Student Trainer Insurance

$65        /YEAR

Last year, Insure Fitness Group protected over $18 billion in liability coverage. Get complete student trainer insurance—including professional and general liability coverage, plus freebies to protect your reputation, identity and a whole lot more—for just $65/year.

 

 Includes Online & In-Gym Training

Student Trainer Liability Insurance

Just like full-time fitness professionals, students need personal trainer insurance, too.

If you work directly with training clients, you could be vulnerable to claims. Even if you’re not found liable, you’d still have to pay attorney fees, court costs and other hidden expenses. Without insurance, that’d all come out of your pocket.

That’s why IFG is proud to offer a comprehensive insurance policy purpose-built to protect aspiring fitness pros. Whether you’re studying to become a personal trainer, group fitness instructor, teach Pilates, or anything in between, we’ve got you covered. Focus on earning your certification and starting your business – we’ll take care of the rest.

Most other insurers may advertise a low rate to get you in the door, but tack on extra fees just to cover the basics you need. You shouldn’t have to sacrifice coverage just to get a decent rate. One policy with IFG covers you across the board with general and professional liability coverage. Enjoy free identity theft protection and more, all at no extra cost.

 

What Makes Our Insurance Policy The Best

Student Trainer Insurance

One-Year Full Liability Insurance Coverage
$ 65
  • Purchase In Three Minutes
  • Instant Policy Activation
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GALLAGHER

Insure Fitness Group is proud to hold an A+ accreditation from the Better Business Bureau—a reflection of our deep commitment to trust and putting our customers first.

Rest assured—your career is in good hands with Insure Fitness Group. We’re A-Rated (Superior) and proudly backed by Arthur J. Gallagher.

What We Offer

Student Trainer Policy Highlights

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INSTANT CERTIFICATE

Receive instant coverage and proof of insurance certificate via email immediately upon checkout, which takes less than 5 minutes.

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COMPLETE PROTECTION

Professional + General Liability: $1 million per occurrence, $3 million per year.

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FLEXIBLE PAYMENTS

We've teamed up with PayPal credit to make it easy for you to pay for your policy the way you need.

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PLUS BENEFITS

You get identity protection and fitness-related product discounts.

What Else Is Covered?

From popular programs and routines like Bodybeast®, cross training, HIIT, and Silver Sneakers®, our student trainers have the greatest flexibility when it comes to choosing a program and knowing it’s covered. However, if you don’t see your preferred fitness program listed, you can talk to our licensed agents about seeing if it can be added to our growing list of covered services.

Get Insured Now

Getting Student insurance through IFG only takes a few minutes. As soon as you check out, you’ll have access to your full member profile.

  • Encompassing Insurance Coverage:  we cover you with insurance made just for student fitness instructors. This means you get the coverage most appropriate for your industry which means being better protected.
  • Flexible Payment Plans: teaming up with PayPal Credit, you can now finance your annual membership into easier to manage monthly payment amounts. 
  • Members-Only Benefits Program: make the most of your membership with great discounts from the best names in health and fitness, in addition to access to the Insurance Plus marketplace where you can obtain Health, Vision and Dental coverage at group rates. We value our personal trainers and fitness instructors and are constantly adding new benefits to add value to your membership.
  • Fitness Routines and Programs Covered by Student Instructor Insurance: IFG offers some of the very best diversities of different health and fitness programs covered under our student fitness instructor insurance program. With great coverage choices, you have the freedom to choose the best combination of live, online sessions to meet your clients’ needs. 
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Just a few of our many covered fitness programs include:

  • One-on-one personal training sessions
  • Group fitness instruction 
  • Live aerobics, HIIT, spinning and more!

Frequently Asked Questions

Do I need insurance as a student fitness trainer?

Yes. Even as a student, you can be held liable if a client gets injured during a session. Insurance protects you from costly legal claims while you’re gaining experience.

Student insurance includes the same core protections—like liability coverage and identity theft protection—but at a discounted rate for those still in training or certification programs.

You’re eligible if you’re currently enrolled in a fitness-related education or certification program and not yet working full-time as a certified trainer.

Yes. The policy covers both in-person and virtual sessions, including live online classes and one-on-one coaching.

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