$189 /YEAR
Last year, Insure Fitness Group protected over 200,000 professionals like you with liability insurance protection. Get complete kettlebell instructor liability insurance—including professional liability insurance and identity theft protection—for just $189/year.
No Hassle. No Quotes. Immediate insurance coverage.
500+ Techniques Covered | Includes Online & In-Gym Training | Liability insurance coverage in all 50 States
Every Insure Fitness policy includes professional and general liability insurance, identity theft protection, and industry-backed protections designed specifically for certified kettlebell instructors, trainers, and fitness professionals.
Protects you even after your policy expires for incidents that occurred during your coverage period
No quotes, no waiting periods—your kettlebell classes are covered immediately
Protected at gyms, studios, client homes, outdoors, and during virtual kettlebell sessions
Download instantly and add additional insureds as needed
One-Year Full Liability Insurance Coverage
Complete coverage for injuries or damages that may occur during kettlebell classes, one-on-one training, or group sessions. Includes $1 million per occurrence and $3 million aggregate coverage for maximum protection against liability claims.
Safeguards your business if you're accused of slander, libel, copyright infringement, or invasion of privacy in your marketing, promotions, or online content.
Up to $25,000 in coverage annually if your personal identity is stolen and used fraudulently.
Covers you even after your policy ends for incidents during your coverage term.
From kettlebell training and functional fitness to yoga, HIIT, and online coaching—all protected under one plan.
Protected at gyms, studios, outdoor classes, and virtual training sessions worldwide.
Get your certificate immediately after purchase and add additional insureds anytime.
Save on kettlebell certifications and fitness education through our partner programs.
Skip the paperwork—get immediate coverage with no delays.
Our liability insurance covers over 500 training methods, including kettlebell workouts, ensuring complete protection for your instruction and business.
Compare our affordable personal trainer insurance rates with other providers and see why thousands of fitness professionals choose us.
| Insurance Provider | Annual Cost | Monthly Cost | Your Savings |
|---|---|---|---|
| Insure Fitness Group | $189 | $15.75 | - |
| Hiscox Insurance | $270 | $22.50 | Save $81 |
| NEXT Insurance | $269 | $22.42 | Save $80 |
| K&K Insurance | $209 | $17.42 | Save $20 |
Disclaimer: Monthly cost reflects the average monthly rate when paying the full annual premium upfront. Insure Fitness Group plans are billed annually.
In 2024, Insure Fitness Group backed over 200,000 fitness professionals. That matters, because the average fitness industry liability claim costs around $25,000. For just $189/year, you get comprehensive kettlebell instructor insurance—including $1 million/$3 million liability coverage, $25,000 identity theft protection, and occurrence form coverage—so you’re protected when the unexpected happens.
Trusted & Accredited by the BBB
Insure Fitness Group is proud to hold an A+ accreditation from the Better Business Bureau—a reflection of our deep commitment to trust and putting our customers first.
Backed by Industry Leader Arthur J. Gallagher
Rest assured—your career is in good hands with Insure Fitness Group. We’re A-Rated (Superior) and proudly backed by Arthur J. Gallagher.
A-Rated (Superior) by AM Best
Insure Fitness Group’s insurance partner holds an A-Rating from AM Best—an industry-leading credit rating agency since 1899. This rating reflects strong financial stability and a proven ability to meet policyholder obligations.
Insure Fitness Group stands out from other insurance providers because we offer not only one of the most affordable options, but also provide occurrence form coverage. This is a type of coverage that covers claims related to incidents that happened during your policy period, even if your policy has expired.
Wouldn’t knowing that you’re protected—even if you no longer have an active policy with us—provide you with the ultimate peace of mind
There are two primary types of liability insurance: professional liability insurance and general liability insurance. Both are essential for every fitness instructor and wellness professional in today’s fitness industry.
General liability insurance: Often referred to as “slip and fall” coverage, general liability insurance helps protect against liability claims that happen outside of your direct professional services. For example, if a client trips on a kettlebell rack or uneven flooring before training sessions begin, this type of insurance coverage can step in to handle medical expenses and legal fees from the resulting client claims.
Professional liability insurance: Sometimes called malpractice insurance, professional liability provides protection if a customer files a claim related to your instruction. For instance, if a client injures their back from improper form while swinging a kettlebell under your guidance, this comprehensive liability coverage would help cover bodily injury claims, lost wages, or other costs that may arise.
These coverages protect professionals from liability for non-physical injuries or damages resulting from actions like defamation, false arrest, invasion of privacy, and copyright/trademark infringement in advertising and marketing. This is an additional coverage type that is included in an IFG policy.
Identity theft is an increasing threat. Identity Theft Protection assists in covering the expenses related to recovering your identity should it be compromised, assuring your personal and professional identities are secure. This is an additional coverage type that is included in an IFG policy.
*MM = Million
No Quotes. No Hassle.
Don’t wait for coverage or quotes, buy instantly with our secure online checkout.
Not all fitness instructor insurance is created equal. See how leading kettlebell instructor liability insurance providers stack up based on insurance cost, comprehensive coverage, and included insurance policy benefits.
| IFG | Hiscox | Insurance Canopy | K&K Insurance | NEXT Insurance | |
|---|---|---|---|---|---|
| Professional Liability (Malpractice) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| General Liability (Slip & Fall) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| Occurrence-Form Coverage | |||||
| Identity Protection Plan | |||||
| Immediate Coverage | |||||
| Access to Health, Vision & Dental Insurance | |||||
| Student Coverage Available | |||||
| Covers All 50 States | |||||
| Member Benefits Included | |||||
| Price | $189/YEARBUY POLICY | $270/YEAR (Starting Price) | $189.75/YEAR (Starting Price) | $209/YEAR (Starting Price) | $269/YEAR (Starting Price) |
Still looking at options? See how our fitness insurance compares →
Kettlebell instructors need their own insurance policy, even if they train in a gym that provides some level of fitness instructor insurance. The safety of your clients is always the priority, and accidents can happen in any setting, even with experienced fitness professionals leading controlled training sessions.
When you choose kettlebell instructor liability insurance, you’re not just protecting your fitness business. You’re also building the trust your clients place in you. That trust is necessary to long-term client loyalty and sets you apart as a reliable trainer or fitness instructor in the competitive fitness industry.
With the right professional liability insurance in place, you gain peace of mind knowing you’re protected against liability claims. This lets you focus fully on delivering safe and effective professional services, while securing a strong and trusted future as a kettlebell instructor.
If you’re currently studying to become a fitness professional, you don’t have to wait to protect your future. Our student fitness trainer insurance offers affordable, comprehensive coverage designed just for aspiring trainers. Stay protected while you learn—because accidents don’t wait for certifications.
Your insurance cover protects you from liability claims that can happen during training sessions. This includes professional liability (injuries tied to your coaching) and general liability (unexpected incidents like a client trip in a public space).
Yes. Even though many gyms carry their own insurance, it often doesn’t fully protect the personal trainer or fitness instructor. Having your own policy online assures you’re covered whether you work with gym owners, train clients in their homes, or run classes in your own studio.
The short answer: enough to give you peace of mind. A good policy provides an accurate idea of your risks and helps you choose the right coverage. Most kettlebell instructors look for $1 million to $3 million in liability limits, since accidents happen and you want to be prepared.
Not usually. You can add additional insureds for just $10 each, this flexibility makes sure you’re covered in all the places you train.
Yes. Your policy isn’t limited just to kettlebells, it generally extends to other tools like resistance bands and bodyweight exercises. This assures your clients’ health and safety are protected across your training methods. Please explore our who we cover section to check!
Because clients trust instructors who take their safety seriously. Having comprehensive coverage shows you’re professional and prepared for unexpected incidents, which sets you apart and helps you attract and retain more clients.
Yes. Whether in a park, at the beach, or another public space, insurance protects you if a client injures themselves during your session. No matter where you coach, coverage matters.
You can buy your policy online in minutes. That way, you don’t delay your business, and you’ll have immediate peace of mind knowing you’re covered before your next training session.