Insurance for Students in Yoga Teacher Training
Professional & General Liability: $2 Million
Individual Annual Aggregate: $3 Million
Rental Damage Insurance: $100,000
Occurrence Form Coverage
Stolen Equipment Insurance: $1,000 *$250 deductible
Identity Protection Plan
PLUS Free Professional Website
ALL-INCLUSIVE personal TRAINER Insurance
INSURE FITNESS GROUP OFFERS personal trainers ACCESS TO AFFORDABLE, ALL-INCLUSIVE LIABILITY INSURANCE.
Insure Fitness Group offers some of the most comprehensive personal trainer instructor insurance in the game.
IFG covers personal trainers instructors working in solo careers, small gym environments, or as employees of national gym chains.
Let Insure Fitness Group protect your career and your future, with the best coverage in the industry- for less than your yearly gym membership.
no hidden fees,
only $169 per year.
PERSONAL TRAINER Insurance Program Highlights
WHY DO YOU NEED PERSONAL TRAINER INSTRUCTOR INSURANCE?
According to the U.S. Consumer Product Safety Commission, there are approximately 460,000 reported fitness injuries a year.
Approximately 50,000 reported injuries were caused by low weight and equipment. personal trainer insurance can help protect your career from lawsuits related to fitness injuries.
As personal trainers and fitness instructors, you make every effort to insure your clients are executing exercises properly, but accidents can still happen.
WHAT IS PERSONAL TRAINER INSTRUCTOR INSURANCE?
Personal trainer insurance covers claims related to the day-to-day operations of your personal training business. For example, if a student sustains an injury in your session or you damage gym equipment while training a client, personal trainer instructor insurance could help you a lawsuit and the financial burden from a claim.
Personal trainer insurance from Insure Fitness Group also provides professional, general, and product liability coverage, stolen equipment coverage, identity theft protection, and rental damage insurance. All of these coverages are available for $169/year, with no hidden fees.
GENERAL LIABILITY INSURANCE FOR PERSONAL TRAINERS
There are inherent risks, with all exercise classes and personal training sessions. Personal trainer liability insurance protects you, the personal trainer, from claims and potential lawsuits for a multitude of accidents that could happen during class or a session. Personal training general liability insurance protects you from accidents that may arise, through no fault of your own, as the personal trainer.
For example, if a student slips and falls on some split water during a training session and breaks their arm, you may be liable. If a student pushes themselves too far, into a move they cannot do, and injures them self, you may be liable.
While you may work hard to stay current with the health needs of each client, sometimes they are not as forthright with their conditions as you need them to be. For example, you may have a female client who has recently become pregnant, but has chosen not to share that information with you. You might also have a male client who has a heart condition, or other serious health condition that could put him at risk during some of the moves he will perform in class. Personal trainer instructor general liability insurance would protect you from claims arising due to conditions like these. You can still see why it is critical for the health and longevity of your business that you make sure to have personal trainer insurance coverage.
Insure Fitness Group offers the best personal trainer instructor insurance available. Unlike other insurance companies, we will cover a claim that happens within the policy period even if it is filed years later. With this type of support, we know that you will be able to rest easy and focus your full attention on your personal training clients. Teach confidently with personal training insurance coverage from Insure Fitness Group.
PRODUCT LIABILITY INSURANCE FOR personal trainers
Despite the fact that you worked hard to earn your personal trainer certification, teach clearly, and check your equipment on a regular basis, accidents can still happen. The fact is that there are inherent risks with exercise itself, and this risk only increases when various pieces of equipment are added to the mix. Product liability insurance can provide the peace of mind you need so that you can focus on training your clients instead of worrying about potential lawsuits.
Product liability insurance is the type of insurance that offers a warranty or guarantee on a product. It is specifically created to cover you in the event that a product malfunctions and causes injury or damage to third parties. Depending on how the product was manufactured, designed, and assembled, you could be at risk of a lawsuit. Even if your client uses the equipment incorrectly, you could still be held liable for any damage that was caused or bodily harm.
While personal training doesn't always include equipment, when it does, your client's risk of injury also goes up. All it takes is a loose spring, a moment of unfocused attention, or an improperly secured safety chain for an injury to occur. Personal trainer product liability insurance helps to protect you in this type of situation, so that you do not bear the brunt of the financial expenses associated with a lawsuit.
You'll receive instant coverage and a proof of insurance certificate via email immediately upon checkout.
Professional + General Liability: $1 million per occurrence, $3 million per year Product Liability: $1 million per occurrence
PEACE OF MIND
With occurrence form coverage, you remain protected even after your policy expires for events resulting in a claim during coverage.
You get identity protection, $1,000 of stolen equipment coverage, and fitness-related product discounts.
personal trainer INSURANCE FROM INSURE FITNESS GROUP GIVES YOU PEACE OF MIND THROUGH COMPLETE PROFESSIONAL LIABILITY INSURANCE.
ARE YOU COVERED IN THE EVENT OF AN ACCIDENT OR INJURY?
What else is Covered:
Our personal training and group fitness insurance program covers a multitude of exercise programs, along with hundreds of other healing practices. Check out our chart to the right for a sample of some of the fitness programs your policy automatically includes coverage for.
And if you don’t find your style or technique listed here, call us at 800-379-7799 and we’ll let you know if we can cover you!
need to weigh your options?
We've already done your homework for you!
check out our complete guide to choosing the best policy for you needs here!
Still have questions about our program or fitness instructor insurance in general? No worries! Insure Fitness Group is available Monday through Friday, from 8:30 AM to 5:30 PM ET. And we have an after-hours line, too! Contact us via online chat, telephone, or email, and we’ll get you the answers you need.