$189 /YEAR
Last year, Insure Fitness Group protected over 200,000 professionals like you with liability insurance protection. Get complete belly dancing instructor liability insurance—including professional liability and cyber liability insurance—for just $189/year.
No Hassle. No Quotes. Immediate insurance coverage.
500+ Techniques Covered | Includes Online & In-Gym Training | Liability insurance coverage in all 50 States
Every Insure Fitness policy includes professional and general liability insurance, identity theft protection, and industry-backed protections designed specifically for certified belly dancing instructors and dance fitness professionals.
Protects you even after your policy expires for incidents that occurred during your coverage period
No quotes, no waiting periods—your belly dancing classes are covered immediately
Protected at studios, gyms, client homes, community centers, cultural events, and virtual dance sessions
Download instantly and add additional insureds as needed
One-Year Full Liability Insurance Coverage
Complete coverage for injuries or damages that may occur during belly dancing classes, workshops, or performances. Includes $1 million per occurrence and $3 million aggregate coverage for maximum protection against liability claims.
Safeguards your business if you're accused of slander, libel, copyright infringement, or invasion of privacy in your marketing, promotions, or online content.
Up to $25,000 in coverage annually if your personal identity is stolen and used fraudulently.
Covers you even after your policy ends for incidents during your coverage term.
From belly dance and cultural dance fitness to yoga, Zumba, and online coaching—all protected under one plan.
Protected at studios, gyms, cultural events, outdoor locations, and virtual training sessions worldwide.
Get your certificate immediately after purchase and add additional insureds anytime.
Save on belly dancing certifications, workshops, and dance education through our partner programs.
Skip the paperwork—get immediate coverage with no delays.
Our liability insurance covers over 500 training methods, including belly dance, ensuring complete protection for your instruction and business.
Compare our affordable belly dancing instructor insurance rates with other providers and see why thousands of dance and fitness professionals trust us.
| Insurance Provider | Annual Cost | Monthly Cost | Your Savings |
|---|---|---|---|
| Insure Fitness Group | $189 | $15.75 | - |
| Hiscox Insurance | $270 | $22.50 | Save $81 |
| NEXT Insurance | $269 | $22.42 | Save $80 |
| K&K Insurance | $209 | $17.42 | Save $20 |
In 2024, Insure Fitness Group backed over 200,000 fitness professionals. That matters, because the average fitness industry liability claim costs around $25,000. For just $189/year, you get comprehensive belly dancing instructor insurance—including $1 million/$3 million liability coverage, $25,000 identity theft protection, and occurrence form coverage—so you’re protected when the unexpected happens.
Trusted & Accredited by the BBB
Insure Fitness Group is proud to hold an A+ accreditation from the Better Business Bureau—a reflection of our deep commitment to trust and putting our customers first.
Backed by Industry Leader Arthur J. Gallagher
Rest assured—your career is in good hands with Insure Fitness Group. We’re A-Rated (Superior) and proudly backed by Arthur J. Gallagher.
A-Rated (Superior) by AM Best
Insure Fitness Group’s insurance partner holds an A-Rating from AM Best—an industry-leading credit rating agency since 1899. This rating reflects strong financial stability and a proven ability to meet policyholder obligations.
Insure Fitness Group stands out from other insurance providers because we offer not only one of the most affordable options, but also provide occurrence form coverage. This is a type of coverage that covers claims related to incidents that happened during your policy period, even if your policy has expired.
Wouldn’t knowing that you’re protected—even if you no longer have an active policy with us—provide you with the ultimate peace of mind
There are two primary types of dance instructor insurance: professional liability insurance and general liability insurance. Both are necessary for every belly dancing instructor to protect their career.
General liability insurance: Often referred to as a “slip and fall” policy, general liability coverage protects against bodily injury that occurs in a dance studio or dance facility but is not directly tied to your dance instruction. For instance, if a student trips on an uneven floor while arriving for adult dance classes, this type of insurance coverage would shield you from the resulting claims.
Professional liability insurance: Sometimes called malpractice insurance, professional liability protects against claims of actual or alleged negligence in your teaching. For example, if a student twists an ankle while learning intricate footwork in your belly dancing class, this liability policy would provide financial protection against those claims.
These coverages protect professionals from liability for non-physical injuries or damages resulting from actions like defamation, false arrest, invasion of privacy, and copyright/trademark infringement in advertising and marketing. This is an additional coverage type that is included in an IFG policy.
Identity theft is an increasing threat. Identity Theft Protection helps cover the expenses related to recovering your identity should it be compromised, ensuring both your personal and professional identities are secure. This is an additional coverage type that is included in an IFG policy.
*MM = Million
No Quotes. No Hassle.
Don’t wait for coverage or quotes, buy instantly with our secure online checkout.
Not all dance instructor insurance programs are created equal. See how IFG stacks up against other top providers based on pricing, coverage, and included benefits.
| IFG | Hiscox | Insurance Canopy | K&K Insurance | NEXT Insurance | |
|---|---|---|---|---|---|
| Professional Liability (Malpractice) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| General Liability (Slip & Fall) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| Occurrence-Form Coverage | |||||
| Identity Protection Plan | |||||
| Immediate Coverage | |||||
| Access to Health, Vision & Dental Insurance | |||||
| Student Coverage Available | |||||
| Covers All 50 States | |||||
| Member Benefits Included | |||||
| Price | $189/YEARBUY POLICY | $270/YEAR (Starting Price) |
$189.75/YEAR (Starting Price) |
$209/YEAR (Starting Price) |
$269/YEAR (Starting Price) |
Still looking at options? See how our insurance compares →
Dance instructors must carry their own insurance coverage, even if they teach at a dance studio or dance facility that offers some protection. The safety of your students is always a top priority, but accidents can happen, even to experienced dance teachers in a controlled class setting.
When you choose Insure Fitness Group for belly dancing instructor liability insurance, you’re not just protecting your career. You’re also strengthening the trust your students place in you. This trust is the foundation of lasting loyalty and sets you apart as a reliable and professional instructor across different dance styles.
Embrace the peace of mind that comes with knowing you’re protected. Our professional liability insurance allows you to focus on teaching the art of belly dancing with confidence, while we provide the financial protection your career needs. Together, we’ll make sure your path as a dance instructor is both successful and secure.
If you’re currently studying to become a fitness professional, you don’t have to wait to protect your future. Our student fitness trainer insurance offers affordable, comprehensive coverage designed just for aspiring trainers. Stay protected while you learn—because accidents don’t wait for certifications.
Insure Fitness Group policies cover over 500 different types of fitness instruction. That means it’s not limited to belly dancing; it can also provide coverage for hip hop, modern dance, folk dancing, pole dancing, acro dance, and step dance, along with other fitness sports or dance programs.
Both general liability and professional liability can help pay medical bills if a student suffers bodily injury while the group is engaged in your class. For instance, if a dancer twists an ankle while practicing the art form of belly dancing, your policy helps you meet your legally obligated responsibilities without risking your personal assets.
Each policy has a general aggregate of $3,000,000, a set financial cap on claims within a policy period. This ensures you have the financial support needed to defend against legal claims, pay legal fees, and secure your professional reputation throughout the year.
Even though belly dancing is often typically performed as a low-impact art form, risks still exist—like slips, falls, or overextension injuries. Without proper risk management, a single claim could threaten your personal assets. That’s why having an insurance policy with both professional and general liability coverage is essential for career-long financial protection.
