$189 /YEAR
Budokon Insurance — Protect Your Practice from Client Injury, Lawsuits, and Financial Loss
Professional & General Liability Insurance + Identity Theft Protection — All for $189/year
No Hassle. No Quotes. Immediate insurance coverage.
500+ Techniques Covered | Includes Online & In-Gym Training | Liability insurance coverage in all 50 States
Every Insure Fitness policy includes professional and general liability insurance, identity theft protection, and industry-backed protections designed specifically for Budokon instructors and movement professionals.
Protects you even after your policy expires for incidents that occurred during your coverage period
No quotes, no waiting periods—your Budokon classes and training sessions are covered immediately
Protected at studios, gyms, martial arts academies, client homes, outdoor locations, retreats, and during virtual Budokon sessions
Download instantly and add additional insureds as needed
One-Year Full Liability Insurance Coverage
Comprehensive protection for injuries or incidents that may occur during Budokon training, movement practice, or instruction. Includes $1 million per occurrence and $3 million aggregate coverage.
Protects you if you’re accused of slander, libel, copyright infringement, or invasion of privacy related to your marketing, website, or social media content.
Up to $25,000 in annual coverage if your personal identity is compromised or used fraudulently.
You're protected even after your policy ends for incidents that happened while you were insured.
From Budokon and martial arts-inspired movement to yoga, mobility, and strength training—all covered under one policy.
Protected at studios, gyms, retreats, outdoor spaces, client homes, and during online instruction nationwide.
Get proof of coverage immediately and add venues or organizations as additional insureds anytime.
Save on Budokon certifications, movement workshops, and advanced training programs.
Skip the hassle—get insured instantly with no delays or paperwork.
Our liability insurance covers over 500 fitness and wellness modalities, including Budokon, so you can teach and train with confidence.
Compare our affordable Budokon instructor insurance rates with other providers.
| Insurance Provider | Annual Cost | Monthly Cost | Your Savings |
|---|---|---|---|
| Insure Fitness Group | $189 | $15.75 | - |
| Hiscox Insurance | $270 | $22.50 | Save $81 |
| NEXT Insurance | $269 | $22.42 | Save $80 |
| K&K Insurance | $209 | $17.42 | Save $20 |
Disclaimer: Monthly cost reflects the average monthly rate when paying the full annual premium upfront. Plans are billed annually.
In 2024, Insure Fitness Group protected over 200,000 professionals. With the average fitness liability claim costing $25,000, Budokon instructors trust our $189/year policy for $1M/$3M liability coverage, $25,000 identity theft protection, and occurrence form coverage.
Trusted & Accredited by the BBB
Insure Fitness Group is proud to hold an A+ accreditation from the Better Business Bureau—a reflection of our deep commitment to trust and putting our customers first.
Backed by Industry Leader Arthur J. Gallagher
Rest assured—your career is in good hands with Insure Fitness Group. We’re A-Rated (Superior) and proudly backed by Arthur J. Gallagher.
A-Rated (Superior) by AM Best
Insure Fitness Group’s insurance partner holds an A-Rating from AM Best—an industry-leading credit rating agency since 1899. This rating reflects strong financial stability and a proven ability to meet policyholder obligations.
Insure Fitness Group stands apart from other insurance providers by offering one of the most affordable options while also providing occurrence form coverage. This coverage applies to claims tied to incidents that took place during your active policy period, even if the policy later expires.
This structure means coverage remains in place for past instruction, giving long-term protection for your work without requiring an active policy at the time a claim is filed.
There are two primary types of liability insurance: professional liability insurance and general liability insurance. Both play a critical role for Budokon instructors and movement professionals working in dynamic, technique-driven environments.
General liability insurance: Often called slip and fall coverage, general liability insurance helps protect against claims that occur outside of direct instruction. For example, a student could trip while moving between floor-based sequences, slip on sweat during a transition drill, or collide with another participant before class officially begins. This coverage helps address medical expenses and legal costs tied to those types of claims.
Professional liability insurance: Sometimes referred to as malpractice insurance, professional liability coverage applies when a claim relates directly to your teaching. Budokon instruction involves complex movement patterns, joint rotations, ground work, and progressive loading. If a student alleges injury from a transition, corrective cue, or mobility sequence taught under your supervision, this coverage helps address bodily injury claims, lost income allegations, and related legal expenses.
This coverage helps protect Budokon instructors from liability tied to non-physical injuries or damages. It applies to claims involving defamation, false arrest, invasion of privacy, and copyright or trademark infringement connected to marketing, advertising, or online content. This coverage is included with every Insure Fitness Group policy.
Identity theft continues to rise across the fitness industry. Identity theft protection helps cover the costs associated with restoring your identity if it is compromised, supporting both your personal and professional records. This coverage is included with every Insure Fitness Group policy.
*MM = Million
No Quotes. No Hassle.
Don’t wait for coverage or quotes, buy instantly with our secure online checkout.
Not all fitness instructor insurance is the same. See how leading Budokon instructor liability insurance providers compare based on annual cost, scope of coverage, and included policy benefits.
| IFG | Hiscox | Insurance Canopy | K&K Insurance | NEXT Insurance | |
|---|---|---|---|---|---|
| Professional Liability (Malpractice) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| General Liability (Slip & Fall) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| Occurrence-Form Coverage | |||||
| Identity Protection Plan | |||||
| Immediate Coverage | |||||
| Access to Health, Vision & Dental Insurance | |||||
| Student Coverage Available | |||||
| Covers All 50 States | |||||
| Member Benefits Included | |||||
| Price | $189/YEARBUY POLICY | $270/YEAR (Starting Price) |
$189.75/YEAR (starting Price) |
$209/YEAR (Starting Price) |
$269/YEAR (Starting Price) |
Still looking at options? See how our fitness insurance compares →
Budokon instructors need their own insurance policy, even when teaching at a gym or studio that carries some level of coverage. Many facilities have instructor insurance requirements that include minimum coverage limits and proof of individual liability insurance.
Choosing Budokon instructor liability insurance protects more than your business operations. It reinforces the professional trust your students place in you. That trust supports long-term client relationships and distinguishes you as a serious, responsible movement professional in a competitive training space.
With the right professional liability insurance in place, you stay protected against liability claims tied to your instruction. That protection allows full focus on teaching precise movement, maintaining class quality, and continuing your work with confidence as a Budokon instructor.
Budokon instructor liability insurance helps protect you if a claim comes up during your teaching. That includes professional liability for issues connected to instruction, movement progressions, or hands-on guidance, and general liability for incidents that happen outside of active coaching. For example, coverage applies if a student reports an injury during a flow sequence or slips in the training space before class starts.
Yes. Many gyms and studios have instructor insurance requirements that apply to independent contractors and guest instructors. These often include specific coverage limits and a current certificate of insurance listing the facility as an additional insured. Carrying liability insurance for fitness professionals helps ensure you meet those requirements and avoid delays when booking classes or workshops.
Most Budokon instructors look for coverage that matches the scope of their teaching and gives them confidence on the mat. A policy with $1 million per occurrence and $3 million aggregate limits fits the needs of most movement professionals, especially when classes include floor work, transitions, and progressive movement patterns. The right coverage helps you stay prepared without overcomplicating the decision.
Having the right liability insurance allows Budokon instructors to focus on teaching without constantly worrying about risk exposure. Clear coverage limits and well-defined covered services help instructors feel confident that their classes, workshops, and personal training sessions are protected if an unexpected claim arises.
You are able to add additional insureds for $10 each, which is helpful when teaching at studios, gyms, or special event spaces that require proof of coverage. This flexibility makes it easier to stay protected wherever you teach Budokon.
Yes. Coverage is not limited to a single training method. Your policy generally extends to the range of movement practices used in Budokon, including bodyweight work, mobility training, and complementary tools often incorporated into classes. This allows consistent protection across the full scope of your instruction.
Clients want to work with instructors who take responsibility seriously. Carrying liability insurance shows that you plan ahead and value student safety, which builds confidence from the first class onward. That professionalism helps strengthen long-term client relationships and supports steady growth in your Budokon practice.
Yes. Outdoor settings like parks, beaches, or public spaces come with their own variables, from uneven surfaces to shared environments. Insurance helps protect you if a student is injured during a session, regardless of location. Coverage stays important no matter where you teach.
With Insure Fitness Group you are able to purchase your policy online in just a few minutes. Coverage activates immediately, so you move forward knowing you are protected before your next Budokon class or workshop.
