IFG Logo
  • Insurance
    • Personal Trainer Insurance
      • Compare Personal Trainer Insurance
    • Pilates Instructor Insurance
    • Group Fitness Insurance
    • Dance Instructor Insurance
    • Student Trainer Insurance
    • Who We Cover
      • Policy Exclusions
  • Resources
    • Professional Liability Insurance
    • General Liability Insurance
    • Blog
    • Liability Waiver Template
    • Webinars
  • About
    • Contact Us
    • Partner With Us
    • Reviews
  • Policyholders
    • Login
    • Renew Policy
    • Add Additional Insureds
  • Buy Policy
  • Insurance
    • Personal Trainer Insurance
      • Compare Personal Trainer Insurance
    • Pilates Instructor Insurance
    • Group Fitness Insurance
    • Dance Instructor Insurance
    • Student Trainer Insurance
    • Who We Cover
      • Policy Exclusions
  • Resources
    • Professional Liability Insurance
    • General Liability Insurance
    • Blog
    • Liability Waiver Template
    • Webinars
  • About
    • Contact Us
    • Partner With Us
    • Reviews
  • Policyholders
    • Login
    • Renew Policy
    • Add Additional Insureds
  • Buy Policy

Insure Fitness Group Webinars

Learn From Leading Fitness Experts

Join the discussion! Connect with industry experts and your fellow professionals as we talk all things fitness.

Graphic depicting a laptop with a person talking on-screen. the text above says "Live Webinar"

Upcoming Fitness Webinars

Reserve your spot now! While you’re here, see what’s coming next for IFG.

Recipe for Success & Fulfillment in the Fitness Industry

June 25, 2025 | 6:00 EST Learn how to channel your ambition to grow a thriving fitness business, inspire others, and expand your impact. Discover why genuine connection is key to building community, boosting client loyalty, and unlocking new opportunities. Elevate your expertise to gain the confidence and credibility needed for long-term success in a competitive industry. Guest hosted by Ellen de Werd, creator of the WARRIOR formats and a 2024 & 2025 IDEA Group Fitness Instructor of the Year Award nominee. Register Now

Past Webinar Recordings

Check out all recorded webinars here.

Medical Fitness: Smarter Programming for Today’s Clients

This webinar covers smarter programming with cognitive tools, training clients with chronic conditions, modifying workouts for older adults and neurodiverse clients, and boosting your credentials with medical fitness specialization. Guest hosted by Jonathan Ross, MedFit​. Watch Recording

Training Today's Older Population: Senior Fitness Best Practices

Watch the replay of this insightful webinar where we dive into proven strategies to enhance fitness programming for older adults. From movement mechanics to nutrition and breaking industry stereotypes, this session is packed with valuable takeaways for fitness professionals and enthusiasts alike. Watch Recording

Fitness Coaching: How to Break Into the Online Space

Guest Host: Reonna Smiley, TrueCoach​ Watch recording

Medical Fitness: Smarter Programming for Today’s Clients Webinar

Watch The Webinar
Fitness webinar about training older populations with FiTour

Training Today’s Older Population: What Fitness Professionals Need to Know

Watch The Webinar

Liability Insurance Policy Details

Insure Fitness Group stands out from other insurance providers because we offer not only one of the most affordable options, but also provide occurrence form coverage. This is a type of coverage that covers claims related to incidents that happened during your policy period, even if your policy has expired.

 

Wouldn’t knowing that you’re protected—even if you no longer have an active policy with us—provide you with the ultimate peace of mind?

Policy Limits

There are two primary types of liability insurance: professional and general liability insurance. They are both necessary for every fitness professional.

  • General liability insurance: Commonly known as a "slip and fall" insurance policy, general liability insurance covers injuries that occur on your premises that are not directly related to your professional services. For instance, if a client trips and breaks their ankle on an uneven surface in your gym, this type of insurance would protect you from the resulting claims.

  • Professional liability insurance: Also known as malpractice insurance, professional liability insurance protects you against claims arising from actual or alleged professional negligence. For example, if a client drops a barbell and injures themselves during a workout under your supervision, this coverage would protect you.

These coverages protect professionals from liability for non-physical injuries or damages resulting from actions like defamation, false arrest, invasion of privacy, and copyright/trademark infringement in advertising and marketing. This is an additional coverage type that is included in an IFG policy.

Identity theft is an increasing threat. Identity Theft Protection assists in covering the expenses related to recovering your identity should it be compromised, ensuring your personal and professional identities are secure. This is an additional coverage type that is included in an IFG policy.

*MM = Million

No Quotes. No Hassle.

Don’t wait for coverage or quotes, buy instantly with our secure online checkout.

Buy Online in 3 Minutes

BUY POLICY

Personal Trainer Insurance Comparison Chart

Table of Contents
  • Professional Liability (Malpractice)
  • Occurrence-Form Coverage
  • Identity Protection Plan
  • Immediate Coverage
  • Access to Health, Vision & Dental Insurance
  • Student Coverage Available
  IFG Hiscox Insurance Canopy K&K Insurance NEXT Insurance
Professional Liability (Malpractice) $1MM/$3MM Varies by state $2MM/$3MM $1MM Varies by state
General Liability (Slip & Fall) $1MM/$3MM Varies by state $2MM/$3MM $1MM Varies by state
Occurrence-Form Coverage
Identity Protection Plan
Immediate Coverage
Access to Health, Vision & Dental Insurance
Student Coverage Available
Covers All 50 States
Member Benefits Included
Price $189/YEARBUY POLICY $270/YEAR
(Starting Price)
$189.75/YEAR
(Monthly Price)
$209/YEAR
(Starting Price)
$269/YEAR
(Starting Price)

Nationwide Insurance for Fitness Professionals

Get complete and affordable liability insurance for personal trainers and fitness professionals across the U.S. Select your state to find coverage for as low as $0.52/day.

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Our Fitness Instructor Insurance Policy Benefits

Insure Fitness Group’s professional liability insurance isn’t just another policy; it’s a cornerstone for your fitness career, crafted to navigate the complexities and challenges of the personal training industry. It ensures you’re fully equipped to focus on your clients’ transformation journeys while safeguarding your professional practice.

Educational Growth with CEUs & Discounts


We champion the ongoing education and upskilling of our clients. Our policy includes access to discounted Continuing Education Units (CEUs), keeping you at the forefront of fitness trends, techniques, and industry standards and propelling your professional development.

Nationwide Coverage Across All 50 States


Our comprehensive fitness insurance policy meets the requirements of personal trainers across all 50 states, offering portability and protection regardless of your location. This nationwide coverage ensures you comply with state-specific regulations as you expand your reach.

Covers Online Training Sessions


If you're an online or hybrid trainer, we're proud to cover fitness pros like you all across the U.S. Your policy safeguards all your online live training sessions at no extra cost. Any in-person sessions are also protected, so you can enjoy comprehensive peace of mind no matter how you teach.

Insure Fitness Group logo
1 (800) 379-7799
Monday–Thursday, 8am–7pm EST Friday, 9am – 7pm EST
Instagram Facebook Linkedin Youtube Tiktok

Insurance Links

  • Personal Trainer Insurance
  • Pilates Insurance
  • Fitness Insurance
  • Renew Your Policy
Trustpilot

Helpful Links

  • About Us
  • Member Login
  • FAQs
Insure Fitness Group BBB Business Review

Join Our Newsletter

The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. is the insurance partner for Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc., a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by an A rated (Excellent) insurance company, per A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer. 8430 Enterprise Circle Suite 200, Lakewood Ranch, FL 34202.

Copyright © Insure Fitness Group, A Gallagher Company. All Rights Reserved. | Privacy Policy | Terms of Service