Safe Exercise Programs for Chronic Health Conditions
December 10, 2025
$189 /YEAR
Each year, Insure Fitness protects thousands of fitness professionals with comprehensive liability insurance coverage. Get complete assisted stretching instructor liability insurance, including professional liability insurance and identity theft protection, for just $189/year.
No Hassle. No Quotes. Immediate insurance coverage.
500+ Techniques Covered | Includes Online & In-Gym Training | Liability insurance coverage in all 50 States
Every Insure Fitness policy includes professional & general liability insurance, identity theft protection, and specialized protections designed specifically for certified assisted-stretching instructors, flexibility coaches, and mobility specialists.
Remains in effect for incidents that occur during your policy period—even after your active coverage ends.
No waiting, no paperwork delays—your assisted-stretching sessions are covered as soon as you’re insured.
Whether you’re working on a mat, using stretch-equipment, teaching one-on-one, in a studio, outdoor venue or online—you're covered.
Download your certificate instantly and add additional insureds like studios or equipment providers when needed.
One-Year Comprehensive Liability Coverage
Protection against client injuries during assisted-stretching sessions, mobility coaching, or flexibility training. Includes $1 million per occurrence and $3 million aggregate to safeguard your practice.
Covers claims related to slander, libel, copyright infringement or invasion of privacy in your promotional materials or online content.
Up to $25,000 annual identity-theft coverage if your personal data is compromised as part of your professional operations.
Coverage stays valid for incidents during your policy term—even if you cancel later or stop teaching for a while.
From assisted stretching, mobility sessions, flexibility classes, to partner work and group formats—one policy covers them all.
Protects you whether you’re in-studio, at a client’s home, outdoors, or conducting virtual sessions.
Get your certificate instantly after purchase and easily add partners like studios or equipment companies as insureds.
Access savings on stretch-therapy certification, mobility education, and advanced flexibility training programs.
Enroll online and get full coverage immediately—no delays, no hassle.
Our liability insurance spans over 500 training methods, including assisted stretching, mobility work, flexibility coaching, and partner-based sessions—so you can focus on results while we handle the risk.
Compare our affordable assisted-stretching instructor insurance rates with other providers and find out why thousands of mobility professionals choose us.
| Insurance Provider | Annual Cost | Monthly Cost | Your Savings |
|---|---|---|---|
| Insure Fitness Group | $189 | $15.75 | - |
| Hiscox Insurance | $270 | $22.50 | Save $81 |
| NEXT Insurance | $269 | $22.42 | Save $80 |
| K&K Insurance | $209 | $17.42 | Save $20 |
Disclaimer: Monthly cost reflects the average monthly rate when paying the full annual premium upfront. Insure Fitness Group plans are billed annually.
In 2024, Insure Fitness Group backed over 200,000 fitness, mobility and wellness professionals. The average liability claim in our field can cost around $25,000. For just $189/year, assisted-stretching instructors receive $1 million/$3 million liability coverage, $25,000 identity-theft protection, and occurrence form coverage—so you can focus on helping clients move better with peace of mind.
Trusted & Accredited by the BBB
Insure Fitness Group is proud to hold an A+ accreditation from the Better Business Bureau—a reflection of our deep commitment to trust and putting our customers first.
Backed by Industry Leader Arthur J. Gallagher
Rest assured—your career is in good hands with Insure Fitness Group. We’re A-Rated (Superior) and proudly backed by Arthur J. Gallagher.
A-Rated (Superior) by AM Best
Insure Fitness Group’s insurance partner holds an A-Rating from AM Best—an industry-leading credit rating agency since 1899. This rating reflects strong financial stability and a proven ability to meet policyholder obligations.
Insure Fitness Group stands out from other insurance providers because we offer not only one of the most affordable options, but also provide occurrence form coverage. This is a type of coverage that covers claims related to incidents that happened during your policy period, even if your policy has expired.
Wouldn’t knowing that you’re protected—even if you no longer have an active policy with us—provide you with the ultimate peace of mind
There are two primary types of liability insurance: professional liability insurance and general liability insurance. Both are essential for every instructor and wellness professional in today’s fitness industry.
General liability insurance: Sometimes called “slip and fall” coverage, general liability insurance helps protect you from accidents that happen around your classes. For example, if a client slips on a damp floor near the entrance or loses their balance while moving between circuit stations, this coverage helps with medical expenses and legal defense fees related to the incident.
Professional liability insurance: Professional liability insurance focuses on your instruction and guidance. If a client experiences a strain or minor injury while following your coaching during a stretching session, this protection helps cover bodily injury, lost wages, and other related costs that may come from a client’s claim.
These coverages protect professionals from liability for damages resulting from actions like defamation, false arrest, invasion of privacy, and copyright/trademark infringement in advertising and marketing. This is an additional coverage type included in every Insure Fitness Group policy.
Identity theft is an increasing threat. Identity Theft Protection helps cover expenses related to restoring your identity if it’s ever compromised, ensuring your personal and professional information stays secure.
*MM = Million
No Quotes. No Hassle.
Don’t wait for coverage or quotes, buy instantly with our secure online checkout.
See how other leading assisted stretching instructor liability insurance providers stack up against Insure Fitness Group based on insurance cost, comprehensive coverage, and included insurance policy benefits.
| IFG | Hiscox | Insurance Canopy | K&K Insurance | NEXT Insurance | |
|---|---|---|---|---|---|
| Professional Liability (Malpractice) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| General Liability (Slip & Fall) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| Occurrence-Form Coverage | |||||
| Identity Protection Plan | |||||
| Immediate Coverage | |||||
| Access to Health, Vision & Dental Insurance | |||||
| Student Coverage Available | |||||
| Covers All 50 States | |||||
| Member Benefits Included | |||||
| Price | $189/YEARBUY POLICY | $270/YEAR (Starting Price) |
$189.75/YEAR (starting Price) |
$209/YEAR (Starting Price) |
$269/YEAR (Starting Price) |
Still looking at options? See how our fitness insurance compares →
Assisted stretching instructors need their own professional liability insurance policy, even if they work in a gym or studio that provides some level of fitness instructor coverage. The safety of your clients is always the priority, and accidents happen in any setting, even during carefully guided stretching sessions.
When you choose assisted stretching instructor liability insurance, you’re not just protecting your career. You’re strengthening the trust your clients place in you, a trust that leads to long-term loyalty and sets you apart as a reliable fitness professional.
With the right professional liability insurance in place, you gain peace of mind knowing you’re protected against liability claims. This allows you to focus on delivering safe, effective, and supportive instruction while building a strong and lasting career as an assisted stretching instructor.
If you’re currently studying to become a fitness professional, you don’t have to wait to protect your future. Our student fitness trainer insurance offers affordable, comprehensive coverage designed just for aspiring trainers. Stay protected while you learn—because accidents don’t wait for certifications.
Your insurance coverage protects you from liability claims that can happen during stretching sessions. This includes professional liability (malpractice claims tied to your instruction) and general liability (slip and fall incidents or other unexpected accidents in a public space). Also included are personal and advertising injury coverage to stop any undesired incidents from your marketing materials and identity theft protection in case of any fraudulent activity using your own identity.
Yes. Even though many gyms carry their own insurance, it often doesn’t fully protect the individual instructor. Having your own policy assures you’re covered whether you work with studio owners, train clients in their homes, or offer private sessions independently.
You need enough coverage to protect your business from the most common and costly risks in assisted stretching. That’s why our policy includes $1 million per occurrence and $3 million aggregate coverage. These limits more than cover the full scope of legal claims so you’re not left paying out of pocket.
Not usually. You can add additional insureds for just $10 each, giving you flexibility to stay covered in every location where you train clients.
Yes. Your policy isn’t limited to assisted stretching, it extends to other approved fitness professional services like group fitness, personal training and 500 others!
Because clients trust instructors who take safety seriously. Having comprehensive coverage shows you’re professional and prepared for unexpected incidents, which helps you stand out and retain loyal clients.
Yes. Whether you’re leading sessions in multiple locations like at the park, the beach, or other outdoor spaces, fitness liability insurance protects you if a client is injured during your session.
You can buy your policy online in minutes. That way, you don’t delay your career and gain immediate peace of mind knowing you’re protected before your next assisted stretching session.