability insurance that puts our members first. We believe in being the best and consistent improvement. Our members can rely on IFG to meet all of their fitness liability insurance needs.

Frequently Asked Questions

Insure Fitness Fitness Instructor Insurance FAQs

Absolutely. Professional liability coverage is a must with personal training insurance because of the type of work being performed in fitness in general. Professional liability insurance is often referred to as either “malpractice insurance” or “error and omissions insurance”. Either term provides a clue as to the type of coverage professional liability insurance policy provides. This coverage applies to the actual services you provide everyday for clients. If a client is injured or has their property damaged during a session with you, they may decide to file a lawsuit to get compensated. That’s where the professional liability insurance portion of your policy with Insure Fitness Group can really save the day. 

Maybe you were having a client do a heavy set of front squats when their knee popped and they hit the ground hard. They hold you responsible for their ensuing knee surgery and all the rehab they need. A major benefit of our professional liability insurance is that it provides assistance both for the costs of the claim and for any legal defense fees that are necessary.

General liability insurance is probably something you’ve heard referred to as “slip and fall coverage”. It’s called that because slips, trips, and falls are unfortunately an all too common occurrence for professionals. General liability insurance for trainers and other fitness pros is important because it provides a broad suite of protection for various types of accidents. Slips and falls may be more common but accidents come in all shapes and sizes. Having general liability insurance means you’ll be covered if someone is injured or has their property damaged simply as a result of day-to-day business activities. 

As an example of general liability insurance coverage, it could be as simple as using a wax on the floor in the lobby that you forget to designate as slippery. A client coming in for their session slips and breaks their hip. They now hold you responsible for their mountain of medical bills, medical expenses, lost wages, and other costs out of your failure to warn them of the dangerous condition. 

Product liability insurance is included with our fitness insurance plan because this coverage provides protection against accidents involving the many different machines and devices that get used everyday in your sessions. Since you direct your client throughout the session, having them hop on a piece of machinery that then causes their injury is something that could potentially bring about a product liability lawsuit. With IFG, you don’t have to sweat it because you’ll be protected all the way up to $1 million per occurrence when something happens out of the blue involving a fitness product you have your clients use.

Personal trainer insurance needs to provide adequate coverage first for the three largest areas of liability present in this industry – general liability coverage, professional liability, and product liability. Insure Fitness Group provides all the way up to $1 million for each occurrence for all three liabilities. But the best personal trainer insurance isn’t going to stop with the bare minimum. Today’s fitness pros need more. Additional coverage like an identity protection plan, along with personal injury and advertising injury coverage, are all included to provide a full 360 degrees of protection. Enjoy peace of mind and the ability to pour all of yourself into motivating your clients across the finish line.

While most states do not require liability insurance, it can be a prerequisite for many gyms and employers. However, every state has specific requirements for licensed fitness instructors. Whether you’re starting your career or a fitness veteran, it’s important to know the licensing requirements for your area. 


Fitness trainer liability insurance is a vital asset to help protect your finances and career. Though it may not be required for your state, liability insurance may be a wise investment. Pursuing a career in professional fitness without coverage could leave you vulnerable if something goes wrong. IFG insurance can help protect you if you face a liability lawsuit. Get fitness instructor liability insurance to help protect your financial future.

Renewing your policy is a simple, fast process. We make it easy for our policyholders to continue their coverage for the next term. Our online member portal is easy to navigate to renew your policy. All it takes is a few minutes of your time, some updated information, and you are all set. It’s that painless. 

 

At Insure Fitness Group, we understand fitness professionals have hectic and busy lives. With our accessible online system, you can renew your policy at your convenience. You can renew your policy for another term in less than the time you spend in the drive-thru for a cup of coffee. In a matter of minutes, our members can have peace of mind as they’re covered for the next phase of their careers.

Most definitely. When life takes you to a new state or a different area, your insurance policy goes with you. Insure Fitness Group offers liability insurance in all 50 states. You can count on us to be there for you every step of your journey. If you are changing locations, just let us know, and we’ll take care of everything. 

 

As you move, we recommend researching state-specific requirements for fitness instructors. Every state is a little different, and it’s important to understand the criteria for fitness coaches. When your career or family takes you to a new place, be prepared to start your new life on the right foot.

Fitness insurance needs to provide adequate coverage first for the three largest areas of liability present in this industry – general liability, professional liability, and product liability.

Insure Fitness Group includes coverage for hundreds of exercises and fitness routines. We offer a wide range of secure methods and modalities to provide the best coverage possible for our members. However, there are a few policy exclusions. For example, we cannot offer insurance for any practices or procedures requiring a medical license. 


While there are some exclusions, we keep our policy exclusions list short. We have a lot to offer our policyholders because we cover a wide range of services and fitness careers. Contact our team if you don’t see your area of expertise in the list of protected methods. We will do all that we can to get you the coverage you need.

Yes.  is an important component of your business and is designed to protect your financial assets and your future career if you were to be sued as a result of your training and business practices. You could be held liable for claims that include injuries, illnesses, or damages arising from your personal training or fitness services. The legal costs alone from claims like these can be financially devastating. With fitness insurance policies, you’ll have the protection you need to train, teach, and excel in your career with the peace of mind that your future is secure.

Get covered in five minutes

Join IFG today

Still have questions about our program or personal trainer insurance in general? No worries! Shoot us an email and we’ll take care of you ASAP.

info@insurefitness.com

Meet The Insurance Fitness Group Team

Parker Franklin

Parker, IFG’s Brand Manager since 2022, began his wellness journey in 2020, leading to a significant personal transformation. He holds a journalism degree from Murray State University and started his career as an award-winning journalist in western Kentucky before transitioning into marketing and PR.

At IFG, Parker is responsible for writing content, managing The Fit newsletter, and overseeing promotions and collaborations with affiliate fitness organizations.

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