$189 /YEAR
Core Energetics Insurance — Protect Your Practice from Client Injury, Lawsuits, and Financial Loss
Professional & General Liability Insurance + Identity Theft Protection — All for $189/year
No Hassle. No Quotes. Immediate insurance coverage.
500+ Techniques Covered | Includes Online & In-Gym Training | Liability insurance coverage in all 50 States
Every Insure Fitness policy includes professional and general liability insurance, identity theft protection, and industry-backed protections designed specifically for Core Energetics instructors and mind-body practitioners.
Protects you even after your policy expires for incidents that occurred during your coverage period
No quotes, no waiting periods—your Core Energetics sessions are covered immediately
Protected at studios, wellness centers, retreat spaces, client homes, outdoor locations, and during virtual Core Energetics sessions
Download instantly and add additional insureds as needed
One-Year Full Liability Insurance Coverage
Comprehensive protection for injuries or incidents that may occur during Core Energetics instruction or facilitated mind-body sessions. Includes $1 million per occurrence and $3 million aggregate coverage.
Safeguards your practice if you're accused of slander, libel, copyright infringement, or invasion of privacy in your marketing or online content.
Up to $25,000 in coverage annually if your personal identity is stolen and used fraudulently.
Covers you even after your policy ends for incidents during your coverage term.
From Core Energetics and somatic practices to mind-body instruction and wellness coaching—all protected under one policy.
Protected at studios, retreat centers, private practices, client homes, outdoor spaces, and during virtual sessions nationwide.
Access your certificate immediately after purchase and add additional insureds anytime.
Save on Core Energetics training programs, somatic education, and professional development courses.
Get insured instantly—no applications, no delays, no hidden steps.
Our liability insurance covers over 500 wellness and fitness modalities, including Core Energetics, ensuring full protection for your practice.
Compare our affordable Core Energetics instructor insurance rates with other providers and see why wellness professionals choose us.
| Insurance Provider | Annual Cost | Monthly Cost | Your Savings |
|---|---|---|---|
| Insure Fitness Group | $189 | $15.75 | - |
| Hiscox Insurance | $270 | $22.50 | Save $81 |
| NEXT Insurance | $269 | $22.42 | Save $80 |
| K&K Insurance | $209 | $17.42 | Save $20 |
Disclaimer: Monthly cost reflects the average monthly rate when paying the full annual premium upfront. Insure Fitness Group plans are billed annually.
In 2024, Insure Fitness Group has protected over 200,000 professionals with liability insurance protection. With the average wellness liability claim costing around $25,000, Core Energetics instructors can protect their practice for just $189/year—including $1 million/$3 million liability coverage, $25,000 identity theft protection, and occurrence form coverage.
Trusted & Accredited by the BBB
Insure Fitness Group is proud to hold an A+ accreditation from the Better Business Bureau—a reflection of our deep commitment to trust and putting our customers first.
Backed by Industry Leader Arthur J. Gallagher
Rest assured—your career is in good hands with Insure Fitness Group. We’re A-Rated (Superior) and proudly backed by Arthur J. Gallagher.
A-Rated (Superior) by AM Best
Insure Fitness Group’s insurance partner holds an A-Rating from AM Best—an industry-leading credit rating agency since 1899. This rating reflects strong financial stability and a proven ability to meet policyholder obligations.
Insure Fitness Group stands apart from other insurance providers by offering one of the most affordable options available while providing occurrence form coverage. This coverage applies to claims tied to incidents that occurred during your policy period, even if your policy later expires.
Knowing that protection remains in place for past instruction provides lasting confidence in your coverage.
There are two primary types of liability insurance included in this policy: general liability insurance and professional liability insurance. Both are essential for core energetics instructors and wellness professionals offering movement based classes and sessions.
General liability insurance: General liability insurance helps protect against claims that occur outside of your direct instruction. For example, if a participant slips on a studio floor, trips over a mat, or is injured while entering or leaving a class space before a core energetics session begins, this coverage may help address medical expenses coverage and related legal fees tied to the claim.
Professional liability insurance: Professional liability insurance provides protection if a claim is made in connection with your instruction. For instance, if a participant experiences a physical injury during an expressive movement exercise, grounding practice, or breath focused movement sequence performed under your guidance, this coverage may help respond to fitness injuries, lost wages, or related costs that arise from the allegation.
This coverage protects instructors from liability related to non physical injuries or damages arising from allegations such as defamation, false arrest, invasion of privacy, or copyright and trademark infringement connected to advertising and marketing activities. This additional coverage is included with every Insure Fitness Group policy.
With so many wellness professionals managing online scheduling, virtual payments, and digital records, identity theft is a growing concern. Every IFG policy includes $25,000 in identity protection to help cover the costs of restoring your identity if it’s compromised. This keeps both your personal and professional information secure so you can focus fully on supporting your clients.
*MM = Million
No Quotes. No Hassle.
Don’t wait for coverage or quotes, buy instantly with our secure online checkout.
Not all fitness instructor insurance is created equal. See how leading fitness instructor liability insurance providers stack up based on insurance cost, comprehensive coverage, and included insurance policy benefits.
| IFG | Hiscox | Insurance Canopy | K&K Insurance | NEXT Insurance | |
|---|---|---|---|---|---|
| Professional Liability (Malpractice) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| General Liability (Slip & Fall) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| Occurrence-Form Coverage | |||||
| Identity Protection Plan | |||||
| Immediate Coverage | |||||
| Access to Health, Vision & Dental Insurance | |||||
| Student Coverage Available | |||||
| Covers All 50 States | |||||
| Member Benefits Included | |||||
| Price | $189/YEARBUY POLICY | $270/YEAR (Starting Price) | $189.75/YEAR (starting Price) | $209/YEAR (Starting Price) | $269/YEAR (Starting Price) |
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Core energetics instructors benefit from carrying their own insurance policy, even when teaching at a gym or studio that offers some level of coverage. Client safety remains the priority, and incidents can happen in any setting, including structured movement classes led by experienced instructors.
Choosing core energetics instructor liability insurance supports more than business protection. It reinforces the trust participants place in your instruction and demonstrates a professional approach to risk management. That confidence contributes to long term client relationships and distinguishes you within the wellness space.
Insurance coverage helps protect against liability claims that may arise during instruction. This includes professional liability related to movement based guidance and general liability for unexpected incidents, such as a participant slipping in a studio space before or after a class. This helps provide coverage for medical expenses and legal fees tied to covered claims.
Yes. Coverage may extend to personal training, physical training programs, and other approved energy based movement modalities listed in our Who We Cover section, as long as instruction remains within a fitness and wellness scope. All covered formats receive the same benefits under one policy.
Yes. While some studios carry their own insurance, that coverage often does not extend fully to individual instructors. Having your own policy helps protect you when teaching in shared studio spaces, offering private sessions, hosting workshops, or leading classes in alternative locations.
Most instructors look for $1 million per occurrence and $3 million aggregate coverage. These limits align with common risk levels for movement based classes and provide a practical level of protection if a claim arises.
In most cases, no. You are able to add additional insureds for a small fee, which allows coverage to extend to studios, landlords, or event spaces where you teach without purchasing separate policies.
Yes. Coverage is not limited to a single movement style and may extend to common class elements such as mats, light props, and bodyweight based exercises used during core energetics sessions. This allows protection to remain in place across the instructional methods you offer. This includes claims that may arise from direct or indirect actions during instruction.
Participants value instructors who take safety and professionalism seriously. Carrying comprehensive coverage demonstrates preparation and accountability, which supports trust and long term participation.
Yes. Liability insurance for instructors applies whether sessions take place in a studio, private space, or outdoor setting.
With Insure Fitness Group you are able to purchase your policy online in minutes. Professional liability coverage activates immediately, allowing you to move forward with confidence before your next class or session.
