$189 /YEAR
Last year, Insure Fitness Group protected over 200,000 fitness professionals with liability insurance coverage. Get an all-inclusive policy that combines professional liability insurance, general liability insurance, and even identity theft protection for one low price. You can secure instant coverage online and enjoy peace of mind for your entire year of teaching insanity fitness programs starting at just $189/year.
No Hassle. No Quotes. Immediate insurance coverage.
500+ Techniques Covered | Includes Online & In-Gym Training | Liability insurance coverage in all 50 States
Every Insure Fitness policy includes professional and general liability insurance, identity theft protection, and industry-backed protections designed specifically for certified Insanity Fitness Instructors and high-intensity interval training professionals.
Protects you even after your policy expires for incidents that occurred during your coverage period
No quotes, no waiting periods—your Insanity workouts are covered immediately
Protected at gyms, studios, client homes, community centers, outdoor spaces, and during virtual Insanity fitness sessions
Download instantly and add additional insureds as needed
One-Year Full Liability Insurance Coverage
Complete protection for injuries or damages that may occur during Insanity workouts, HIIT classes, or one-on-one training sessions. Includes $1 million per occurrence and $3 million aggregate coverage for maximum protection against liability claims.
Safeguards your business if you're accused of slander, libel, copyright infringement, or invasion of privacy in your marketing, promotions, or online content.
Up to $25,000 in coverage annually if your personal identity is stolen and used fraudulently.
Covers you even after your policy ends for incidents during your coverage term.
From Insanity and HIIT to plyometrics, circuit training, and online group coaching—all protected under one plan.
Protected at gyms, studios, outdoor spaces, and virtual classes worldwide—so your Insanity workouts are always covered.
Get your certificate immediately after purchase and add additional insureds anytime.
Save on Insanity certifications, group fitness renewals, and advanced instructor training through our partner programs.
Skip the paperwork—get immediate coverage with no delays.
Our liability insurance covers over 500 fitness methods, including Insanity-style workouts, ensuring full protection for your training and business.
Compare our affordable personal trainer insurance rates with other providers and see why thousands of fitness professionals choose us.
| Insurance Provider | Annual Cost | Monthly Cost | Your Savings |
|---|---|---|---|
| Insure Fitness Group | $189 | $15.75 | - |
| Hiscox Insurance | $270 | $22.50 | Save $81 |
| NEXT Insurance | $269 | $22.42 | Save $80 |
| K&K Insurance | $209 | $17.42 | Save $20 |
Disclaimer: Monthly cost reflects the average monthly rate when paying the full annual premium upfront. Insure Fitness Group plans are billed annually.
In 2024, Insure Fitness Group has protected over 200,000 professionals with liability insurance protection. That matters, because the average fitness industry liability claim costs around $25,000. For just $189/year, you get comprehensive Insanity Fitness Instructor insurance—including $1 million/$3 million liability coverage, $25,000 identity theft protection, and occurrence form coverage—so you’re protected when the unexpected happens.
Trusted & Accredited by the BBB
Insure Fitness Group is proud to hold an A+ accreditation from the Better Business Bureau—a reflection of our deep commitment to trust and putting our customers first.
Backed by Industry Leader Arthur J. Gallagher
Rest assured—your career is in good hands with Insure Fitness Group. We’re A-Rated (Superior) and proudly backed by Arthur J. Gallagher.
A-Rated (Superior) by AM Best
Insure Fitness Group’s insurance partner holds an A-Rating from AM Best—an industry-leading credit rating agency since 1899. This rating reflects strong financial stability and a proven ability to meet policyholder obligations.
Insure Fitness Group stands out from other insurance providers because we offer not only one of the most affordable options, but also provide occurrence form coverage. This is a type of coverage that covers claims related to incidents that happened during your policy period, even if your policy has expired.
Wouldn’t knowing that you’re protected—even if you no longer have an active policy with us—provide you with the ultimate peace of mind
There are two primary types of liability insurance: professional and general liability insurance. They are both necessary for every fitness professional.
General liability insurance: Commonly called a “slip and fall” insurance policy, general liability insurance is a core part of your insanity fitness instructor liability insurance. It covers bodily injury that may occur during your programs but isn’t directly tied to your professional services. For example, if a client trips on equipment before class and gets hurt, this type of coverage would protect you from the resulting claims and costs.
Professional liability insurance: Also known as malpractice insurance, professional liability insurance protects insanity fitness instructors against claims of actual or alleged professional negligence. For example, if a client injures themselves while performing an exercise during one of your programs, this coverage would protect you.
These coverages protect professionals from liability for non-physical injuries or damages resulting from actions like defamation, false arrest, invasion of privacy, and copyright/trademark infringement in advertising and marketing. This is an additional coverage type that is included in an IFG policy.
Identity theft is an increasing threat. Identity Theft Protection assists in covering the expenses related to recovering your identity should it be compromised, ensuring your personal and professional identities are secure. This is an additional coverage type that is included in an IFG policy.
*MM = Million
No Quotes. No Hassle.
Don’t wait for coverage or quotes, buy instantly with our secure online checkout.
See how our insurance policy stacks up against other companies based on pricing, coverage, and included benefits, so you can review the details and choose the best protection for your career.
| IFG | Hiscox | Insurance Canopy | K&K Insurance | NEXT Insurance | |
|---|---|---|---|---|---|
| Professional Liability (Malpractice) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| General Liability (Slip & Fall) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| Occurrence-Form Coverage | |||||
| Identity Protection Plan | |||||
| Immediate Coverage | |||||
| Access to Health, Vision & Dental Insurance | |||||
| Student Coverage Available | |||||
| Covers All 50 States | |||||
| Member Benefits Included | |||||
| Price | $189/YEARBUY POLICY | $270/YEAR (Starting Price) | $189.75/YEAR (Starting Price) | $209/YEAR (Starting Price) | $269/YEAR (Starting Price) |
Still looking at options? See how our fitness insurance compares →
Insanity fitness instructors need their own liability insurance, even if they teach at a gym that may provide coverage. The safety of your students is always the priority, and accidents can still happen during high-intensity programs, no matter how skilled or careful you are.
When you choose insanity fitness instructor liability insurance, you’re not just protecting your fitness career; you’re building trust with your clients. That trust is essential for long-term loyalty and helps establish you as a professional in the industry.
Enjoy the peace of mind that comes with an all-inclusive policy. Our professional liability and general liability insurance allow you to focus on teaching and growing your career, without the worry of what might happen.
If you’re currently studying to become a fitness professional, you don’t have to wait to protect your future. Our student fitness trainer insurance offers affordable, comprehensive coverage designed just for aspiring trainers. Stay protected while you learn—because accidents don’t wait for certifications.
The application process is quick and simple. You can complete it entirely online, choose the coverage term that fits your schedule, and get instant access to your certificate of insurance. This lets you start teaching your own set of classes with peace of mind right away.
If a person files a lawsuit for a bodily injury or other covered claim that happens during one of your classes, your policy helps pay legal fees and settlement costs. Having this protection means you won’t have to face those financial risks alone.
Insure Fitness gives you access to helpful resources like instant downloadable certificates of insurance and customer support you can reach via email or phone. These resources make it easier to stay organized and focus on teaching instead of worrying about certificates or proof of coverage.