$189 /YEAR
Blood Flow Restriction (BFR) Training Insurance — Protect Your Practice from Client Injury, Lawsuits, and Financial Loss
Professional & General Liability Insurance + Identity Theft Protection — All for $189/year
No Hassle. No Quotes. Immediate insurance coverage.
500+ Techniques Covered | Includes Online & In-Gym Training | Liability insurance coverage in all 50 States
Every Insure Fitness policy includes professional and general liability insurance, identity theft protection, and industry-backed protections designed specifically for Blood Flow Restriction (BFR) training professionals and providers.
Protects you even after your policy expires for incidents that occurred during your coverage period
No quotes, no waiting periods—your BFR training sessions are covered immediately
Protected at gyms, training facilities, clinics, studios, client homes, outdoor locations, and during virtual BFR training sessions
Download instantly and add additional insureds as needed
One-Year Full Liability Insurance Coverage
Comprehensive protection for injuries or incidents that may occur during Blood Flow Restriction (BFR) training sessions. Includes $1 million per occurrence and $3 million aggregate coverage for protection against liability claims.
Safeguards your business if you're accused of slander, libel, copyright infringement, or invasion of privacy in your marketing, promotions, or online content.
Up to $25,000 in coverage annually if your personal identity is stolen and used fraudulently.
Covers you even after your policy ends for incidents during your coverage term.
From BFR training and strength conditioning to rehabilitation-focused fitness services—all covered under one plan.
Protected at gyms, clinics, training facilities, client homes, outdoor locations, and during virtual sessions nationwide.
Get your certificate immediately after purchase and add additional insureds anytime.
Save on BFR certifications, performance training courses, and continuing education programs.
Skip the paperwork—get immediate coverage with no delays.
Our liability insurance covers over 500 wellness and fitness modalities, including Blood Flow Restriction (BFR) Training, ensuring complete protection for your services and business.
Compare our affordable BFR training insurance rates with other providers and see why thousands of fitness and wellness professionals choose us.
| Insurance Provider | Annual Cost | Monthly Cost | Your Savings |
|---|---|---|---|
| Insure Fitness Group | $189 | $15.75 | - |
| Hiscox Insurance | $270 | $22.50 | Save $81 |
| NEXT Insurance | $269 | $22.42 | Save $80 |
| K&K Insurance | $209 | $17.42 | Save $20 |
Disclaimer: Monthly cost reflects the average monthly rate when paying the full annual premium upfront. Insure Fitness Group plans are billed annually.
In 2024, Insure Fitness Group has protected over 200,000 professionals with liability insurance protection. That matters, because the average fitness and wellness liability claim costs around $25,000. For just $189/year, you get comprehensive BFR training insurance—including $1 million/$3 million liability coverage, $25,000 identity theft protection, and occurrence form coverage—so you’re protected when the unexpected happens.
Trusted & Accredited by the BBB
Insure Fitness Group is proud to hold an A+ accreditation from the Better Business Bureau—a reflection of our deep commitment to trust and putting our customers first.
Backed by Industry Leader Arthur J. Gallagher
Rest assured—your career is in good hands with Insure Fitness Group. We’re A-Rated (Superior) and proudly backed by Arthur J. Gallagher.
A-Rated (Superior) by AM Best
Insure Fitness Group’s insurance partner holds an A-Rating from AM Best—an industry-leading credit rating agency since 1899. This rating reflects strong financial stability and a proven ability to meet policyholder obligations.
Insure Fitness Group stands out from other insurance providers because we offer one of the most affordable options while also providing occurrence form coverage. This protection applies to claims related to incidents that happened during your policy period, including those involving BFR training sessions.
Knowing you are protected even if you no longer have an active policy with us provides lasting peace of mind for your blood flow restriction BFR training services.
There are two primary types of liability insurance: professional liability insurance and general liability insurance. Both are essential for every fitness instructor and wellness professional in today’s fitness industry.
General liability insurance: Often referred to as slip and fall coverage, general liability insurance helps protect against claims that occur outside of your direct instruction. For example, if a client trips over BFR cuffs, tubing, or other training equipment before a session begins, this coverage may help handle medical expenses and legal costs related to the claim.
Professional liability insurance: Sometimes called malpractice insurance, professional liability insurance helps protect you if a client files a claim related to your instruction or training guidance. For instance, if a client alleges injury due to improper cuff placement, pressure application, or exercise progression during a BFR training session, this coverage may help address bodily injury claims, lost wages, or related costs that arise.
These coverages help protect fitness professionals from liability for non-physical injuries or damages related to defamation, false arrest, invasion of privacy, and copyright or trademark infringement in advertising, marketing, or online content. This additional coverage type is included in an Insure Fitness Group policy.
Identity theft is an increasing concern. Identity theft protection helps cover expenses related to restoring your identity if it is compromised, supporting the security of your personal and professional information. This additional coverage type is included in an Insure Fitness Group policy.
*MM = Million
No Quotes. No Hassle.
Don’t wait for coverage or quotes, buy instantly with our secure online checkout.
See how leading Blood Flow Restriction Training liability insurance providers compare based on insurance cost, comprehensive coverage, and included insurance policy benefits.
| IFG | Hiscox | Insurance Canopy | K&K Insurance | NEXT Insurance | |
|---|---|---|---|---|---|
| Professional Liability (Malpractice) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| General Liability (Slip & Fall) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| Occurrence-Form Coverage | |||||
| Identity Protection Plan | |||||
| Immediate Coverage | |||||
| Access to Health, Vision & Dental Insurance | |||||
| Student Coverage Available | |||||
| Covers All 50 States | |||||
| Member Benefits Included | |||||
| Price | $189/YEARBUY POLICY | $270/YEAR (Starting Price) | $189.75/YEAR (starting Price) | $209/YEAR (Starting Price) | $269/YEAR (Starting Price) |
Still looking at options? See how our fitness insurance compares →
Fitness professionals offering blood flow restriction (BFR) training face distinct liability risks that go beyond standard exercise instruction. BFR is associated with serious medical concerns such as rhabdomyolysis, nerve damage, and thromboembolic events, especially in high-risk clients with cardiovascular conditions or clotting history. Even under careful supervision, clients may experience temporary numbness, subcutaneous bruising, or elevated heart rate and blood pressure during sessions.
Most gyms provide only general liability coverage, which may exclude specialized modalities like BFR. Without a dedicated BFR insurance policy, you may not be protected against claims of negligence tied to improper cuff use, lack of screening, or failure to obtain informed consent.
Having professional liability insurance designed specifically for BFR training gives you peace of mind while supporting client trust and safety. It ensures you’re protected in the event of a claim, allowing you to focus on delivering precise, effective BFR programs with full legal confidence.
Your insurance helps protect you from liability claims that may arise during BFR training sessions. This includes coverage for both professional and general liability insurance under one policy.
Yes. While many gyms carry their own insurance, that coverage often does not fully extend to individual trainers. Having your own blood flow restriction BFR training liability insurance helps protect you whether you train in a gym, a studio, a client’s home, or another approved training location.
Most fitness professionals offering BFR training look for coverage that provides peace of mind. Policies with $1 million per occurrence and $3 million aggregate limits are common, especially since BFR training involves specialized equipment and controlled pressure methods.
In most cases, no. You are able to add additional insureds for a small fee, which helps keep you covered across different training locations where BFR sessions take place.
Yes. Coverage applies when pressure-based blood flow restriction devices are used as part of fitness exercise programming within a general training scope, including BFR exercise and low load BFR training methods.
No. Blood flow restriction training is a fitness method used by trainers during exercise sessions. Therapy refers to medical or rehabilitative care provided by licensed healthcare professionals. This insurance policy is for fitness instruction only and does not cover medical treatment or clinical services.
Yes. Coverage applies to fitness instruction that involves controlled pressure application as part of BFR training. This includes general guidance related to the use of pressure-based BFR equipment during exercise, but does not include medical monitoring or clinical measurement interpretation as part of those services.
Yes. Many fitness professionals include BFR training within structured exercise programs designed around general fitness and conditioning goals, including general muscle strength or athletic performance goals, without presenting guarantees. A policy with Insure Fitness Group is an excellent partner when combining multiple disciplines in your program.
