$189 /YEAR
Insure Fitness Group has protected over 200,000 professionals with liability insurance. Get complete Pilates instructor insurance—including liability and identity theft protection—for just $189/year.
No Hassle. No Quotes. Immediate insurance coverage.
500+ Techniques Covered | Includes Online & In-Gym Training | Liability insurance coverage in all 50 States
Every Insure Fitness policy includes comprehensive professional and general liability coverage, identity theft protection, and benefits designed specifically for Pilates professionals. Often called Pilates instructor insurance or Pilates teacher insurance, this coverage is tailored to fit the way you teach—whether it’s on the mat, reformer, or full apparatus.
Protection that still applies after your policy expires for incidents that happened during the coverage period
No quotes, no waiting—coverage starts immediately
In-studio, home studio, client homes, workshops, retreats, outdoors, and virtual classes
Download instantly and add additional insureds
One-Year Full Liability Insurance Coverage
Comprehensive protection for injuries that occurs during Pilates sessions—private, duet, small group, or studio classes—across mat, reformer, Cadillac, chair, tower, and other apparatus. Includes $1 million per occurrence and $3 million aggregate coverage to help safeguard your Pilates career from liability claims. Perfect for Pilates professional liability insurance and Pilates general liability insurance needs.
Helps protect your Pilates brand if you're accused of slander, libel, copyright infringement, or invasion of privacy in ads, social media, or client communications.
Up to $25,000 per year if your personal identity is stolen and used fraudulently.
Protection that applies even after your policy ends for incidents that took place while you were covered.
Mat, reformer, Cadillac, chair, tower, small props, barre, mobility, and more—covered under one policy.
Teach at studios, home gyms, corporate wellness events, retreats, or stream virtual classes online.
Download your COI immediately after purchase and add additional insureds anytime.
Save on approved Pilates CE courses to keep your teaching sharp.
Skip underwriting and get instant coverage activation.
Our Pilates liability insurance covers the full method—apparatus and mat—along with complementary movement practices, making it a smart fit for instructors, teachers, and studio owners.
Compare our affordable personal trainer insurance rates with other providers and see why thousands of fitness professionals choose us.
| Insurance Provider | Annual Cost | Monthly Cost | Your Savings |
|---|---|---|---|
| Insure Fitness Group | $189 | $15.75 | - |
| Hiscox Insurance | $270 | $22.50 | Save $81 |
| NEXT Insurance | $269 | $22.42 | Save $80 |
| K&K Insurance | $209 | $17.42 | Save $20 |
Disclaimer: Monthly cost reflects the average monthly rate when paying the full annual premium upfront. Insure Fitness Group plans are billed annually.
Insure Fitness Group has protected over 200,000 professionals with liability insurance protection. Why does that matter? Because the average liability claim in the fitness industry costs around $25,000. For just $189/year, get comprehensive Pilates liability insurance—including $1 million/$3 million liability coverage, $25,000 identity theft protection, and occurrence form coverage—so you’re protected if the unexpected happens during your Pilates classes or private sessions.
Insure Fitness Group is proud to hold an A+ accreditation from the Better Business Bureau—a reflection of our deep commitment to trust and putting our customers first.
Rest assured—your career is in good hands with Insure Fitness Group. We’re A-Rated (Superior) and proudly backed by Arthur J. Gallagher.
Insure Fitness Group’s insurance partner holds an A-Rating from AM Best—an industry-leading credit rating agency since 1899. This rating reflects strong financial stability and a proven ability to meet policyholder obligations.
See how our coverage protects Pilates instructors and teachers in actual claim scenarios. These examples show why $189/year for Pilates liability insurance is a smart move for your career.
Scenario: While guiding a client through a kneeling reformer sequence, a worn strap suddenly snaps. The client loses balance, falls backward, and suffers a rotator cuff tear requiring medical treatment and extended physical therapy.
Coverage: Pilates professional liability insurance covers claims tied to instruction, equipment setup, and safe use of reformers, Cadillacs, chairs, towers, and other Pilates apparatus.
Scenario: During a busy group class, a participant steps from the reformer to the floor, slips on a sweat spot between stations, and lands awkwardly. They suffer a fractured forearm and miss several weeks of work.
Coverage: Pilates general liability insurance responds to bodily injuries caused by hazards in the class environment, including slips, falls, and accidents involving mats, props, or studio flooring.
Scenario: A virtual client follows your livestreamed mat and reformer-inspired routine using their home equipment. They later claim the lack of modifications and form cues led to a flare-up of a pre-existing back condition and pursue compensation for medical costs and lost wages.
Coverage: Pilates instructor insurance extends to online classes, livestreams, recorded video libraries, and digital coaching—helping protect you when clients train remotely using your guidance.
Scenario: During a private session in a client’s home studio, the client steps off the reformer onto a slightly bunched mat. Their foot catches, they twist and fall, resulting in an ankle fracture and months of modified activity.
Coverage: General liability (bodily injury) helps cover medical bills, lost income, and related legal claims when clients are injured in your care—whether you’re in a studio, gym, or client’s home.
The reported average liability claim in the fitness industry is about $25,000. For just $189/year, get comprehensive Pilates liability insurance—ideal for reformer Pilates insurance, mat Pilates insurance, and full Pilates instructor insurance protection—so you can focus on helping clients move and feel better.
Get Instant Coverage NowInsure Fitness Group sets itself apart by offering not only some of the most affordable insurance options for fitness professionals, but also occurrence-form coverage. This means you’re protected for claims related to incidents that happened during your policy period—even if your policy has expired.
Wouldn't knowing that you're protected, even if you no longer have an active policy with us, provide you with the ultimate peace of mind
Not all instructor insurance is created equal. See how IFG stacks up against top competitors based on pricing, coverage, and included benefits.
| IFG | Hiscox | Insurance Canopy | K&K Insurance | NEXT Insurance | |
|---|---|---|---|---|---|
| Professional Liability (Malpractice) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| General Liability (Slip & Fall) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| Occurrence-Form Coverage | |||||
| Identity Protection Plan | |||||
| Immediate Coverage | |||||
| Access to Health, Vision & Dental Insurance | |||||
| Student Coverage Available | |||||
| Covers All 50 States | |||||
| Member Benefits Included | |||||
| Price | $189/YEARBUY POLICY | $270/YEAR (Starting Price) | $189.75/YEAR (Starting Price) | $209/YEAR (Starting Price) | $269/YEAR (Starting Price) |
Yes! Injuries happen in the fitness world, and the risks are real. The potential for liability from equipment is high, from slips and falls to overexertion-related muscle tears. That’s where Pilates Instructor insurance becomes your safeguard.
Whether dealing with slips, trips, and falls (covered under our general liability coverage) or addressing injuries from a client’s overexertion (handled by professional liability), our insurance coverage makes sure you’re protected. At Insure Fitness Group, we understand the unique risks in the fitness industry, providing an all-inclusive policy that blends complete coverage with added protections.
Your passion for fitness deserves the assurance that comes with reliable insurance. Train with confidence and protect your Pilates business with our insurance policies today!
