Menu
500+ Techniques Covered, Including Online Training. Affordable and Same-Day Coverage.
$189/YEAR
The Volunteer State is a haven of opportunities for budding personal trainers. With Tennessee’s vibrant lifestyle and health-focused community, it provides an ideal environment for launching and nurturing a flourishing career in personal training.
In Tennessee, personal trainers enjoy a strong job market with an average salary of approximately $62,464 as of 2024.¹ The state projects a 14% growth in employment for fitness trainers and instructors from 2022 to 2032.² This growth shows an increasing demand for fitness professionals, driven by a popular interest in health and wellness.
With institutions like the American College of Sports Medicine (ACSM), the National Exercise Trainers Association, and the International Fitness Association providing personal trainer certification programs, trainers have different paths to choose from to get their certification. Here’s a rundown of how to become a personal trainer in Tennessee.
Insure Fitness Group stands out from other insurance providers because we offer not only one of the most affordable options, but also provide occurrence form coverage. This is a type of coverage that covers claims related to incidents that happened during your policy period, even if your policy has expired.
Wouldn’t knowing that you’re protected—even if you no longer have an active policy with us—provide you with the ultimate peace of mind?
There are two primary types of liability insurance: professional and general liability insurance. They are both necessary for every fitness professional.
General liability insurance: Commonly known as a "slip and fall" insurance policy, general liability insurance covers injuries that occur on your premises that are not directly related to your professional services. For instance, if a client trips and breaks their ankle on an uneven surface in your gym, this type of insurance would protect you from the resulting claims.
Professional liability insurance: Also known as malpractice insurance, professional liability insurance protects you against claims arising from actual or alleged professional negligence. For example, if a client drops a barbell and injures themselves during a workout under your supervision, this coverage would protect you.
These coverages protect professionals from liability for non-physical injuries or damages resulting from actions like defamation, false arrest, invasion of privacy, and copyright/trademark infringement in advertising and marketing. This is an additional coverage type that is included in an IFG policy.
Identity theft is an increasing threat. Identity Theft Protection assists in covering the expenses related to recovering your identity should it be compromised, ensuring your personal and professional identities are secure. This is an additional coverage type that is included in an IFG policy.
*MM = Million
No Quotes. No Hassle.
Don’t wait for coverage or quotes, buy instantly with our secure online checkout.
Yes, personal trainers absolutely need to have their own insurance even if you work for a gym that provides you with coverage.
According to a 2023 study published by the Bureau of Labor Statistics, 27% of weightlifters in the last six months experienced an injury to their shoulders, knees, or wrists.
Your clients trust you as their personal trainer to ensure their safety during a session, but accidents can happen to even the most experienced professionals in the most controlled environment. Getting insured by Insure Fitness Group means you’re not just investing in a safety net; you’re enhancing your clients’ trust in your services. This level of trust helps build loyalty with your clients, establishes your rep as a responsible fitness pro, and can help you stand out from other personal trainers.
Our Personal Trainer Insurance Coverage isn’t just another policy; it’s a cornerstone for your fitness career, crafted to navigate the complexities and challenges of the personal training industry. It ensures you’re fully equipped to focus on your clients’ transformation journeys while safeguarding your professional practice.
We champion the ongoing education and upskilling of our clients. Our policy includes access to discounted Continuing Education Units (CEUs), keeping you at the forefront of fitness trends, techniques, and industry standards and propelling your professional development.
Our comprehensive policy meets the insurance requirements of personal trainers across all 50 states, offering protection regardless of your location. This nationwide coverage ensures you comply with state-specific regulations as you expand your reach.
If you're an online or hybrid trainer, we're proud to cover fitness pros like you all across the U.S. Your policy safeguards all your online live training sessions at no extra cost. Any in-person sessions are also protected, so you can enjoy comprehensive peace of mind no matter how you teach.
Slip and fall accidents are more common than you'd think in the fitness industry - whether it's a wet floor or just an accidental trip over equipment, clients can be hurt under your watch and you could be held liable.
Clients come to you to be pushed and motivated, but overdoing it can cause muscle strains or other injuries. Our insurance covers claims related to injuries caused during sessions, so let us take that burden so you can focus on helping your clients meet their goals.
Even if you're not physically with your client, you could still be held liable for accidents that happen from your online training sessions either live-streamed or pre-recorded.
Exercise equipment can and will break down, posing an injury risk to your clients. Whether it's fault of the equipment or the client, a lawsuit could arise. With Insure Fitness Group, you'll always be financially protected.
Cyber crimes are real and they are on the rise. Protect yourself and your data with $25,000 of our ID Theft Protection that comes complimentary with every policy.
Tennessee doesn't require a specific license to become a trainer, but earning your certification from a trusted provider demonstrates your knowledge to potential clients and employers.
Insure Fitness Group recommends top certifying bodies like ASFA (American Sports and Fitness Association, NETA (National Exercise Trainers Association), and NASM (National Academy of Sports Medicine).
While earning your certification is important, you can't beat real-world experience. Practical knowledge helps you stand out from the rest and bring in new clients. We recommend job shadowing, internships, or even starting out as a part-time instructor.
Local gyms are a great way to get your foot in the door, providing valuable experience to kickstart your fitness career.
Once you're off the ground with a certification and experience, you'll need to think about what's next.
First, you'll want to find your training niche. Tennessee is a large state with a diverse fitness-minded population. What's popular in your county? Do you prefer training one-on-one or group fitness?
From there, learn how to market yourself as a personal trainer. Even a basic website goes a long way to build your reputation. Social media is perfect for showing off your training services and client results.
In Tennessee, there’s no state requirement for personal trainers to obtain a license to practice. However, getting a certification from a nationally recognized certification or fitness organization is highly recommended. Personal training certification boosts your credibility and increases your job prospects.
Certifications are important. They show that trainers have met standards and follow industry practices for health and fitness. Most gyms and fitness centers require these certifications as a minimum qualification for hiring.
Certified trainers must keep up their certification with ongoing education. So, they are more likely to be up-to-date with the latest fitness trends, exercise techniques, and health guidelines. Dedicated professionals commit to learning continuously.
University of Tennessee, Knoxville (UTK): UTK offers a Bachelor’s degree in Kinesiology. The program is for students who want to transfer to a four-year university. It covers the theoretical and practical parts of physical education.
In Tennessee, personal trainers can expect a good salary. It shows the state has a strong fitness culture and a need for health services. As of April 24, 2024, the average salary for a Personal Trainer in Tennessee is $62,464, with the typical range falling between $45,073 and $76,747. This figure puts Tennessee on the map as a great spot for fitness pros looking to advance their careers.
As a new personal trainer in Tennessee, you will find job opportunities in different settings. They can help you gain experience and build your client base. Here’s a look at some of the best options:
Commercial Gyms: Large fitness chains such as Gold’s Gym, Anytime Fitness, and Planet Fitness are ideal for new trainers. These gyms often have a steady flow of new clients, allowing you to gain experience with different fitness levels and goals.
You might start at a gym like Anytime Fitness as a floor trainer. This will give you the chance to talk to members and give spot training advice. Later, you can lead personal training sessions or group classes.
Local Health Clubs: Smaller, community-focused health clubs are a more personal setting. Trainers here can develop close relationships with their clients. They can also personalize programs to the community’s needs.
At a club like Fitness Factory, you could do more personalized training. You could also join special health and wellness programs for specific age groups, like seniors or teenagers.
Specialty Studios: Studios focusing on specific types of workouts like Pilates, yoga, or spinning, are great for trainers with particular skills or interests. Working in a niche market lets you broaden your expertise.
If you specialize in Pilates, working at a studio like Club Pilates gives you the chance to lead classes. You can also provide one-on-one coaching to clients who are serious about Pilates.
Corporate Fitness Centers: Some corporations have their own fitness centers to promote employee wellness. These centers need trainers to lead group fitness classes, design employee wellness programs, and provide personal training.
Training at a corporate wellness center lets you work closely with employees on their fitness goals. You can make a difference with their health and productivity.
Tennessee’s wellness retreats and resorts provide temporary but intensive opportunities for working with motivated clients to improve their fitness in a holistic environment.
At a place like Blackberry Farm, you could lead many fitness sessions each day. You would also provide holistic wellness coaching in a luxury setting. You would make big strides in short periods.
Online Personal Training: With the growth of digital platforms, giving online personal training services is a flexible option that allows you to reach clients globally. You can start your own online training business or partner with platforms that connect trainers to clients.
You can use a platform like Trainerize. It lets you make and sell personalized workout and nutrition plans to clients anywhere in the world. You can conduct training sessions via video calls.
Nashville, Memphis, and Knoxville are the best cities in Tennessee for personal trainers. This is for several reasons:
In these cities, personal trainers can thrive. They can do so by using the many resources available, having many clients, and supporting the health and fitness industries. This creates the perfect environment for building a rewarding career in personal training.
A great example is attending the Southern Obesity Summit. It’s the largest regional obesity prevention event in the United States. Often held in southern states, including Tennessee. It attracts many fitness professionals and features sessions led by top industry experts.
The American College of Sports Medicine (ACSM) offers resources for personal trainers. These include webinars and workshops. They cover the latest training and business practices. Engaging with ACSM helps trainers. It keeps them informed on industry trends. It helps them improve their business. And, it connects them with fitness professionals and industry leaders.
Getting personal trainer liability insurance in Tennessee is a smart move. As a personal trainer, you’re guiding clients through physical activities that carry a risk of injury. Liability insurance protects you if a client gets hurt during a session or if there’s any damage to property during your training. It’s not just about handling potential claims; it’s also about peace of mind.
Knowing you’re covered. It means you can focus on your clients’ workouts and progress. You won’t worry about possible legal issues. Liability insurance builds trust with your clients. It shows that you take your professional duties seriously.
Take a strategic approach to certifications and education. This will help build a solid foundation in Tennessee’s competitive fitness industry. Having a strong professional network will unlock more opportunities and with that, career advancement.
You can specialize in specific training disciplines or serve a broad client base. Being committed to all facets of fitness and health in Tennessee will help set positive attitudes for the community. Solidifying your presence in the community is great for business!
No, but having a college degree in a related field can improve your job prospects.
It typically takes a few months to over a year to become certified as a personal trainer, depending on your prior knowledge and experience level. This process generally involves completing a study program and passing the certification exam.
Yes, you can get certifications in areas like Pilates, aquatic fitness, or sports conditioning. They are for specific clients.
The outlook is positive. Demand is growing for certified personal trainers across the state. This is especially true in major cities like Nashville, Memphis, and Knoxville. The demand is due to the increasing emphasis on fitness and wellness.
Still Have Questions About Insure Fitness Group or Personal Trainer Insurance in General?
No worries! Insure Fitness Group is available Monday through Thursday from 8 AM to 7 PM ET. On Fridays, we’re open from 9 AM to 7 PM ET. Leave us a message after-hours and we’ll get back to you ASAP! Contact us via online chat, telephone, or email, and we’ll get you the answers you need.
The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. is the insurance partner for Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc., a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by an A rated (Excellent) insurance company, per A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer. 8430 Enterprise Circle Suite 200, Lakewood Ranch, FL 34202.
Copyright © 2024 Insurance Fitness Group, A Gallagher Company. All Rights Reserved. | Privacy Policy | Terms of Service
