All-Inclusive Insurance for ​​Personal Trainers

Insure Fitness Group offers ​​personal trainers access to affordable, all-inclusive​ personal training liability insurance.

​Personal training is a hands-on career in which you are focused on the health and well-being of your clients. Because of this interaction, you are open to potential lawsuits. Let ​Insure Fitness Group protect your career with some of the best coverage in the industry.





SAVE $30

Get Insured in as Little as 5 Minutes!

​Personal Trainer Insurance Program Highlights

  • One low rate whether you’re full-time or part-time; teaching at home or in a gym; independent or an employee
  • Covers ​100+ work-out routines, group fitness programs, and more.
  • ​Instant coverage and proof of insurance at checkout
  • ​Includes coverage for identity protection and stolen equipment

WHY DO YOU NEED ​​personal trainer INSURANCE?


According to the U.S. Consume Product Safety Commission, there were almost 460,000 reported fitness injuries in 2012. 

​Approximately 50,000 reported injuries were caused by low weight and equipment. ​Group fitness instructor insurance can help protect your career from lawsuits related to fitness injuries. 

As personal trainers and fitness instructors, you make every effort to insure your clients are executing exercises properly, but accidents can still happen.

Are you covered in the event of an accident or injury?

Here’s Our Solution

Get the protection ​you need to strengthen your fitness career. 

Full Protection

Professional + General Liability: $1 million per occurrence, $3 million per year

Product Liability: $1 million per occurrence

Peace of Mind

With occurrence form coverage, you remain protected even after your policy expires for events resulting in a claim during coverage.

Instant Certificate

You receive instant coverage and a proof of insurance certificate via email immediately upon checkout.

Plus Benefits

You get identity protection, $1,000 of stolen equipment coverage, and fitness-related product discounts.

Professional Liability Insurance for ​​
​Personal Trainers



​Student Policy


Get the most benefits at one low price!

What We Cover

Our ​​​personal trainer general liability insurance program covers a multitude of ​exercise programs, along with hundreds of other healing practices. Click on your discipline(s) to find out if your services are covered.

And if you don’t find your style or technique listed here, call us at 888-766-8589 and we’ll let you know if we can cover you!

Personal trainer helping woman do ab exercises

Aqua Fit
Aquatic Exercise

Body Beast
Cardio Kickboxing (non-contact)

Children’s Fitness Programs

Circuit Training
Cross Training
Dance Instruction

​High Intensity Interval Training



Min Spin
Orange Theory

Tai Cheng
Tai Chi
TRX Group Suspension Training
Vinyasa Flow

Power Stretch
Spotlight Cycle
Stroller Strides
Tae Bo

NOTE: These modalities are covered only to the extent that they are included in the scope of work as defined by the federal, state or local jurisdiction that regulates the member’s activities.

Every Insurance Policy = 1 Tree Planted

“The best time to plant a tree is 20 years ago. The second best time is now.” —Chinese Proverb

Every time someone joins ​Insure Fitness Group, we plant a tree in their honor. Thanks to our fitness community and our friends at Trees for the Future, thousands of trees have been planted so far.

Help us grow a future for our planet by referring your friends to our program today.

Need To Weigh Your Insurance Options?

Compare​ ​personal training insurance providers in the grid below.

K&K Insurance



Sports Fitness

Professional & General Liability Insurance
$2 Mill. Per Occurrence
$1 Mill. Per Occurrence
$2 Mill. Per Occurrence
$2 Mill. Per Occurrence
$1 Million/ $3 million
Occurrence-Form Coverage Yes No No No Yes
Product Liability
$2 Million
$4 Million
$4 Million
$1 Million
Rental Damage Coverage
$300,000 $100,000 No No $100,000
Stolen Equipment No No No No $1,000 *$250 deductible
Immediate Coverage
Online Only No No Yes Yes
Identity Protection Plan
$25,000 No No No $25,000
Student Rate
No No $18+ Admin Fee $25+ Processing Fee $25/year
Professional Rate
$269/year $160/year + $129 Membership Fee $174-$417/year + Admin Fee $135/year +Processing Fee $169/year
NOTE: The information in this comparison has been gathered from the websites of each organization and other third party sources. No guarantee or assurance is made by Insure Fitness Group as to the accuracy or completeness of this information. Date information confirmed 8/9/17. GET NOW >
Personal Trainer Employment Options
Qualified personal trainers have a lot of options when it comes to choosing where to work. The health and fitness industry[...]
Personal Training Technology
Technology! We can’t manage without it, and sometimes we can’t manage with it either. There are over a quarter of a[...]
Ayurveda and Group Fitness
No one joins the gym to get an injury.  From your client’s perspective, it is something they don’t want or[...]

Contact Us

Still have questions about our program or ​fitness instructor insurance in general? No worries! ​Insure Fitness Group is available Monday through Friday, from 8:30 AM to 5:30 PM ET. And we have an after-hours line, too! Contact us via online chat, telephone, or email, and we’ll get you the answers you need.

➛ Call: 888-766-8589
➛ Email: