PMA Fitness Insurance
Insure Fitness Group is proud to partner with the Pilates Method Alliance to bring you top-rated insurance.
500+ modalities covered, including online training, all at no extra cost. Students - our student rate is only $40/yr!
$159 was $189
How much does fitness insurance cost?
PMA members can get comprehensive coverage for only $159 per year — a cost that breaks down to only 44 cents per day. Our policy saves professionals up to 40% and can be purchased online in less than three minutes.
Students can get insured with IFG for just $40 per year. Our student policy includes the same great coverage we offer professionals, at a lower cost.
Unlike many insurers, we’re proud to offer occurrence-based coverage. This means your policy protects you from any claims that took place while you were insured; even if your policy lapsed later on, we’ll still have your back.
1 YEAR
Professional Rate- Professional & General Liability ($1 million / $3 million)
- Identity Theft Protection ($25,000)
- Personal Injury & Advertising Injury ($1 million / $3 million)
- Hundreds of Techniques Covered + Online Training
- Member Benefits & CEU Discounts Included
- Follows You In All 50 States
Do I Need Fitness Insurance?
Yes, fitness instructors absolutely need to have their own insurance even if you work for a gym that provides you with coverage.
According to a 2023 study published by the Bureau of Labor Statistics, 27% of weightlifters in the last six months experienced an injury to their shoulders, knees, or wrists.
Your clients trust you as their trainer to ensure their safety during a session, but accidents can happen to even the most experienced professionals in the most controlled environment. Getting insured by Insure Fitness Group means you’re not just investing in a safety net; you’re enhancing your clients’ trust in your services. This level of trust helps build loyalty with your clients, establishes your rep as a responsible fitness pro, and can help you stand out from other personal trainers.
Fitness Insurance Policy Benefits
Our Fitness Instructor Insurance Coverage isn’t just another policy; it’s a cornerstone for your fitness career, crafted to navigate the complexities and challenges of the industry. It ensures you’re fully equipped to focus on your clients’ transformation journeys while safeguarding your professional practice.
Educational Growth with CEUs & Discounts
We champion the ongoing education and upskilling of our clients. Our policy includes access to discounted Continuing Education Units (CEUs), keeping you at the forefront of fitness trends, techniques, and industry standards and propelling your professional development.
Nationwide Coverage Across All 50 States
Our comprehensive policy meets the insurance requirements of trainers across all 50 states, offering protection regardless of your location. This nationwide coverage ensures you comply with state-specific regulations as you expand your reach.
Covers Online Training Sessions
If you're an online or hybrid trainer, we're proud to cover fitness pros like you all across the U.S. Your policy safeguards all your online live training sessions at no extra cost. Any in-person sessions are also protected, so you can enjoy comprehensive peace of mind no matter how you teach.
What Does Our Insurance Cover?
Slips & Falls During Sessions
Slip and fall accidents are more common than you'd think in the fitness industry - whether it's a wet floor or just an accidental trip over equipment, clients can be hurt under your watch and you could be held liable.
Injuries During Training
Clients come to you to be pushed and motivated, but overdoing it can cause muscle strains or other injuries. Our insurance covers claims related to injuries caused during sessions, so let us take that burden so you can focus on helping your clients meet their goals.
Live & Pre-Recorded Online Training
Even if you're not physically with your client, you could still be held liable for accidents that happen from your online training sessions either live-streamed or pre-recorded.
Equipment-Related Mishaps
Exercise equipment can and will break down, posing an injury risk to your clients. Whether it's fault of the equipment or the client, a lawsuit could arise. With Insure Fitness Group, you'll always be financially protected.
Identity Theft Protection
Cyber crimes are real and they are on the rise. Protect yourself and your data with $25,000 of our ID Theft Protection that comes complimentary with every policy.
Fitness News and Trends
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Still Have Questions About Insure Fitness Group or Personal Trainer Insurance in General?
No worries! Insure Fitness Group is available Monday through Thursday from 8 AM to 7 PM ET. On Fridays, we’re open from 9 AM to 7 PM ET. Leave us a message after-hours and we’ll get back to you ASAP! Contact us via online chat, telephone, or email, and we’ll get you the answers you need.