$189 /YEAR
Body Beast Insurance — Protect Your Practice from Client Injury, Lawsuits, and Financial Loss
Professional & General Liability Insurance + Identity Theft Protection — All for $189/year
No Hassle. No Quotes. Immediate insurance coverage.
500+ Techniques Covered | Includes Online & In-Gym Training | Liability insurance coverage in all 50 States
Every Insure Fitness policy includes professional and general liability insurance, identity theft protection, and industry-backed protections designed specifically for certified Body Beast instructors and strength training professionals.
Protects you even after your policy expires for incidents that occurred during your coverage period
No quotes or waiting periods—your Body Beast training sessions are covered immediately
Protected at gyms, studios, client homes, outdoor training zones, and during virtual strength classes
Download instantly and add additional insureds as needed
One-Year Full Liability Insurance Coverage
Comprehensive protection for injuries or incidents that may occur during Body Beast workouts, strength training instruction, or coaching sessions. Includes $1 million per occurrence and $3 million aggregate coverage.
Protects your business if you're accused of slander, libel, copyright infringement, or invasion of privacy in your promotions, online content, or social media.
Up to $25,000 in annual coverage if your personal identity is stolen and used fraudulently.
Covers you even after your policy ends for incidents during your coverage term.
From Body Beast and resistance training to HIIT, functional strength, and weightlifting coaching.
Protected in gyms, fitness studios, training facilities, client homes, outdoor spaces, and online sessions nationwide.
Get your certificate immediately after purchase and add additional insureds anytime.
Save on Body Beast certification renewals, strength workshops, and fitness education courses.
Skip the paperwork—get immediate coverage with no delays.
Our liability insurance covers over 500 fitness and strength training modalities, including Body Beast, so you can lead workouts with confidence.
Compare our affordable Body Beast instructor insurance rates with other providers and see why thousands of fitness professionals choose us.
| Insurance Provider | Annual Cost | Monthly Cost | Your Savings |
|---|---|---|---|
| Insure Fitness Group | $189 | $15.75 | - |
| Hiscox Insurance | $270 | $22.50 | Save $81 |
| NEXT Insurance | $269 | $22.42 | Save $80 |
| K&K Insurance | $209 | $17.42 | Save $20 |
Disclaimer: Monthly cost reflects the average monthly rate when paying the full annual premium upfront. Insure Fitness Group plans are billed annually.
In 2024, Insure Fitness Group has protected over 200,000 professionals with liability insurance protection. That matters, because the average fitness liability claim costs around $25,000. For just $189/year, you get comprehensive Body Beast instructor insurance—including $1 million/$3 million liability coverage, $25,000 identity theft protection, and occurrence form coverage—so you’re protected when the unexpected happens.
Trusted & Accredited by the BBB
Insure Fitness Group is proud to hold an A+ accreditation from the Better Business Bureau—a reflection of our deep commitment to trust and putting our customers first.
Backed by Industry Leader Arthur J. Gallagher
Rest assured—your career is in good hands with Insure Fitness Group. We’re A-Rated (Superior) and proudly backed by Arthur J. Gallagher.
A-Rated (Superior) by AM Best
Insure Fitness Group’s insurance partner holds an A-Rating from AM Best—an industry-leading credit rating agency since 1899. This rating reflects strong financial stability and a proven ability to meet policyholder obligations.
Insure Fitness Group stands apart by offering affordable coverage paired with occurrence form protection. This structure supports claims tied to incidents during your policy period, including general liability claims that may involve legal defense fees, even after the policy expires.
For body beast instructors, that protection supports long term stability and safeguards both your work history and your personal finances.
There are two primary types of liability insurance that matter for body beast instructors: professional liability insurance and general liability insurance. Both help protect instruction involving structured programming, intense training, and supervised strength environments.
General liability insurance: Often referred to as slip and fall coverage, general liability insurance applies to incidents that occur outside of direct instruction. For example, a client could trip over dumbbells staged for a chest and triceps workout, catch a foot on a loaded barbell during a transition between sets, or slip on flooring before a hypertrophy session begins. This coverage helps address medical expenses and legal costs tied to those types of claims.
Professional liability insurance: Professional liability insurance applies to claims connected to your instruction and coaching decisions. For instance, a customer may allege injury from improper form during heavy compound lifts, incorrect weight progression in a split routine, or insufficient recovery guidance during high volume Body Beast training blocks. This coverage helps address bodily injury claims, lost wages, and related legal expenses.
These coverages protect body beast instructors and fitness professionals from liability for non physical injuries or damages resulting from actions such as defamation, false arrest, invasion of privacy, and copyright or trademark infringement in advertising and marketing. This coverage is included with every Insure Fitness Group policy.
Identity theft is an increasing risk for fitness professionals who manage client data and online platforms. Identity theft protection helps cover the expenses related to restoring your identity if it is compromised, supporting both your personal and professional security as part of the same policy.
*MM = Million
No Quotes. No Hassle.
Don’t wait for coverage or quotes, buy instantly with our secure online checkout.
See how leading Body Beast instructor liability insurance providers compare based on insurance cost, comprehensive coverage, and included insurance policy benefits.
| IFG | Hiscox | Insurance Canopy | K&K Insurance | NEXT Insurance | |
|---|---|---|---|---|---|
| Professional Liability (Malpractice) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| General Liability (Slip & Fall) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| Occurrence-Form Coverage | |||||
| Identity Protection Plan | |||||
| Immediate Coverage | |||||
| Access to Health, Vision & Dental Insurance | |||||
| Student Coverage Available | |||||
| Covers All 50 States | |||||
| Member Benefits Included | |||||
| Price | $189/YEARBUY POLICY | $270/YEAR (Starting Price) |
$189.75/YEAR (starting Price) |
$209/YEAR (Starting Price) |
$269/YEAR (Starting Price) |
Still looking at options? See how our fitness insurance compares →
Body beast instructors benefit from having their own insurance policy, even when training at a gym or studio that carries general fitness insurance. Many facilities have specific gym insurance requirements that apply directly to instructors.
Choosing body beast instructor liability insurance protects more than your business operations. It reinforces the professionalism clients expect when committing to structured hypertrophy programs and long term strength goals. Clear coverage supports client confidence and strengthens your reputation in a competitive fitness market.
With dedicated professional liability insurance in place, you maintain peace of mind and continuity in your work. That security allows you to focus on coaching safely, programming effectively, and building a durable, trusted career as a body beast instructor.
Coverage protects you from liability claims that may arise during strength focused training sessions. This includes professional liability tied to coaching decisions, form cues, and programming structure, along with general liability for unexpected incidents that occur outside of direct instruction.
Yes. Many gyms carry their own insurance, but that coverage is typically designed to protect the facility, not the individual instructor. A personal policy follows you when you train clients on the gym floor, in private studios, at client homes, or through virtual Body Beast programs.
Most instructors look for limits that support long term peace of mind. A policy with $1 million per occurrence and $3 million aggregate coverage aligns well with the risks associated with progressive resistance training and hypertrophy based programming.
In most cases, no. You are able to add additional insureds for $10 each, which helps meet gym, studio, or event requirements without changing your core policy.
Yes. Coverage applies across common Body Beast training tools used in structured workouts, including barbells, dumbbells, benches, and bodyweight movements, as long as they fall within approved training methods.
Clients expect professionalism, especially when committing to structured strength programs. Having coverage shows preparation, accountability, and respect for client safety, which supports retention and long term trust.
Yes. Outdoor strength sessions still involve equipment, loaded movements, and supervision. Coverage applies in parks, outdoor fitness spaces, and other public locations where instruction takes place.
With Insure Fitness Group you are able to buy your policy online in minutes. Coverage activates immediately, so you are protected before your next Body Beast training session.
