$189 /YEAR
Active Isolated Stretching Insurance — Protect Your Practice from Client Injury, Lawsuits, and Financial Loss
Professional & General Liability Insurance + Identity Theft Protection — All for $189/year
No Hassle. No Quotes. Immediate insurance coverage.
500+ Techniques Covered | Includes Online & In-Gym Training | Liability insurance coverage in all 50 States
Every Insure Fitness policy includes professional and general liability insurance, identity theft protection, and industry-backed protections designed specifically for certified Active Isolated Stretching (AIS) instructors and stretch therapy professionals.
Protects you even after your policy expires for incidents that occurred during your coverage period
No quotes, no waiting periods—your AIS sessions are covered immediately
Protected at studios, wellness centers, client homes, community spaces, outdoor locations, and during virtual stretching sessions
Download instantly and add additional insureds as needed
One-Year Full Liability Insurance Coverage
Comprehensive protection for injuries or incidents that may occur during AIS instruction or assisted stretching sessions. Includes $1 million per occurrence and $3 million aggregate coverage for maximum protection against liability claims.
Safeguards your business if you're accused of slander, libel, copyright infringement, or invasion of privacy in your marketing, promotions, or online content.
Up to $25,000 in coverage annually if your personal identity is stolen and used fraudulently.
Covers you even after your policy ends for incidents during your coverage term.
From AIS and mobility training to flexibility coaching and assisted stretching—all protected under one plan.
Protected at studios, client homes, athletic facilities, outdoor locations, and during virtual sessions nationwide.
Get your certificate immediately after purchase and add additional insureds anytime.
Save on AIS certifications, mobility workshops, and stretch therapy courses.
Skip the paperwork—get immediate coverage with no delays.
Our liability insurance covers over 500 wellness and fitness modalities, including Active Isolated Stretching, ensuring complete protection for your instruction and business.
Compare our affordable AIS instructor insurance rates with other providers and see why thousands of wellness professionals choose us.
| Insurance Provider | Annual Cost | Monthly Cost | Your Savings |
|---|---|---|---|
| Insure Fitness Group | $189 | $15.75 | - |
| Hiscox Insurance | $270 | $22.50 | Save $81 |
| NEXT Insurance | $269 | $22.42 | Save $80 |
| K&K Insurance | $209 | $17.42 | Save $20 |
Disclaimer: Monthly cost reflects the average monthly rate when paying the full annual premium upfront. Insure Fitness Group plans are billed annually.
In 2024, Insure Fitness Group has protected over 200,000 professionals with liability insurance protection. That matters, because the average fitness and wellness liability claim costs around $25,000. For just $189/year, you get comprehensive AIS instructor insurance—including $1 million/$3 million liability coverage, $25,000 identity theft protection, and occurrence form coverage—so you’re protected when the unexpected happens.
Trusted & Accredited by the BBB
Insure Fitness Group is proud to hold an A+ accreditation from the Better Business Bureau—a reflection of our deep commitment to trust and putting our customers first.
Backed by Industry Leader Arthur J. Gallagher
Rest assured—your career is in good hands with Insure Fitness Group. We’re A-Rated (Superior) and proudly backed by Arthur J. Gallagher.
A-Rated (Superior) by AM Best
Insure Fitness Group’s insurance partner holds an A-Rating from AM Best—an industry-leading credit rating agency since 1899. This rating reflects strong financial stability and a proven ability to meet policyholder obligations.
Insure Fitness Group stands out from other insurance providers because it remains one of the most affordable options and provides occurrence form coverage. This type of coverage applies to claims related to incidents that happened during your policy period, even if your policy has expired.
Wouldn’t knowing that you are protected even if you no longer have an active policy with us provide you with the ultimate peace of mind?
There are two primary types of liability insurance every Active Isolated Stretching instructor needs: general liability insurance and professional liability insurance. Both are essential in today’s wellness and corrective exercise fields.
General liability insurance: General liability insurance, commonly known as “slip and fall” coverage, protects you from injuries that occur outside your direct instruction. For example, a client may trip on a yoga block while entering your session, slip on a damp studio floor before stretching begins, or catch their foot on a mat during setup. General liability helps cover medical bills, legal fees, and related expenses stemming from these non-instructional accidents.
Professional liability insurance: Often referred to as malpractice insurance, professional liability protects you if a client claims they were harmed due to your stretching guidance. In AIS work, where precise timing, controlled movements, and assisted stretches are core to the method, claims might involve a client experiencing a muscle strain during assisted stretching, discomfort following a technique they believe was applied incorrectly, or overstretching that leads to pain. This coverage helps with bodily injury claims, lost wages, and other resulting costs, including cases where financial loss is part of the claim.
This coverage protects AIS instructors from non-physical injury claims, such as defamation, invasion of privacy, or copyright/trademark issues tied to marketing or educational content. Whether you publish stretching videos, promote workshops, or post client success stories online, this added protection, automatically included in every IFG policy, helps safeguard your reputation and your business.
With so many wellness professionals managing online scheduling, virtual payments, and digital records, identity theft is a growing concern. Every IFG policy includes $25,000 in identity protection to help cover the costs of restoring your identity if it’s compromised. This keeps both your personal and professional information secure so you can focus fully on supporting your clients.
*MM = Million
No Quotes. No Hassle.
Don’t wait for coverage or quotes, buy instantly with our secure online checkout.
See how leading Active Isolated Stretching instructor liability insurance providers compare based on insurance cost, comprehensive coverage, and included insurance policy benefits.
| IFG | Hiscox | Insurance Canopy | K&K Insurance | NEXT Insurance | |
|---|---|---|---|---|---|
| Professional Liability (Malpractice) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| General Liability (Slip & Fall) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| Occurrence-Form Coverage | |||||
| Identity Protection Plan | |||||
| Immediate Coverage | |||||
| Access to Health, Vision & Dental Insurance | |||||
| Student Coverage Available | |||||
| Covers All 50 States | |||||
| Member Benefits Included | |||||
| Price | $189/YEARBUY POLICY | $270/YEAR (Starting Price) |
$189.75/YEAR (Starting Price) |
$209/YEAR (Starting Price) |
$269/YEAR (Starting Price) |
Still looking at options? See how our fitness insurance compares →
The data presented in the Insurance Comparison Chart reflects information gathered from publicly available insurance product specifications available on each company’s website as of February 2026. The companies referred to have not authorized or endorsed the information or use of their names in this comparative advertising.
Active Isolated Stretching instructors need their own insurance policy, even if they teach in a gym that provides some level of coverage. The safety of your clients stays at the center of every session, and fitness injuries can occur in any environment, even with experienced professionals guiding controlled stretching work. Maintaining proper technique and helping clients understand how to move safely matters as much as executing exercises properly in any personal training setting.
When you choose Active Isolated Stretching instructor liability insurance, you protect more than your professional practice. You reinforce the trust your clients place in you. That trust supports long-term client loyalty and sets you apart as a reliable instructor in a competitive fitness industry.
With the right professional liability insurance in place, you gain peace of mind knowing you are protected against liability claims. This lets you focus on delivering safe and effective professional services while building a strong and trusted future as an Active Isolated Stretching instructor.
Your insurance coverage protects you from liability claims that may arise during stretching sessions. This includes professional liability for injuries tied to your guidance during targeted two-second holds or assisted movements, and general liability for unexpected incidents that happen anywhere in the training environment, even when you are not providing direct instruction.
Yes. Many gyms carry their own insurance, but it often does not extend full protection to the individual instructor. Having your own policy online assures coverage in gyms, client homes, rented spaces, outdoor areas, or any place you guide Active Isolated Stretching sessions, especially if your teaching includes a range of motion techniques that require space, stability, and clear instruction.
The short answer: enough to give you peace of mind. A strong policy gives you a clear sense of your risks and helps you choose appropriate protection. Most Active Isolated Stretching instructors choose $1 million to $3 million in liability limits, since injuries could happen in any controlled stretching environment, particularly when sessions involve active mobility training or precise assisted movements.
Not usually. Add additional insureds for $10 each, and this flexibility makes sure you stay covered in all the places you teach Active Isolated Stretching.
Yes. Your policy is not limited to Active Isolated Stretching. It generally extends to other movement tools you might incorporate, such as resistance bands, mobility straps, or bodyweight flexibility work. This assures your clients’ health and safety are protected across your full range of training methods. Please explore the who we cover section to check!
Clients trust instructors who take their safety seriously. Comprehensive coverage shows that you operate professionally and stay prepared for unexpected incidents, which sets you apart and helps support long-term client retention.
Yes. Outdoor sessions in parks, at the beach, or in other public spaces still carry risk. If a client gets injured during your Active Isolated Stretching session, your coverage steps in. No matter the location, protection matters.
Buy your policy online and receive a proof of insurance certificate in minutes. That way, you don’t delay your business, and you’ll have immediate peace of mind knowing you’re covered before your next training session.
Yes. Active Isolated Stretching relies on precise assisted movements, targeted holds, and controlled tension. Even with perfect technique, a client might report discomfort after a specific assisted range-of-motion pass or react unexpectedly during a stretch that normally feels routine. A professional liability insurance policy protects you if a client claims the assisted movement contributed to a strain, aggravation, or mobility setback, so your instruction stays supported in every session.
