$189 /YEAR
Professional & general liability coverage for independent Pilates instructors teaching in-person and online. Purchase online with no traditional quote process and get fast proof of coverage.
One Year Policy
From $189/year
Coverage for covered claims arising from your Pilates instruction, including mat, Reformer and other approved equipment-based instruction, or other liability incidents related to your work.
Coverage for covered personal injury and advertising injury claims, including certain claims related to your professional marketing, social media or client communications.
Protection to help with covered identity-theft-related losses.
Trusted & Accredited by the BBB
Insure Fitness Group is proud to hold an A+ accreditation from the Better Business Bureau—a reflection of our deep commitment to trust and putting our customers first.
Backed by Industry Leader Arthur J. Gallagher
Rest assured—your career is in good hands with Insure Fitness Group. We’re A-Rated (Superior) and proudly backed by Arthur J. Gallagher.
A-Rated (Superior) by AM Best
Insure Fitness Group’s insurance partner holds an A-Rating from AM Best—an industry-leading credit rating agency since 1899. This rating reflects strong financial stability and a proven ability to meet policyholder obligations.
If you teach Pilates as an independent instructor, the insurance carried by a studio or fitness facility may not protect you personally. Some studios may also ask instructors to provide their own proof of liability insurance before teaching.
Pilates instruction can involve hands-on guidance, specialized equipment, and private or group sessions. If a client alleges that your instruction contributed to an injury, or another covered liability incident occurs while you’re working, carrying your own policy can help protect you against covered claims.
Your own insurance provides protection tied to your professional work rather than relying solely on coverage carried by the studio or facility where you teach.
Independent Pilates instructors often teach in more than one place. IFG coverage can apply across approved work settings when you are performing covered Pilates instruction, so your professional liability coverage is tied to your work rather than a single studio location.
If you teach at a Pilates studio or other fitness facility, the business may ask to be added to your policy as an additional insured. This is different from simply providing proof that you carry your own liability insurance.
Additional insured status can provide certain protections to the studio or facility in connection with your covered professional activities, subject to the terms of the policy. This is a common reason independent instructors may need to update their insurance when they begin teaching at a new location.
IFG offers additional insured options, along with an instant, free certificate of insurance that you can use to provide proof of coverage when requested.
IFG specializes in liability insurance for independent fitness professionals, including Pilates instructors working on their own or within studios and fitness facilities.
Purchase online and receive an instant certificate of insurance when you need to provide proof of coverage to a studio or other facility.
Coverage is available for 500+ approved fitness activities and services, helpful for Pilates instructors who also teach other covered fitness modalities.
Policyholders can access discounted continuing education opportunities and other member benefits available through Insure Fitness Group.
See how Insure Fitness Group stacks up against top competitors based on pricing, coverage, and included benefits.
| IFG | Hiscox | Insurance Canopy | K&K Insurance | NEXT Insurance | |
|---|---|---|---|---|---|
| Professional Liability (Malpractice) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| General Liability (Slip & Fall) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| Occurrence-Form Coverage | |||||
| Identity Protection Plan | |||||
| Immediate Coverage | |||||
| Access to Health, Vision & Dental Insurance | |||||
| Student Coverage Available | |||||
| Covers All 50 States | |||||
| Member Benefits Included | |||||
| Price | $189/YEAR | $270/YEAR (Starting Price) | $189.75/YEAR (Starting Price) | $209/YEAR (Starting Price) | $269/YEAR (Starting Price) |
The data presented in the Insurance Comparison Chart reflects information gathered from publicly available insurance product specifications available on each company’s website as of February 2026. The companies referred to have not authorized or endorsed the information or use of their names in this comparative advertising.
Still looking at options? See how our personal trainer insurance compares →
Yes. IFG offers coverage for eligible students preparing to work in the fitness industry. Visit our Student Trainer Insurance page for information about student coverage and eligibility.
IFG uses occurrence-form coverage. If a covered incident happens while your policy is active, a claim may still be covered even if it is filed after the policy period ends.
Pilates instructor insurance is designed to protect the individual fitness professional for covered claims related to their work. It is not business-owner insurance for a Pilates studio, building, or facility.
$189 /YEAR
Professional & general liability coverage for independent Pilates instructors teaching in-person and online. Purchase online in minutes, get fast proof of coverage, and access coverage across approved work settings.
One-Year Policy | Fast Proof of Coverage | 500+ Approved Fitness Activities & Services
