Compare The Best Fitness Insurance Companies

Are you a fitness professional ready to take your career to new heights? At Insure Fitness Group, we’re not just a liability insurance provider; we’re your strategic partner in success. Our mission is simple: to provide fitness insurance that understands your unique needs so you can focus on what matters – transforming lives.

Our Fitness Instructor's Insurance

Professional Rate


Student Rate


Why Choose Insure Fitness Group?

Discovering the right fitness insurance is crucial for your career, and Insure Fitness Group stands head and shoulders above the rest. Here’s why our coverage outshines the competition:

Tailored Confidence:

  • Customized Coverage: We understand that one size doesn’t fit all. Our coverage is tailored to your specific fitness and business needs.
  • Comprehensive Protection: Gain confidence that our policies go beyond generic coverage, addressing fitness instructors’ unique challenges.

Fitness Expertise Meets Insurance Savvy:

  • Leadership in Both Fields: Benefit from our deep understanding of the fitness and insurance realms. We don’t just provide coverage; we lead with knowledge and authority.
  • Guidance You Can Trust: Your journey is our priority. Our team’s expertise serves as your compass, easily navigating the intricacies of insurance.

Empowerment at Every Step:

  • Career-Building Support: Whether you’re a novice or a seasoned pro, our resources empower your growth. From certifications to business strategies, we’re here for every step of your fitness journey.
  • Realizing Aspirations: Insure Fitness isn’t just about insurance; it’s about turning your aspirations into achievements. Grow your career with confidence and clarity, backed by our unwavering support.

Our Personal Trainer Insurance

Start your personal trainer career with unwavering confidence. Our personal trainer insurance is tailored just for you and designed to fuel your growth and success. Now, focus more on transforming lives and less on worries. Whether you’re just stepping into the fitness world or expanding your business, Insure Fitness Group is here to be your steadfast support. Together, let’s chase and conquer your fitness dreams.


Personal Trainer Liability Insurance: One Policy To Protect Your Business

Accidents are inevitable. When they occur, ensure your business is shielded. Insure Fitness Group provides a one-stop solution with the best personal trainer insurance, covering you comprehensively.

You get more than just protection for just $189 per year – you get extra perks you’ll love. Enjoy total peace of mind with free identity theft protection and exclusive freebies from leaders in the fitness space.

Get Covered – Same Day Coverage – Apply in five minutes.

Coverage Highlights:

  • Professional & General Liability Insurance:
    • Also called Errors and Omissions Insurance.
    • $1 Million Per Occurrence.
    • $3 Million Per Year.
  • Identity Protection Insurance:
    • $25,000 Per Year.
  • Career Resources:
    • E-books, guides, business forms, industry news, and more.
  • Personal/Advertising Injury:
    • $1 Million Per Year.
  • Product Liability Insurance:
    • $1 Million Per Year.

Insurance For Personal Training: The Best Coverage For Trainers

Access the IFG Insurance Marketplace for ACA-qualified health insurance, vision, and dental add-on plans from MetLife and exclusive members-only discounts at participating retailers and service providers.

Personalized business insurance in the gym, on-site, online, or wherever you teach.


Get Covered – Transform Your Fitness Career Today

Top Fitness Insurance Company Comparison

Who Do We Cover

Insure Fitness Group offers the most comprehensive fitness instructor insurance, ensuring you’re covered at every step.

IFG Covers:

  • Solo Careers: Whether you’re building your fitness empire independently.
  • Small Gym Environments: For those making an impact in boutique fitness spaces.
  • National Gym Chains Employees: If you’re part of a larger fitness family, we’ve got you covered.

Specialty Training Programs:

Our coverage extends beyond the ordinary to include specialty training programs such as:

  • Circuit Training
  • HIIT (High-Intensity Interval Training)
  • Zumba
  • … and more!

Join Insure Fitness Group and protect your career with the best coverage in the industry—for less than $17 per month!

What We Offer:

  • Instant Coverage
    • Receive your instant coverage and proof of business insurance certificate via email immediately upon checkout, all in less than 5 minutes.
  • Complete Protection
    • Professional + General Liability Coverage: $2 million per occurrence, $3 million annually.
    • Product Liability: $2 million per occurrence.
  • Peace of Mind
    • With occurrence form coverage, remain protected even after your policy expires for events resulting in a claim during coverage.
  • Plus Benefits
    • Get access to MetLife Vision and Dental coverage, plus exclusive, members-only discounts!

Included With Our Personal Trainer and Professional Liability Insurance:

What's Covered Under Your Policy?

Our fitness insurance program covers a multitude of exercise programs, along with hundreds of other healing practices. Check out our chart below for a sample of some of the fitness programs your policy automatically includes coverage for:

Our policy covers even more than the modalities listed, as long as it is not an excluded modality and you comply with state regulations and licensure.

Get started on securing your fitness journey!

What Our Members Say

Why Do I Need Liability Insurance?

As per the U.S. Consumer Product Safety Commission, an alarming 460,000 fitness injuries are reported annually. Surprisingly, around 50,000 of these reported injuries stem from low weight and equipment usage. This underscores the critical role of personal trainer insurance in safeguarding your career against potential lawsuits related to fitness injuries.

As dedicated personal trainers and fitness instructors, your commitment to ensuring your clients execute exercises correctly is unwavering. However, the reality is that accidents can still occur, posing risks to both clients and your professional standing. 

Personal trainer insurance is a vital protective measure, offering a robust defense against unforeseen challenges and allowing you to focus on delivering exceptional fitness experiences.

Benefits of Having Professional Liability Insurance

  • Safeguard Your Career: Fitness insurance provides a robust shield against potential legal challenges, including lawsuits related to injuries or accidents during training sessions.
  • Coverage for Claims: In the event of a claim, your sports and fitness insurance covers legal fees, settlements, and other associated costs, preventing a financial burden on your assets.
  • Maintain Credibility: Having business insurance enhances your professional credibility. Clients feel secure knowing that you prioritize their well-being and have measures in place for unforeseen circumstances.
  • Uninterrupted Operations: With business insurance in place, you can focus on your clients without worrying about potential setbacks or disruptions to your fitness business.
  • Build Trusting Relationships: Displaying a commitment to safety through insurance builds trust with your clients, fostering long-term relationships and positive word-of-mouth referrals.
  • Personalized Protection: Personal training insurance can be tailored to your needs, whether you’re an independent trainer, work in a gym, or specialize in unique fitness programs.
  • Focus on Your Passion: Knowing you have comprehensive coverage lets you concentrate on what you do best – transforming lives and advancing your fitness career.


In a profession dedicated to enhancing health and well-being, having fitness insurance isn’t just a precaution – it’s a strategic investment in your thriving career. Secure your success, protect your passion, and enjoy the numerous advantages that fitness insurance brings to your journey.

Who is Insure Fitness Group?

At Insure Fitness Group, we’re more than just an insurance provider – we are a thriving community of fitness industry professionals committed to your success. Our mission is clear: to provide comprehensive business insurance and long-term career support for various fitness enthusiasts, including Personal Trainers, Fitness Professionals, Zumba and Pilates Instructors, Dance Teachers, and numerous specialty trainers.

Our Unique Offerings:

  • Extensive Coverage: We cover over 350+ training programs and techniques, ensuring that our insurance is tailored to fit professionals’ diverse needs.
  • Affordable and All-Inclusive: Access affordable, all-inclusive business insurance with instant coverage and exclusive, member-only benefits. Membership starts for as low as $17 per month.
  • Vision and Dental Coverage: Enjoy access to additional benefits, including Vision and Dental coverage, enhancing your overall well-being.

Our History:

Insure Fitness Group’s roots trace back to over 59 years of experience in the health and wellness industry, initially focusing on chiropractic and holistic wellness publications. In 2018, recognizing the evolving landscape of fitness, we expanded our brand to become a primary resource for fitness professionals seeking to elevate their careers.

Why Choose Insure Fitness Group?

  • Dedicated Support: We want to be there for our fitness professionals through the highs and lows of their careers because we believe in their impact.
  • Industry Expertise: With a foundation in the health and wellness sector, we bring a wealth of knowledge to the fitness industry, understanding the unique challenges and aspirations of fitness professionals.

Your Journey Starts Here:

If you’re a fitness pro, you’re in the right place. Explore the benefits of our professional liability insurance and the supportive community that Insure Fitness Group offers. Not sure what professional liability insurance is? Learn more here!

Fitness Insurance FAQ

Professional Liability Insurance, often known as sports and fitness insurance, provides coverage in the event of lawsuits related to injuries, accidents, or negligence during fitness training sessions. It ensures financial protection for fitness professionals and their clients.

Fitness professionals, including personal trainers, health coaches and group fitness instructors, need insurance for business protection. This coverage shields against claims related to bodily injury, medical expenses, or property damage during training sessions, providing financial security.

Professional Liability Insurance covers general liability, protecting against claims, legal fees, and other lawsuit costs. This includes coverage for bodily injury, negligence, and other liability claims within the fitness industry.

Yes, Insure Fitness Group, as one of the leading insurance providers, covers over 350+ training programs and techniques. This includes coverage for personal training, group fitness instruction, and various specialty trainers.

Membership with Insure Fitness Group starts for as low as $17 per month, offering affordable business insurance with comprehensive coverage. This includes professional liability, general liability insurance, and additional benefits.

Beyond liability coverage, Insure Fitness Group provides access to Vision and Dental coverage, further enhancing the well-being of professionals. Members enjoy exclusive benefits to support their operations.

Applying for fitness insurance with Insure Fitness Group is simple. Quote online, complete the application in minutes, and receive same-day coverage, allowing you to protect your fitness business without delays.

Yes, Vision and Dental coverage are included as additional insured benefits for members of Insure Fitness Group. This comprehensive coverage goes beyond general liability policies.

Absolutely! Insure Fitness Group offers same-day coverage, allowing professionals to access immediate protection for their operations. Quote online and start your fitness career journey without delays.

If you’re new to professional insurance or want to learn more about its importance, visit our Contact Us page for valuable information and insights into how insurance can benefit your fitness career.

Yes and yes! We’ve partnered with some of the leading names in the world of fitness to bring our members killer benefits, exclusives, discounts, and early access to a wide variety of different products and services that other insurance providers can not offer. 

Online insurance options are by far the most convenient for today’s on-the-go professional. We offer the convenience of a 100% online membership portal where you can purchase a personal trainer liability insurance policy and access all of your documents from anywhere in the world (and theoretically beyond) where you have an internet connection.

At Insure Fitness Group, we believe in transparency. That’s why we present our plans side-by-side with our leading competitors so you can see how all of our different coverage options stack up. At just $189 per year, Insure Fitness Group offers some of the most affordable rates, with the best coverage options, of any other carrier out there.

Our streamlined personal trainer insurance provides instant proof of insurance as soon as you sign up. You’ll also get great coverage with liability protection tailored for the risks today’s personal trainers face. Added bonus, you can opt for flexible monthly payments that work with your budget and access to an entire suite of benefits from day one.

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