Insurance for Students in Yoga Teacher Training
Professional & General Liability: $2 Million
Individual Annual Aggregate: $3 Million
Rental Damage Insurance: $100,000
Occurrence Form Coverage
Stolen Equipment Insurance: $1,000 *$250 deductible
Identity Protection Plan
PLUS Free Professional Website
RENEW FOR A CHANCE TO WIN!
WIN UP TO $500 IN PRIZES JUST BY RENEWING YOUR POLICY AT A DISCOUNTED RATE OF ONLY $154 / YEAR
We value our partnership and hope that you continue to choose Insure Fitness Group to help protect your fitness career. Keep the peace of mind that comes with knowing your career is protected from liability and renew your coverage in less than 5 minutes using the link below.
As an added benefit, when you renew you'll automatically get entered to win a $50 Tango Gift Card. Each month, we'll randomly select a winner! We'll also enter you into a yearlong contest with the chance to win the grand prize - a new Apple iPad!
New for 2020, IFG members have access to MetLife Vision & Dental coverage, UPS, Lenovo, Office Depot discounts and so much more. See Benefits
Save 30% off the everyday public web price of Lenovo's entire line of PC products. Plus receive free ground shipping on all web orders and monthly limited-time special offers.
Get up to $500 cash back from BonusDrive when you buy or lease a qualified new vehicle from a participating manufacturer.
Insure FItness Group customers receive speical discounted rates for ACE, AFAA & NASM CEC courses.
COMPARE US TO THE COMPETITION
Need to shop and compare? We've got you covered. Check out our Complete Guide to choosing the best policy that fits your needs.
FREQUENTLY ASKED QUESTIONS
We provide a comprehensive Personal Trainer and Fitness Instructor Insurance Program. See below for answers to most commonly asked questions as you consider adding coverage from Insure Fitness Group. To see Frequently Asked Questions specific to Pilates, click here!
What does Insure Fitness personal trainer liability insurance cover?
Insure Fitness has created a policy that takes the risks of fitness professionals into consideration and provides coverage from several angles from which claims can occur during your policy period. Here’s an outline of the coverage:
- General Liability: protects personal trainers from claims for injuries or property damage. With Insure Fitness, you have a $1 million per occurrence and $3 million individual annual aggregate for general liability claims.
- Professional Liability: provides coverage for claims asserting you were negligent in your services and an injury or form of damage occurred as a result. Professional liability claims also come with a $1 million per occurrence and $3 million individual annual aggregate.
- Products Liability: provides protection from an allergic reaction from the use of products in performing your services. You’ll be covered up to $1 million for product liability claims.
- Rental Damage Coverage: provides coverage for damages you or a client caused to a rented space, up to $100,000.
- Stolen Equipment: provides $1,000 worth of coverage for any equipment that’s stolen, less a $250 deductible.
Do you really need professional liability insurance as a personal trainer?
Emphatically, yes. The unfortunate age we live in where personal injury lawyers ads run ad nauseum on TV results in a great many claims being filed against personal trainers. Even if a case is entirely frivolous, legal defense without insurance can be financially devastating. Personal trainer professional liability insurance from Insure Fitness takes away the anxiety surrounding the what-ifs of a future claim. You’ll be covered from the minute you engage with a client, within the 50 United States.
What's the best online personal trainer insurance?
Online insurance options are by far the most convenient for today’s on-the-go professional. We offer the convenience of a 100% online membership portal where you can purchase a personal trainer liability insurance policy and access all of your documents from anywhere in the world (and theoretically beyond) where you have an internet connection.
Are virtual classes covered under insure fitness's personal trainer insurance program?
Yes! As virtual personal training classes continue to increase in popularity, we’ve added online personal trainer insurance coverage for any class conducted via a medium like Skype where live training is being provided. This only wouldn’t apply to any previously recorded fitness instruction such as with a Youtube channel.
Does Insure Fitness offer a plan for personal trainer students?
Absolutely. Because we want to foster the next generation of personal trainers, we offer the same coverage options as with our professional personal trainer policies to students for the low-rate of just $25 for a full year of coverage.
WHAT is occurrence Form coverage?
Occurrence form coverage is based on the premise that, if a claim is filed after your policy expires, no matter when this occurs, as long as the incident occurs during the period when your policy is active, you’re covered. This comes about from the simple fact that some injuries take months or even years to manifest and some clients choose to wait for a time before seeking restitution. Whatever the reason, even if it’s years after your policy has expired, if that incident occurred while the policy was still active, you’ll have the peace of mind of full coverage. Many carriers provide claims-made coverage that only extends coverage beyond a policy’s expiration if additional measures specifically taken to do so. Otherwise, under a claims-made policy, any claim occurring after a policy’s expiration is generally not covered unless you pay extra for a "tail" that will allow you to do so.
Do your coverage options have deductibles?
A great value of our plans lies in the fact that none of our liability coverages have a deductible attached. This means, if you need to file a professional liability claim with us, you pay nothing out of pocket to do so. Only our stolen equipment coverage has a low $250 deductible.
What are some examples of general liability claims for personal trainers?
General liability claims arise from third-party injuries or property damage that occurs from broadly accepting clients and providing your service. Generally referred to a “slip and fall”, an example could be a client slipping on the pile of chalk left on the floor after a split-jerk and breaking their hip. Their medical expenses would fall under your personal trainer general liability insurance provisions. Another example might be where a client is walking out of their appointment and misses a stair on their way causing them to fall and get injured that way.
How much does it cost for personal trainer insurance?
For an entire year of coverage, Insure Fitness Group personal trainer insurance is just $169. We also offer an incredible rate of only $25 per year for personal trainer students.
What are some examples of professional liability claims for personal trainers?
Professional liability is also called “malpractice insurance” as it relates specifically to a claim against the professional service you provided during a session. For example, a student may assert that your spin class was too arduous and led to a torn quadricep or another may say that you pushed them too far down into a front-squat and they hurt their back as a result. With cases like these, Insure Fitness members have the peace of mind of comprehensive professional liability insurance coverage.
What types of exercise workouts/training programs are covered by insure fitness?
Insure Fitness’s personal training and group fitness insurance program covers a wide array of different workout/exercise programs. At present, we provide coverage for more than 40 different programs. Everything fromAquatic Exercise, to Pilates, JazzerciseⓇ, P-90XⓇ, and ZumbaⓇ are all covered under our personal trainer insurance policies. If you don’t see your specific program currently listed, call or click to get in contact with an insurance specialist who may be able to add yours to our growing list.
Does Insure Fitness provide any additional benefits to members?
Yes and yes! We’ve partnered with some of the leading names in the world of fitness to bring our members killer benefits, exclusives, discounts, and early access to a wide variety of different products and services. We’ve also developed vast, members-only libraries of curated content that provides insider tips on everything from running a successful business to motivating a client through a challenging Monday session.
What's the best personal trainer insurance?
The best personal trainer insurance will provide comprehensive coverage options, covers a variety of different programs/workouts, follows you around the country, is affordable, and ideally, should even provide some additional benefits to members as many may never file a claim. Insure Fitness provides robust coverage limits for a variety of different liabilities, covers more than 150 different workout programs, follows you everywhere you train with clients, and also offers tips, discounts, and exclusives from the leading names in fitness, all at the low rate of just $169 per year.
What's a cheap personal trainer insurance policy?
At Insure Fitness, we believe in transparency. That’s why we present our plans side-by-side with our leading competitors so you can see how all of our different coverage options stack up. At just $169 per year, Insure Fitness Group offers some of the most affordable rates, with the best coverage options, of any other carrier out there.
No purchase necessary to enter Giveaway. To enter via mail, send a self-addressed envelop to 820 N Highway W18, Ponte Vedra Beach, FL 32082.
Still have questions about our program or fitness instructor insurance in general? No worries! Insure Fitness Group is available Monday through Friday, from 8:30 AM to 5:30 PM ET. And we have an after-hours line, too! Contact us via online chat, telephone, or email, and we’ll get you the answers to help you choose the best liability insurance policy for you and your fitness career!