Insure Fitness Group

Comprehensive & Affordable Insurance for Fitness Instructors

Insure Fitness Group offers general and professional insurance plus free identity theft protection and more—all at one low rate.

 “Rated 4.9/5 on independent sites like Trustpilot and Google reviews!”

Coverage for Only

$189 /YR

Cost to you: $.52 /day

We Offer Liability Insurance & Peace of Mind for Fitness Instructors

Click below to see a full list of the 350+ disciplines we cover.

Insure Fitness Group's Liability Insurance Policy Benefits

Insure Fitness Group’s Personal Trainer Insurance Coverage isn’t just another policy; it’s a cornerstone for your fitness career, crafted to navigate the complexities and challenges of the personal training industry. It ensures you’re fully equipped to focus on your clients’ transformation journeys while safeguarding your professional practice.

Educational Growth with CEUs & Discounts

We champion the ongoing education and upskilling of our clients. Our policy includes access to discounted Continuing Education Units (CEUs), keeping you at the forefront of fitness trends, techniques, and industry standards and propelling your professional development.

Nationwide Coverage Across All 50 States

Our comprehensive policy meets the insurance requirements of personal trainers across all 50 states, offering portability and protection regardless of your location. This nationwide coverage ensures you comply with state-specific regulations as you expand your reach.

Covers Online Training Sessions

If you're an online or hybrid trainer, we're proud to cover fitness pros like you all across the U.S. Your policy safeguards all your online live training sessions at no extra cost. Any in-person sessions are also protected, so you can enjoy comprehensive peace of mind no matter how you teach.

Trusted By Fitness Professionals

Insure Fitness Group’s mission goes beyond providing affordable & dependable personal trainer insurance coverage – we aim to support fitness professionals at every point in your career by offering personal, ongoing support.

Supported by Fitness Industry Leaders

Liability Insurance Policy Details

Insure Fitness Group stands out from other insurance providers because we offer not only one of the most affordable options, but because our policy has occurrence form coverage. This type of coverage ensures that any claims related to incidents that happened during your policy period are covered, no matter when the claim is actually filed. This ensures that you are still protected against claims even after your policy expires with Insure Fitness Group.

Wouldn’t knowing that you’re protected—even if you no longer have an active policy with us—provide you with the ultimate peace of mind?



General and professional liability coverage are some of the most essential coverages for any personal trainer insurance policy. A liability is a risk that a client may encounter while under your instruction or in your facility. General liability and professional liability coverage are both necessary for every fitness professional.

  • General liability: Commonly known as a "slip and fall" insurance policy, General Liability Insurance forms the bedrock of your protective measures. It addresses claims of bodily harm or property damage within your business setting. So, if a client trips over a dumbbell or their smartphone breaks during a session, this general liability coverage is your financial safeguard against these frequent operational hazards.

  • Professional liability: In the hands-on and personalized world of personal training, risks are part and parcel of the job. Professional Liability Insurance, often called malpractice insurance, is your safety net if a client alleges bodily injury from exercise equipment or harm due to your training services. This coverage is crucial for defending your practice against the economic fallout of such accusations.

These coverages protect teachers from liability for non-physical injuries or damages resulting from actions like defamation, false arrest, invasion of privacy, and copyright/trademark infringement in advertising and marketing.

Identity theft is an increasing threat. Including Identity Protection in your insurance portfolio adds a critical defense layer. It assists in covering the expenses related to recovering your identity should it be compromised, ensuring your personal and professional identities are secure.

*MM = Million

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What Does Liability Insurance with Insure Fitness Group cover?

Slips & Falls During Sessions

Slip and fall accidents are more common than you'd think in the fitness industry - whether it's a wet floor or just an accidental trip over equipment, clients can be hurt under your watch and you could be held liable.

Injuries During Training

Clients come to you to be pushed and motivated, but overdoing it can cause muscle strains or other injuries. Our insurance covers claims related to injuries caused during sessions, so let us take that burden so you can focus on helping your clients meet their goals.

Live & Pre-Recorded Online Training

Even if you're not physically with your client, you could still be held liable for accidents that happen from your online training sessions either live-streamed or pre-recorded.

Equipment-Related Mishaps

Exercise equipment can and will break down, posing an injury risk to your clients. Whether it's fault of the equipment or the client, a lawsuit could arise. With Insure Fitness Group, you'll always be financially protected.

Identity Theft Protection

Cyber crimes are real and they are on the rise. Protect yourself and your data with $25,000 of our ID Theft Protection that comes complimentary with every policy.

Two Policy Options: Students & Professionals

Insure Fitness Group keeps insurance simple, affordable, and dependable by offering A+ rated options for fitness students and professionals at one low rate.

A female fitness professional is being assisted in a stretch by a male trainer in a well-lit indoor space, illustrating the type of professional activity that would benefit from insurance coverage.



Professional Rate

Professional and General Liability
Personal Injury and Advertising Injury
Identity Protection
Exclusive Benefits and Offers
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A female student performs a weighted squat under the guidance of a male instructor in a spacious studio with an industrial look, representing a learning environment in the fitness industry that might require student insurance rates.



Student Rate

The same industry-leading general and professional liability coverage we offer fitness pros, built for up-and-coming students.
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Liability Insurance Made for Fitness Professionals

Insure Fitness has curated a special blend of professional liability coverage designed specifically for fitness professionals. We took our time to develop our fitness insurance policies to ensure they were handcrafted to meet the needs of fitness instructors and wellness professionals. We’ve perfectly tailored occupation-specific policies and benefits to cater to trainers’ needs. We’ve learned from physical fitness instructors, group fitness instructors, and personal trainers nationwide to provide outstanding coverage at a fantastic price. 

Insure Fitness Group’s liability insurance coverage is designed with the needs of fitness professionals in mind. We’ve combined multiple coverages and services into one convenient, affordable personal trainer liability insurance policy. Fitness experts make our policies for fitness professionals. Our members enjoy the benefits of tailor-made liability policies.

Insure Fitness Group's Dedication to Excellence

Much like a successful workout routine, building a reliable insurance company takes hard work and dedication. We remain committed to excellence in everything we do. Our incredible staff provides outstanding service to our policyholders with every interaction. We’ve disciplined ourselves to provide the best customer experience with complete liability coverage. Our team goes the extra mile to make sure every member interaction meets our high standards. 

We want our policyholders to know they you are in reliable hands when they trust us for their fitness liability insurance. With our dedication to excellence, all members can have confidence in their liability coverage. As we grow, we promise to continue to provide outstanding liability insurance that puts our members first. We believe in being the best and consistent improvement. Our members can rely on Insure Fitness Group to meet all of their fitness liability insurance needs.

Get in Touch

Contact Us Now

Still have questions about our program or personal trainer insurance in general? No worries! Insure Fitness Group is available Monday through Thursday from 8 AM to 7 PM ET. On Fridays, we’re open from 9 AM to 7 PM ET. Leave us a message after-hours and we’ll get back to you ASAP! Contact us via online chat, telephone, or email, and we’ll get you the answers you need.