$189 /YEAR
Insure Fitness Group has protected over 200,000 professionals with liability insurance protection. Get complete dance instructor insurance—including liability and identity theft protection—for just $189/year.
No Hassle. No Quotes. Immediate insurance coverage.
500+ Techniques Covered | Includes Online & In-Gym Training | Liability insurance coverage in all 50 States
Every Insure Fitness policy delivers complete protection with professional and general liability coverage, identity theft protection, and safeguards designed specifically for dance professionals.
Superior protection that covers you even after your policy expires
No quotes, no waiting periods - coverage starts immediately
Protected at studios, client homes, workshops, outdoor rehearsals, and virtual classes
Download instantly and add additional insureds.
One-Year Full Liability Insurance Coverage
Complete insurance coverage for injuries that occur during dance classes, choreography sessions, rehearsals, workshops, and private lessons. Includes $1 million per occurrence and $3 million aggregate coverage for maximum protection against liability claims.
Protects your dance business if you're accused of slander, libel, copyright infringement, or invasion of privacy in your marketing materials, social media posts, or student communications.
Get up to $25,000 per year in coverage if your personal identity is stolen and used fraudulently.
Superior protection that covers you even after your policy expires for incidents that happened during your coverage period.
From ballet and hip hop to modern, contemporary, ballroom, and virtual dance classes—all covered under one comprehensive policy.
Protected whether you teach in studios, client homes, rehearsal spaces, outdoor locations, or conduct virtual classes online.
Download your certificate immediately after purchase and add additional insureds.
Save money on dance workshops and instructor certifications through our partner programs to advance your dance career.
Skip the hassle of quotes and underwriting. Get instant coverage with immediate policy activation.
Our dance instructor insurance covers over 500 movement styles and teaching methods, making it the most comprehensive dance liability insurance coverage in the industry.
Compare our affordable dance instructor insurance rates with other providers and see why thousands of movement professionals choose us.
| Insurance Provider | Annual Cost | Monthly Cost | Your Savings |
|---|---|---|---|
| Insure Fitness Group | $189 | $15.75 | - |
| Hiscox Insurance | $270 | $22.50 | Save $81 |
| NEXT Insurance | $269 | $22.42 | Save $80 |
| K&K Insurance | $209 | $17.42 | Save $20 |
Disclaimer: Monthly cost reflects the average monthly rate when paying the full annual premium upfront. Insure Fitness Group plans are billed annually.
Insure Fitness Group has protected over 200,000 professionals with liability insurance. Why’s that important? Because the average liability claim in the fitness and movement industry costs around $25,000. For just $189/year, get comprehensive dance instructor insurance—including $1 million/$3 million liability coverage, $25,000 identity theft protection, and occurrence form coverage—so you're protected if the unexpected happens during your dance instruction sessions.
Trusted & Accredited by the BBB
Insure Fitness Group is proud to hold an A+ accreditation from the Better Business Bureau—a reflection of our deep commitment to trust and putting our customers first.
Backed by Industry Leader Arthur J. Gallagher
Rest assured—your career is in good hands with Insure Fitness Group. We’re A-Rated (Superior) and proudly backed by Arthur J. Gallagher.
A-Rated (Superior) by AM Best
Insure Fitness Group’s insurance partner holds an A-Rating from AM Best—an industry-leading credit rating agency since 1899. This rating reflects strong financial stability and a proven ability to meet policyholder obligations.
See how our insurance coverage protects dance instructors in actual claim scenarios. These examples show why $189/year is the smartest investment you'll make for your dance career.
Scenario: During a technique class, you assist a student with a supported turn. They lose balance, fall, and suffer a shoulder injury requiring medical treatment.
Coverage: Professional liability covers the medical expenses and legal fees if the student claims your spotting, hands-on correction, or instruction contributed to their injury.
Scenario: A student in your dance class slips on a prop or item left on the floor, falls, and breaks their wrist—forcing them to miss work for several weeks.
Coverage: General liability covers medical bills, lost wages, and any legal action resulting from an unsafe class environment.
Scenario: A virtual student claims your choreography breakdown or technique guidance caused a back or knee injury and sues for medical costs, lost wages, and pain and suffering.
Coverage: Professional liability protects you from claims related to virtual dance classes, online tutorials, and digital instruction programs.
Scenario: While teaching a private dance lesson in a student’s home, you accidentally cause damage while moving furniture to clear space for the session.
Coverage: General liability covers damage or injury that occurs during your instruction sessions, whether at a studio, a client’s home, or an outdoor location.
The average liability claim in the movement and fitness industry costs $25,000. For just $189/year, protect yourself from financial ruin and focus on what you do best—helping students grow safely through dance.
Get Instant Coverage NowInsure Fitness Group provides affordable annual coverage with dependable occurrence-form protection. This means you’re covered for incidents that occur during your policy period—even if a claim is filed after your coverage ends.
It’s peace of mind that doesn’t expire.
There are two primary types of liability insurance: professional liability and general liability. Both are essential for dance instructors.
General liability insurance: Commonly known as a "slip and fall" insurance policy, general liability insurance covers injuries that occur on your premises that are not directly related to your professional services. For instance, if a student trips over a bag near the entrance to your studio and breaks their ankle, this type of insurance would protect you from the resulting claims and potential medical bills.
Professional liability insurance: Also known as malpractice insurance, professional liability insurance protects you against claims arising from actual or alleged professional negligence. For example, if a student lands poorly while attempting a jump or turn under your supervision and injures themselves, this coverage would protect you.
These coverages protect professionals from liability for non-physical injuries or damages resulting from actions like defamation, false arrest, invasion of privacy, and copyright or trademark infringement in advertising and marketing. This is an additional coverage type that is included in an Insure Fitness Group policy.
Identity theft is an increasing threat. Identity Theft Protection assists in covering the expenses related to recovering your identity should it be compromised, ensuring your personal and professional identities are secure. This is an additional coverage type that is included in an Insure Fitness Group policy.
*MM = Million
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Not all dance instructor insurance is created equal. See how Insure Fitness Group stacks up against top competitors based on pricing, coverage, and included benefits.
| IFG | Hiscox | Insurance Canopy | K&K Insurance | NEXT Insurance | |
|---|---|---|---|---|---|
| Professional Liability (Malpractice) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| General Liability (Slip & Fall) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| Occurrence-Form Coverage | |||||
| Identity Protection Plan | |||||
| Immediate Coverage | |||||
| Access to Health, Vision & Dental Insurance | |||||
| Student Coverage Available | |||||
| Covers All 50 States | |||||
| Member Benefits Included | |||||
| Price | $189/YEARBUY POLICY | $270/YEAR (Starting Price) | $189.75/YEAR (Starting Price) | $209/YEAR (Starting Price) | $269/YEAR (Starting Price) |
Get instant, affordable protection trusted by 200,000+ pros—secure your $189/year coverage in minutes.
If you are currently studying to become a dance instructor, you do not have to wait to protect your future. Our student fitness trainer insurance offers affordable, comprehensive coverage designed just for aspiring trainers. Stay protected while you learn—because accidents don’t wait for certifications.
Dance instructors need their own insurance policy—even when teaching at a studio or gym that carries coverage. While student safety is always a top priority, dance-related injuries can happen in any setting, regardless of experience level or supervision. Proper technique and safe movement instruction are essential, but they can’t eliminate risk entirely.
Choosing dance instructor liability insurance protects more than just your ability to teach. It demonstrates professionalism and reinforces the trust your students place in you. That trust plays a key role in long-term student relationships and helps distinguish you as a reliable instructor in a competitive industry.
With professional liability insurance in place, you gain peace of mind knowing you’re protected against potential claims. This allows you to stay focused on delivering safe, effective instruction—while confidently building a strong and respected future as a dance instructor.
Professional liability insurance for dance instructors, also known as errors and omissions insurance, protects you if a student claims you gave poor instruction, offered improper movement guidance, or led a class that resulted in an injury. For example, if a student strains a muscle while practicing a movement sequence and states that your instruction contributed to the injury, this coverage supports you with the financial means for legal defense and potential settlements. With Insure Fitness Group, you receive professional liability insurance, general liability insurance, personal and advertising injury protection, and identity theft protection.
Dance instructors need a comprehensive insurance policy that includes:
Together, these coverage types help protect your income, reputation, and teaching career—whether you’re leading a high-energy cardio class, conducting one-on-one choreography, or teaching virtually.
Liability insurance for dance instructors is not federally mandated, but many studios, community centers, and teaching venues request proof of coverage before allowing instructors to lead classes. Independent dance instructors teaching in private studios or home settings also benefit from having their own policy. Liability insurance strengthens your professionalism and protects you from costly legal challenges that sometimes occur in teaching environments.
Yes. A quality dance instructor liability insurance policy applies to your work in studios, client homes, community centers, outdoor spaces, and virtual teaching sessions. This flexibility supports dance instructors who travel, teach online, or offer instruction across multiple locations and schedules. Insure Fitness Group also provides nationwide coverage, giving you steady support in every approved teaching environment.
To file a claim under your dance instructor insurance policy, login to your member portal for contact information and instructions. They will guide you through a simple process. If you are unsure what is covered in relation to an incident in a studio, a client’s home, a virtual class, or another teaching environment, our team will help you determine eligibility and provide clear guidance. Claims support is part of what makes Insure Fitness Group a trusted insurance provider for professionals in the United States.
Occurrence coverage, which Insure Fitness Group provides, protects you after your policy expires for incidents that happened during your policy period. Claims-made coverage only protects you while your policy is active. With occurrence coverage, if someone files a claim years after your policy expires for an incident that happened while you were covered, you remain protected.
Yes. Studio insurance typically covers the facility, not individual instructors. If a student is injured during your class, the studio’s insurance may not cover you personally. Having your own coverage keeps you protected in any approved teaching environment.
Your policy includes virtual and online teaching sessions. Live video classes and digital instructional materials are included in your coverage.
Immediately. Unlike other providers that require quotes and waiting periods, you are able to purchase coverage and download your Certificate of Insurance within minutes of completing your application.
With occurrence coverage, you remain protected for incidents that happened during your covered period, even if a gap occurs after your policy ends. Maintaining continuous coverage is recommended for steady protection throughout your teaching schedule.
