Instant general and professional liability insurance for fitness instructors.
$189/yr
No Hassle. No Quotes. Immediate insurance coverage.
Click below to see a full list of the 500+ disciplines we cover
Trusted & Accredited by the BBB
Insure Fitness Group is proud to hold an A+ accreditation from the Better Business Bureau—a reflection of our deep commitment to trust and putting our customers first.
Backed by Industry Leader Arthur J. Gallagher
Rest assured—your career is in good hands with Insure Fitness Group. We’re A-Rated (Superior) and proudly backed by Arthur J. Gallagher.
A-Rated (Superior) by AM Best
Insure Fitness Group’s insurance partner holds an A-Rating from AM Best—an industry-leading credit rating agency since 1899. This rating reflects strong financial stability and a proven ability to meet policyholder obligations.
Slip and fall accidents are more common than you'd think in the fitness industry - whether it's a wet floor or just an accidental trip over equipment, clients can be hurt under your watch and you could be held liable.
Clients come to you to be pushed and motivated, but overdoing it can cause muscle strains or other injuries. Our insurance covers claims related to injuries caused during sessions, so let us take that burden so you can focus on helping your clients meet their goals.
Even if you're not physically with your client, you could still be held liable for accidents that happen from your online training sessions either live-streamed or pre-recorded.
Exercise equipment can and will break down, posing an injury risk to your clients. Whether it's fault of the equipment or the client, a lawsuit could arise. With Insure Fitness Group, you'll always be financially protected.
Cyber crimes are real and they are on the rise. Protect yourself and your data with $25,000 of our ID Theft Protection that comes complimentary with every policy.
Insure Fitness Group keeps fitness insurance simple, affordable, and dependable by offering A+ rated options for fitness students and professionals at one low rate.
Building a reliable insurance company takes hard work and dedication; just like a great workout. At Insure Fitness Group, we’re committed to excellence in everything we do. Our team delivers outstanding service with every interaction, ensuring policyholders feel supported and confident in their coverage.
Policyholders can trust that they’re in reliable hands with our comprehensive liability insurance. As we continue to grow, we remain dedicated to putting our members first, improving every step of the way, and providing the best coverage for fitness professionals nationwide.
See how our insurance coverage protects fitness professionals in actual claim scenarios. These examples show why $189/year is the smartest investment you'll make in your fitness career.
Scenario: During a strength session at a gym or studio, a barbell slips while you’re assisting a client with a lift and they suffer a shoulder injury requiring surgery and physical therapy.
Coverage: Professional liability covers medical expenses and legal fees if a client alleges inadequate instruction, spotting, or supervision during equipment use.
Scenario: A participant in your group fitness class (e.g., HIIT, bootcamp, dance) trips over equipment left on the floor and breaks their wrist, missing work for 6 weeks.
Coverage: General liability covers the medical bills, lost wages, and any legal action related to an unsafe class environment.
Scenario: A virtual client claims your program caused a back injury and sues for lost wages, medical expenses, and pain and suffering after following your online workouts.
Coverage: Professional liability protects you from claims related to online training programs, virtual classes, and digital fitness advice.
Scenario: During an outdoor session in hot weather, a client develops heat exhaustion and is hospitalized. They claim you failed to provide adequate rest, hydration, or monitor conditions.
Coverage: Professional liability covers allegations of negligent coaching and inadequate supervision related to environmental conditions and participant safety.
The average liability claim in the fitness industry costs $25,000. For just $189/year, protect yourself from financial ruin and focus on what you do best—helping clients achieve their fitness goals.
Get Instant Coverage NowGet complete and affordable liability insurance for personal trainers and fitness professionals across the U.S. Select your state to find coverage that costs you as low as $0.52/day when paid annually.
