Personal Trainer and Fitness Liability Insurance

Policy Exclusions

While Insure Fitness Group covers hundreds of fitness professions, we strive to be as transparent as possible with what we don’t cover.


  • Any procedure that punctures skin, including acupuncture, body piercing, tattooing, body branding or permanent body art/modification of any kind
  • The administration or prescription of any digestible medicine, biological product, medical device and/or implants
  • Crossfit
  • Bootcamps
  • Aerial yoga
  • Hair transplants or implanting
  • Cosmetic surgery of any kind
  • Skeletal structure manipulations e.g. chiropractic procedures
  • Removal or any attempt to remove warts, moles or skin growths
  • Any and all procedures requiring a medical license
  • Hypnosis
  • Laser treatments
  • Charges of sexual harassment or the transmission of HIV or an STD
  • Nutritional coaching

This list may not be fully comprehensive. If you have any questions on modality coverage, please contact IFG at (866) 696-3104.

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Still have questions about our program or personal trainer insurance in general? No worries! Insure Fitness Group is available Monday through Thursday from 8 AM to 7 PM ET. On Fridays, we’re open from 9 AM to 7 PM ET. Leave us a message after-hours and we’ll get back to you ASAP! Contact us via online chat, telephone, or email, and we’ll get you the answers you need.