Insurance for Students in Yoga Teacher Training
Professional & General Liability: $2 Million
Individual Annual Aggregate: $3 Million
Rental Damage Insurance: $100,000
Occurrence Form Coverage
Stolen Equipment Insurance: $1,000 *$250 deductible
Identity Protection Plan
PLUS Free Professional Website
professional liability INSURANCE FOR dance instructors
INSURE FITNESS GROUP OFFERS dance INSTRUCTORS ACCESS TO AFFORDABLE, ALL-INCLUSIVE LIABILITY INSURANCE.
The one-on-one nature of training combined with physical activity can lead to individual dance instructors being sued, even if their employer has insurance.
With thousands of fitness-related emergency room visits each year and even more doctor's visits, injuries happen more often than we're aware of.
Let Insure Fitness Group protect your career and your future, with the best coverage in the industry- for less than $0.50 cents a day.
no hidden fees,
only $169 per year.
dance instructor Insurance Program Highlights
WHY DO YOU NEED dance INSTRUCTOR INSURANCE?
As with all exercise programs, dance comes with some risk depending on the health of the participant. Those new to the fast-paced dance moves may injure their feet or ankles which can put an instructor’s career at risk.
According to the U.S. Consume Product Safety Commission, there were almost 460,000 reported fitness injuries in 2012.
Approximately 50,000 reported injuries were caused by low weight and equipment.
Dance instructor insurance can help protect the future of your career from fitness related injuries.
WHAT IS dance INSTRUCTOR INSURANCE?
Dance instructor insurance covers claims related to the day-to-day operations of your dance business. For example, if a student sustains an injury in your dance class or you damage a studio during a teaching session, dance instructor insurance could help you avoid a lawsuit and the financial burden from a claim.
Dacnce teacher insurance from Insure Fitness Group also provides professional, general, and product liability coverage, stolen equipment coverage, identity theft protection, rental damage insurance, and additional member benefits.
All of these coverages are available for $169/year, with no hidden fees.
GENERAL & PROFESSIONAL LIABILITY INSURANCE FOR dance INSTRUCTORS
There are inherent risks, with all exercise classes. Dance liability insurance protects you, the dance instructor, from claims and potential lawsuits for a multitude of accidents that could happen during class. Dance general liability insurance protects you from accidents that may arise, through no fault of your own, as the dance instructor.
For example, if a student slips and falls on some split water during class and breaks their arm, you may be liable. If a student pushes themselves too far, into a move they cannot do, and injures them self, you may be liable.
While you may work hard to stay current with the health needs of each client, sometimes they are not as forthright with their conditions as you need them to be. For example, you may have a female client who has recently become pregnant, but has chosen not to share that information with you. You might also have a male client who has a heart condition, or other serious health condition that could put him at risk during some of the moves he will perform in class. Dance instructor general liability insurance would protect you from claims arising due to conditions like these. You can see why it is critical for the health and longevity of your business that you make sure to have dance instructor insurance coverage.
Insure Fitness Group offers the best dance instructor insurance available. Unlike other insurance companies, we cover claims that happen within the policy period even if the claim is filed up to two years later. With this type of support, we know that you will be able to rest easy and focus your full attention on your dance classes. Teach confidently with dance instructor insurance coverage from Insure Fitness Group.
PRODUCT LIABILITY INSURANCE FOR dance INSTRUCTORS
Despite the fact that you worked hard to earn your dance instructor certification, teach clearly, and check any equipment used on a regular basis, accidents can still happen. The fact is that there are inherent risks with exercise itself, and this risk only increases when various pieces of equipment are added to the mix. Product liability insurance can provide the peace of mind you need so that you can focus on teaching dance to your clients instead of worrying about potential lawsuits.
Product liability insurance is the type of insurance that offers a warranty or guarantee on a product. It is specifically created to cover you in the event that a product malfunctions and causes injury or damage to third parties. Depending on how the product was manufactured, designed, and assembled, you could be at risk of a lawsuit. Even if your client uses the equipment incorrectly, you could still be held liable for any damage that was caused or bodily harm.
While dance classes are usually taught without equipment, if you are working in a studio, then you are probably weights or equipment somewhere. Dancers are athletes, too, and frequently use weights and other workout equipment to supplement their training regimens. The use of this type of equipment means that your risks of client injury and lawsuits increase. All it takes is a loose spring, a moment of unfocused attention, or an improperly secured safety chain for an injury to occur. Dance product liability insurance helps to protect you in this type of situation, so that you do not bear the brunt of the financial expenses associated with a lawsuit.
You'll receive instant coverage and a proof of insurance certificate via email immediately upon checkout.
Professional + General Liability: $1 million per occurrence, $3 million per year Product Liability: $1 million per occurrence
PEACE OF MIND
With occurrence form coverage, you remain protected even after your policy expires for events resulting in a claim during coverage.
You get identity protection, $1,000 of stolen equipment coverage, and fitness-related product discounts.
What else is Covered
Our dance instructor insurance program covers a multitude of exercise programs, along with hundreds of other healing practices.
Check out our chart to the right for a sample of some of the fitness programs your policy automatically includes coverage for.
EVERY dance instructor INSURANCE POLICY = 1 TREE PLANTED
“The best time to plant a tree is 20 years ago. The second best time is now.” —Chinese Proverb
Every time someone joins Insure Fitness Group, we plant a tree in their honor. Thanks to our fitness community and our friends at Trees for the Future, thousands of trees have been planted so far. Help us grow a future for our planet by referring your friends to our program today
Still have questions about our program or fitness instructor insurance in general? No worries! Insure Fitness Group is available Monday through Friday, from 8:30 AM to 5:30 PM ET. And we have an after-hours line, too! Contact us via online chat, telephone, or email, and we’ll get you the answers you need.