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Your personal trainer insurance plan from Insure Fitness Group stands out from the competition. Get more for less.
One of the best features is that the policy offers Occurrence Form Coverage instead of Claims-Made Coverage*.
We know when it comes to personal trainer insurance, professionals have many choices. But not all fitness insurance programs are created equal. To help fitness pros have all the information they need in one quick and easy place, we’ve compiled a side-by-side comparison among leading fitness insurance providers.
Here you can see the key attributes fitness professionals should be looking for when shopping for personal trainer insurance programs. Once you see how we stack up, we’re sure you’ll join the ranks of hundreds of your fellow fitness pros who have become proud IFG members.
Occurrence form coverage is crucial for allowing you to still file a claim for an event that happens when your policy is active but after the policy itself has expired. For example, your policy expires on December 31st but a client that attended a class several weeks before waits until January 1st to file a claim. The claim event occurred while your policy was active but without occurrence form coverage, your insurance carrier will most likely not honor the claim. Insurance carriers that say you have to file a claim while the policy is active for it to be covered use what’s known as a claims made policy. Be careful, 40% of the carriers in our comparison do not use occurrence form, even though this is by far the industry’s preferred coverage.
As a fitness instructor, you rely on your gear in order to put clients through the perfect workout routine. When this gear is stolen, your ability to give a great session can be severely impaired. This no-fun scenario is unfortunately a real possibility members can face at some point in their careers. That’s why we include up to $1,000 of stolen equipment coverage with a $250 deductible with our personal trainer insurance program. Of the programs in our comparison, we are the only one to include this important coverage.
Today’s business environment necessitates using technology but this opens you up to a cyber incident putting your identity at risk. We produce personal trainer insurance for the real world and provide a full $25,000 to use towards identity recovery services if your identity is ever stolen. K&K insurance is the only other provider to also include an identity protection plan.
Training to become a personal trainer can be intense. You will be required to learn a variety of subjects in a relatively short amount of time before jumping right in with clients. Knowing students are the next generation of fitness leaders, we choose to provide our full personal trainer insurance program to students at the discounted rate of only $59. Sports and Fitness also offers a student rate but tacks on additional fees.
Our personal trainer insurance program was designed for fitness professionals by fitness professionals. We know this industry. With that expertise, we crafted a program that simply makes sense for our professional fitness members. We combine incredibly comprehensive coverage, great membership benefits, and affordability all in one well-crafted package.
Still have questions about our program or personal trainer insurance in general? No worries! Insure Fitness Group is available Monday through Thursday from 8 AM to 7 PM ET. On Fridays, we’re open from 9 AM to 7 PM ET. Leave us a message after-hours and we’ll get back to you ASAP! Contact us via online chat, telephone, or email, and we’ll get you the answers you need.
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©2023 Insurance Fitness Group – Privacy Policy
The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Healthcare Professionals Purchasing Group, LLC. Arthur J. Gallagher Risk Management Services, LLC is the insurance partner for Healthcare Professionals Purchasing Group, LLC. Arthur J. Gallagher Risk Management Services, LLC, a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Arthur J. Gallagher Risk Management Services, LLC also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by Arch Specialty Insurance Company, which is rated A+(Superior) by A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer.
Stay ahead of the fitness game with our exclusive content and offers!
