$189 /YEAR
Cize Fitness Insurance — Protect Your Group Programs from Client Injury, Lawsuits, and Financial Loss
Professional & General Liability Insurance + Identity Theft Protection — All for $189/year
No Hassle. No Quotes. Immediate insurance coverage.
500+ Techniques Covered | Includes Online & In-Gym Training | Liability insurance coverage in all 50 States
Every Insure Fitness policy includes professional and general liability insurance, identity theft protection, and industry-backed protections designed specifically for Cize fitness instructors and dance-based group fitness professionals.
Protects you even after your policy expires for incidents that occurred during your coverage period
No quotes, no waiting periods—your Cize fitness classes are covered immediately
Protected at gyms, studios, fitness centers, community spaces, outdoor locations, and during virtual Cize classes
Download instantly and add additional insureds as needed
One-Year Full Liability Insurance Coverage
Comprehensive protection for injuries or incidents that may occur during Cize fitness instruction or group dance classes. Includes $1 million per occurrence and $3 million aggregate coverage.
Safeguards your instruction if you're accused of slander, libel, copyright infringement, or invasion of privacy in your marketing or online content.
Up to $25,000 in coverage annually if your personal identity is stolen and used fraudulently.
Covers you even after your policy ends for incidents during your coverage term.
From Cize and dance-based cardio to group fitness instruction and conditioning classes.
Protected at gyms, studios, outdoor venues, community spaces, and virtual classes nationwide.
Get your certificate immediately after purchase and add additional insureds anytime.
Save on dance fitness certifications, instructor training, and continuing education programs.
Skip the paperwork—get immediate coverage with no delays.
Our liability insurance covers over 500 fitness and wellness modalities, including Cize, ensuring complete protection for your classes and instruction.
Compare our affordable Cize fitness instructor insurance rates with other providers and see why group fitness instructors choose us.
| Insurance Provider | Annual Cost | Monthly Cost | Your Savings |
|---|---|---|---|
| Insure Fitness Group | $189 | $15.75 | - |
| Hiscox Insurance | $270 | $22.50 | Save $81 |
| NEXT Insurance | $269 | $22.42 | Save $80 |
| K&K Insurance | $209 | $17.42 | Save $20 |
Disclaimer: Monthly cost reflects the average monthly rate when paying the full annual premium upfront. Insure Fitness Group plans are billed annually.
In 2024, Insure Fitness Group has protected over 200,000 professionals. With the average fitness liability claim costing around $25,000, Cize fitness instructors can protect their classes for just $189/year— including $1 million/$3 million liability coverage and $25,000 identity theft protection.
Trusted & Accredited by the BBB
Insure Fitness Group is proud to hold an A+ accreditation from the Better Business Bureau—a reflection of our deep commitment to trust and putting our customers first.
Backed by Industry Leader Arthur J. Gallagher
Rest assured—your career is in good hands with Insure Fitness Group. We’re A-Rated (Superior) and proudly backed by Arthur J. Gallagher.
A-Rated (Superior) by AM Best
Insure Fitness Group’s insurance partner holds an A-Rating from AM Best—an industry-leading credit rating agency since 1899. This rating reflects strong financial stability and a proven ability to meet policyholder obligations.
Insure Fitness Group offers one of the most affordable cize instructor insurance options available, while still providing occurrence form coverage. Occurrence form coverage applies to claims tied to incidents that took place during your active policy period, even if a claim is filed after the policy has expired, helping protect your long term investment in your fitness career.
There are two primary types of liability insurance included with this policy: professional liability insurance and general liability insurance. Both play an essential role in protecting Cize fitness instructors and group fitness professionals.
General liability insurance: Often referred to as slip and fall coverage, general liability insurance helps protect against liability claims that occur outside of your direct professional services. For example, if a participant trips while entering the class space, slips on a studio floor, or is injured due to a facility related issue before a Cize class begins, this type of coverage helps handle medical expenses and legal fees tied to the resulting client claim.
Professional liability insurance: Sometimes called malpractice insurance, professional liability insurance helps protect against claims related to your instruction. For instance, if a participant experiences a client’s injury during a Cize class due to improper cueing, pacing, or movement execution, this coverage helps address claims involving bodily injury, lost wages, or other covered damages, including allegations of negligence tied to professional services.
This coverage helps protect fitness professionals from liability tied to non physical injuries or damages. This may include claims related to defamation, false arrest, invasion of privacy, or copyright and trademark infringement connected to advertising or marketing activities. Personal and advertising injury coverage is included with an Insure Fitness policy.
Identity theft is an increasing risk for fitness professionals. Identity theft protection helps cover expenses related to restoring your identity if it is compromised, supporting both your personal and professional recovery. This coverage is included with an Insure Fitness policy.
*MM = Million
No Quotes. No Hassle.
Don’t wait for coverage or quotes, buy instantly with our secure online checkout.
Not all fitness instructor insurance is created equal. See how leading Cize fitness instructor liability insurance providers stack up based on insurance cost, comprehensive coverage, and included insurance policy benefits.
| IFG | Hiscox | Insurance Canopy | K&K Insurance | NEXT Insurance | |
|---|---|---|---|---|---|
| Professional Liability (Malpractice) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| General Liability (Slip & Fall) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| Occurrence-Form Coverage | |||||
| Identity Protection Plan | |||||
| Immediate Coverage | |||||
| Access to Health, Vision & Dental Insurance | |||||
| Student Coverage Available | |||||
| Covers All 50 States | |||||
| Member Benefits Included | |||||
| Price | $189/YEARBUY POLICY | $270/YEAR (Starting Price) | $189.75/YEAR (starting Price) | $209/YEAR (Starting Price) | $269/YEAR (Starting Price) |
Still looking at options? See how our fitness insurance compares →
Cize fitness instructors should carry their own liability insurance policy, even when teaching at a gym or studio that offers some level of coverage. While client safety is always a priority, accidents can still occur during high energy, choreographed group fitness classes, even when instruction is well planned and professionally delivered.
Choosing Cize fitness instructor liability insurance helps protect your fitness business and reinforces the trust clients place in you. Carrying your own coverage signals professionalism, accountability, and a commitment to responsible instruction, which supports long term client relationships in a competitive fitness environment.
With professional liability insurance in place, you gain confidence knowing you are protected against covered liability claims tied to your instruction. This allows you to focus on delivering effective Cize classes while building a stable and trusted future as a fitness professional.
Cize fitness instructor insurance helps protect you from liability claims that may arise during your classes or instruction. This includes professional liability coverage for injuries related to your coaching and general liability coverage for incidents such as a participant slipping or getting hurt in a shared class space, helping manage financial risk tied to client injuries and related defense costs.
Yes. While many gyms and studios carry their own insurance, that coverage often does not fully protect individual instructors. Having your own policy helps make sure you are covered whether you teach in a studio, offer classes at different locations, work with clients one on one, or teach Cize classes online.
Most Cize fitness instructors choose liability limits that provide solid protection without overcomplicating things. A common choice is $1 million per occurrence and $3 million in aggregate coverage, which helps cover a wide range of potential claims tied to group fitness instruction, especially for instructors at different experience levels building long term careers.
Not usually. With Insure Fitness Group you are able to add additional insureds for a small fee, which helps extend your coverage to gyms, studios, or other facilities where you teach. This flexibility makes it easier to stay protected across multiple class locations.
Yes. Your policy is not limited to a single class format. Coverage generally extends to a wide range of group fitness instruction, including variations that may incorporate light equipment or bodyweight movement. This helps protect your instruction across different class styles offered within a general fitness scope, even when services evolve as your business grows. Review the Who We Cover section to confirm eligible modalities.
Clients want to know their instructor takes safety and responsibility seriously. Carrying liability insurance shows professionalism and preparation, which helps build trust. That trust plays an important role in attracting new participants and maintaining long term client relationships.
Yes. Teaching outdoors does not remove liability risk. Whether classes take place in a park, on a beach, or in another public setting, liability insurance helps protect you if a participant is injured during instruction. Coverage applies regardless of where classes are held.
You can purchase your policy online in just a few minutes. Coverage activates immediately, which allows you to protect your business without delaying your class schedule.
