Safe Exercise Programs for Chronic Health Conditions
December 10, 2025
$189 /YEAR
Last year, Insure Fitness Group protected over 200,000 personal trainers and fitness professionals like you with liability insurance protection. Get complete exercise oncology training instructor liability insurance, including professional liability insurance and identity theft protection, for just $189 per year.
No Hassle. No Quotes. Immediate insurance coverage.
500+ Techniques Covered | Includes Online & In-Gym Training | Liability insurance coverage in all 50 States
Every Insure Fitness policy includes professional and general liability insurance, identity theft protection, and industry-backed protections designed specifically for certified exercise oncology specialists, cancer exercise instructors, survivorship fitness professionals, and medical-fitness practitioners.
Protects you even after your policy expires for incidents that occurred during your coverage period
No quotes, no waiting periods—your oncology-focused exercise sessions are covered immediately
Protected at wellness centers, rehab clinics, studios, client homes, outdoors, and during virtual cancer exercise sessions
Download instantly and add additional insureds such as hospitals, clinics, and medical-fitness facilities
One-Year Full Liability Insurance Coverage
Comprehensive protection for incidents or injuries that may occur during oncology-focused exercise sessions, survivorship assessments, mobility work, or individualized cancer exercise programming. Includes $1 million per occurrence and $3 million aggregate for maximum protection when working with at-risk populations.
Safeguards your business if you're accused of slander, libel, copyright infringement, or invasion of privacy in your marketing, survivorship education materials, or online coaching content.
Up to $25,000 in coverage annually if your personal identity is stolen and used fraudulently.
Covers you even after your policy ends for incidents during your coverage term.
From oncology-specific programs and survivorship fitness to mobility training, yoga, and functional movement—all protected under one plan.
Protected at medical-fitness centers, studios, rehabilitation facilities, outdoor spaces, and during virtual oncology exercise sessions.
Get your certificate immediately after purchase and add additional insureds anytime.
Save on oncology exercise certifications, cancer exercise specialist programs, and medical-fitness education through our partner providers.
Skip the paperwork—get immediate coverage with no delays.
Our liability insurance covers over 500 training methods, including oncology-specific exercise programs, survivorship fitness support, and adaptive movement coaching.
Compare our affordable exercise oncology instructor insurance rates with other providers and see why thousands of specialized fitness professionals choose us.
| Insurance Provider | Annual Cost | Monthly Cost | Your Savings |
|---|---|---|---|
| Insure Fitness Group | $189 | $15.75 | - |
| Hiscox Insurance | $270 | $22.50 | Save $81 |
| NEXT Insurance | $269 | $22.42 | Save $80 |
| K&K Insurance | $209 | $17.42 | Save $20 |
Disclaimer: Monthly cost reflects the average monthly rate when paying the full annual premium upfront. Insure Fitness Group plans are billed annually.
In 2024, Insure Fitness Group backed over 200,000 fitness and medical-fitness professionals. This is important because oncology exercise sessions often require specialized safety considerations, and the average liability claim can exceed $25,000. For just $189/year, you get comprehensive exercise oncology instructor insurance—including $1 million/$3 million liability coverage, $25,000 identity theft protection, and occurrence form coverage—so you’re protected when the unexpected happens.
Trusted & Accredited by the BBB
Insure Fitness Group is proud to hold an A+ accreditation from the Better Business Bureau—a reflection of our deep commitment to trust and putting our customers first.
Backed by Industry Leader Arthur J. Gallagher
Rest assured—your career is in good hands with Insure Fitness Group. We’re A-Rated (Superior) and proudly backed by Arthur J. Gallagher.
A-Rated (Superior) by AM Best
Insure Fitness Group’s insurance partner holds an A-Rating from AM Best—an industry-leading credit rating agency since 1899. This rating reflects strong financial stability and a proven ability to meet policyholder obligations.
Insure Fitness Group stands out from other insurance providers because we offer not only one of the most affordable options, but also provide occurrence form coverage. This is a type of coverage that covers claims related to incidents that happened during your policy period, even if your policy has expired.
Wouldn’t knowing that you’re protected—even if you no longer have an active policy with us—provide you with the ultimate peace of mind
There are two primary types of liability insurance: professional liability insurance and general liability insurance. Both are essential for every fitness instructor and wellness professional in today’s fitness industry.
General liability insurance: Commonly known as "slip and fall" coverage, helps protect exercise oncology instructors from claims that arise outside the scope of your direct instruction. For example, if a client slips on a wet floor before your session begins or trips over a yoga mat in a shared facility, this coverage helps cover medical expenses and legal fees related to the incident. This is especially important when working with clients undergoing cancer recovery, who may have balance or mobility challenges that increase risk.
Professional liability insurance: Also referred to as malpractice insurance, professional liability insurance protects you if a client files a claim related to your instruction. For example, if a client with a history of lymphedema experiences a complication after performing an exercise you recommended, this policy helps cover claim costs such as medical fees and legal defense. As an exercise oncology training instructor, this type of protection is crucial when working with clients managing post-treatment side effects or long-term conditions.
These coverages protect professionals from liability for non-physical injuries or damages resulting from actions in advertising and marketing. This is an additional coverage type that is included in an Insure Fitness Group policy.
Identity theft is an increasing threat. Identity Theft Protection assists in covering the expenses related to recovering your identity should it be compromised, assuring your personal and professional identities are secure. This is an additional coverage type that is included in our policy.
*MM = Million
No Quotes. No Hassle.
Don’t wait for coverage or quotes, buy instantly with our secure online checkout.
See how leading exercise oncology training instructor liability insurance providers compare based on insurance cost, comprehensive coverage, and included insurance policy benefits.
| IFG | Hiscox | Insurance Canopy | K&K Insurance | NEXT Insurance | |
|---|---|---|---|---|---|
| Professional Liability (Malpractice) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| General Liability (Slip & Fall) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| Occurrence-Form Coverage | |||||
| Identity Protection Plan | |||||
| Immediate Coverage | |||||
| Access to Health, Vision & Dental Insurance | |||||
| Student Coverage Available | |||||
| Covers All 50 States | |||||
| Member Benefits Included | |||||
| Price | $189/YEARBUY POLICY | $270/YEAR (Starting Price) |
$189.75/YEAR (starting Price) |
$209/YEAR (Starting Price) |
$269/YEAR (Starting Price) |
Still looking at options? See how our fitness insurance compares →
Exercise oncology training instructors need their own insurance policy, even if you provide instruction in a facility that carries a general fitness liability insurance policy. Client safety is always the top priority, and incidents could occur in any environment, including those led by skilled instructors working with specialized cancer recovery clients.
Choosing exercise oncology training instructor liability insurance protects more than your professional reputation. It strengthens the trust your clients place in your expertise and shows your commitment to providing safe, evidence-based guidance through every stage of recovery and fitness. That trust supports long-term professional credibility and sets you apart as a knowledgeable and responsible instructor.
With the right professional liability coverage, you gain confidence knowing you are covered against claims that may arise from instruction or training activities. This allows you to stay focused on delivering effective, safe exercise oncology programs while protecting your career and the clients who depend on your guidance.
If you’re currently studying to become a fitness professional, you don’t have to wait to protect your future. Our student fitness trainer insurance offers affordable, comprehensive coverage designed just for aspiring trainers. Stay protected while you learn—because accidents don’t wait for certifications.
Your insurance coverage protects you from liability claims that may occur during training sessions. This includes professional liability for injuries related to your instruction and general liability for unexpected incidents, such as a client falling in a shared or public space as well as personal/advertising injury coverage and identity theft protection.
Yes. Even though many facilities carry their own insurance, that coverage rarely extends fully to independent instructors. Having a policy apart from that of your employer ensures you’re protected wherever you work, whether that’s in a medical fitness center, a private client’s home, or an independent studio space.
The short answer: enough to protect your professional practice with confidence. A strong policy provides realistic coverage for the specific risks of exercise oncology instruction. Most instructors choose liability limits between $1 million and $3 million, offering financial protection if a client injury or claim arises during or after a session.
With an Insure Fitness Group policy, you can add additional insureds for just $10 each, this flexibility makes sure you’re covered in all the places you train.
Yes. Your policy is not limited to one type of exercise or equipment. It extends to adaptive tools such as resistance bands, light weights, and balance aids commonly used in exercise oncology sessions. This coverage helps protect both you and your clients across all safe, approved training methods. Please explore our who we cover section to check!
Because clients trust instructors who take their safety seriously. Having comprehensive coverage shows you’re professional and prepared for unexpected incidents, which sets you apart and helps you attract and retain more clients.
Yes. Even when sessions are outdoors, at a park, beach, or other public area, liability insurance protects you if a client experiences an injury or accident during training. No matter where your sessions take place, maintaining coverage safeguards both your professional reputation and your clients’ wellbeing.
With Insure Fitness Group you’re able to buy your policy online in minutes. That way, you don’t delay your fitness business, and you’ll have immediate proof and peace of mind knowing you’re covered before your next training session.
Your policy includes specialized insurance for fitness professionals, covering claims costs such as medical expenses, bodily injury, and defense costs related to your professional services. It also helps cover legal costs that may arise from your work directly with clients, giving you reliable protection throughout your fitness career.