Comprehensive & Affordable Liability Insurance for Fitness Professionals
Insure Fitness Group offers general and professional insurance for as low as $0.52/day.
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Insure Fitness Group’s professional liability insurance isn’t just another policy; it’s a cornerstone for your fitness career, crafted to navigate the complexities and challenges of the personal training industry. It ensures you’re fully equipped to focus on your clients’ transformation journeys while safeguarding your professional practice.
We champion the ongoing education and upskilling of our clients. Our policy includes access to discounted Continuing Education Units (CEUs), keeping you at the forefront of fitness trends, techniques, and industry standards and propelling your professional development.
Our comprehensive policy meets the insurance requirements of personal trainers across all 50 states, offering portability and protection regardless of your location. This nationwide coverage ensures you comply with state-specific regulations as you expand your reach.
If you're an online or hybrid trainer, we're proud to cover fitness pros like you all across the U.S. Your policy safeguards all your online live training sessions at no extra cost. Any in-person sessions are also protected, so you can enjoy comprehensive peace of mind no matter how you teach.
Insure Fitness Group’s mission goes beyond providing affordable & dependable personal trainer insurance coverage – we aim to support fitness professionals at every point in your career by offering personal, ongoing support.
I had a wonderful experience with Insure Fitness Group. I am new to the fitness world as I am going for my Pilates instructor certification right now and needed insurance. I didn’t know where to start or who to go to for insurance that I could trust. I will definitely be sticking with this insurance once I’m fully certified. Thank you Insure!
Brianna D.
August 2024
Insure Fitness Group has always been easy to purchase, reasonably priced and secure coverage for my personal training business.
If I have any issues, their customer service representatives are always friendly and helpful with any needs I have.
Jillian C.
December 2023
Purchasing coverage super quick and painless. And there is a really nice discount on coverage for students. I did call before going online to be sure I was purchasing the correct thing, and they answered the phone. So nice to actually have CS where you talk to a live person. Hopefully I won’t ever have to use it for a claim, but getting insured was very simple.
Cathy C.
January 2024
Insure Fitness Group stands out from other insurance providers because we offer not only one of the most affordable options, but also provide occurrence form coverage. This is a type of coverage that covers claims related to incidents that happened during your policy period, even if your policy has expired.
Wouldn’t knowing that you’re protected—even if you no longer have an active policy with us—provide you with the ultimate peace of mind?
There are two primary types of liability insurance: professional and general liability insurance. They are both necessary for every fitness professional.
General liability insurance: Commonly known as a "slip and fall" insurance policy, general liability insurance covers injuries that occur on your premises that are not directly related to your professional services. For instance, if a client trips and breaks their ankle on an uneven surface in your gym, this type of insurance would protect you from the resulting claims.
Professional liability insurance: Also known as malpractice insurance, professional liability insurance protects you against claims arising from actual or alleged professional negligence. For example, if a client drops a barbell and injures themselves during a workout under your supervision, this coverage would protect you.
These coverages protect professionals from liability for non-physical injuries or damages resulting from actions like defamation, false arrest, invasion of privacy, and copyright/trademark infringement in advertising and marketing. This is an additional coverage type that is included in an IFG policy.
Identity theft is an increasing threat. Identity Theft Protection assists in covering the expenses related to recovering your identity should it be compromised, ensuring your personal and professional identities are secure. This is an additional coverage type that is included in an IFG policy.
*MM = Million
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Slip and fall accidents are more common than you'd think in the fitness industry - whether it's a wet floor or just an accidental trip over equipment, clients can be hurt under your watch and you could be held liable.
Clients come to you to be pushed and motivated, but overdoing it can cause muscle strains or other injuries. Our insurance covers claims related to injuries caused during sessions, so let us take that burden so you can focus on helping your clients meet their goals.
Even if you're not physically with your client, you could still be held liable for accidents that happen from your online training sessions either live-streamed or pre-recorded.
Exercise equipment can and will break down, posing an injury risk to your clients. Whether it's fault of the equipment or the client, a lawsuit could arise. With Insure Fitness Group, you'll always be financially protected.
Cyber crimes are real and they are on the rise. Protect yourself and your data with $25,000 of our ID Theft Protection that comes complimentary with every policy.
Insure Fitness Group keeps insurance simple, affordable, and dependable by offering A+ rated options for fitness students and professionals at one low rate.
Insure Fitness has curated a special blend of professional liability coverage designed specifically for fitness professionals. We took our time to develop our fitness insurance policies to ensure they were handcrafted to meet the needs of fitness instructors and wellness professionals. We’ve perfectly tailored occupation-specific policies and benefits to cater to trainers’ needs. We’ve learned from physical fitness instructors, group fitness instructors, and personal trainers nationwide to provide outstanding coverage at a fantastic price.
Insure Fitness Group’s liability insurance coverage is designed with the needs of fitness professionals in mind. We’ve combined multiple coverages and services into one convenient, affordable personal trainer liability insurance policy. Fitness experts make our policies for fitness professionals. Our members enjoy the benefits of tailor-made liability policies.
Much like a successful workout routine, building a reliable insurance company takes hard work and dedication. We remain committed to excellence in everything we do. Our incredible staff provides outstanding service to our policyholders with every interaction. We’ve disciplined ourselves to provide the best customer experience with complete liability coverage. Our team goes the extra mile to make sure every member interaction meets our high standards.
We want our policyholders to know they you are in reliable hands when they trust us for their fitness liability insurance. With our dedication to excellence, all members can have confidence in their liability coverage. As we grow, we promise to continue to provide outstanding liability insurance that puts our members first. We believe in being the best and consistent improvement. Our members can rely on Insure Fitness Group to meet all of their fitness liability insurance needs.
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The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. is the insurance partner for Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc., a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by an A rated (Excellent) insurance company, per A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer. 8430 Enterprise Circle Suite 200, Lakewood Ranch, FL 34202.
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