Personal Trainer & Fitness Instructor Insurance

Yes. Fitness instructor insurance is an important component of your business and is designed to protect your financial assets and your future career if you were to be sued as a result of your training and business practices. You could be held liable for claims that include injuries, illnesses, or damages arising from your personal training or fitness services. The legal costs alone from claims like these can be financially devastating. With fitness instructor insurance, you’ll have the protection you need to train, teach, and excel in your career with the peace of mind that your future is secure.

Personal trainer insurance covers claims related to the day-to-day operations and practices of your personal training business. For example, if a student sustains an injury in your session either from the equipment, your direction, or a simple slip and fall personal training instructor insurance could protect you from a lawsuit and the financial burdens that arise from claims. We created a personal trainer insurance guide for a full list of everything you need to know before purchasing a policy. 

Personal trainer insurance from Insure Fitness Group also provides professional, general, and product liability coverage, stolen equipment coverage, identity theft protection, and rental damage insurance. All of these coverages are available for $179/year, with no hidden fees.
In addition to your coverage, Insure Fitness Group provides all of our members with FREE additional benefits such as product discounts, business resources, educational material, and more. Compare us against the competition.

Despite the fact that you worked hard to earn your professional certification, teach clearly, and check your equipment on a regular basis, accidents can still happen. The fact is that there are inherent risks with exercise itself, and this risk only increases when various pieces of equipment are added to the mix. Product liability insurance can provide the peace of mind you need so that you can focus on training your clients instead of worrying about potential lawsuits.

Product liability insurance is the type of insurance coverage that offers a warranty or guarantee on a product. It is specifically created to cover you in the event that a product malfunctions and causes injury or damage to third parties. Depending on how the product was manufactured, designed, and assembled, you could be at risk of a lawsuit.

While fitness training doesn’t always include equipment, when it does, your client’s risk of injury also goes up.  All it takes is a loose spring, a moment of unfocused attention, or an improperly secured safety chain for an injury to occur. Professional liability insurance helps to protect you in this type of situation, so that you do not bear the brunt of the financial expenses associated with a lawsuit.