$189 /YEAR
Non-Contact Kickboxing Instructor Insurance — Protect Your Classes from Client Injury, Lawsuits, and Financial Loss
Professional & General Liability Insurance + Identity Theft Protection — All for $189/year
No Hassle. No Quotes. Immediate insurance coverage.
500+ Techniques Covered | Includes Online & In-Gym Training | Liability insurance coverage in all 50 States
Every Insure Fitness policy includes professional and general liability insurance, identity theft protection, and industry-backed protections designed specifically for non-contact kickboxing instructors and striking fitness professionals.
Protects you even after your policy expires for incidents that occurred during your coverage period.
No quotes, no waiting periods—your non-contact kickboxing classes are covered immediately.
Protected at gyms, martial arts studios, fitness facilities, client homes, outdoor bootcamps, and during virtual kickboxing sessions.
Download instantly and add additional insureds as needed.
One-Year Full Liability Insurance Coverage
Comprehensive protection for injuries or incidents that may occur during non-contact kickboxing classes, cardio kickboxing sessions, and striking-based fitness instruction. Includes $1 million per occurrence and $3 million aggregate coverage for protection against liability claims.
Safeguards your business if you're accused of slander, libel, copyright infringement, or invasion of privacy in your marketing, promotions, or online content.
Up to $25,000 in coverage annually if your personal identity is stolen and used fraudulently.
Covers you even after your policy ends for incidents during your coverage term.
From non-contact kickboxing and cardio striking classes to strength training and group fitness instruction—all covered under one plan.
Protected at gyms, martial arts studios, fitness facilities, client homes, outdoor classes, and during virtual sessions nationwide.
Get your certificate immediately after purchase and add additional insureds anytime.
Save on kickboxing certifications, group fitness credentials, and continuing education programs.
Skip the paperwork—get immediate coverage with no delays.
Our liability insurance covers over 500 fitness and wellness modalities, including non-contact kickboxing and cardio striking classes, ensuring complete protection for your instruction and business.
Compare our affordable non-contact kickboxing instructor insurance rates with other providers and see why thousands of fitness professionals choose us.
| Insurance Provider | Annual Cost | Monthly Cost | Your Savings |
|---|---|---|---|
| Insure Fitness Group | $189 | $15.75 | - |
| Hiscox Insurance | $270 | $22.50 | Save $81 |
| NEXT Insurance | $269 | $22.42 | Save $80 |
| K&K Insurance | $209 | $17.42 | Save $20 |
Disclaimer: Monthly cost reflects the average monthly rate when paying the full annual premium upfront. Insure Fitness Group plans are billed annually.
In 2024, Insure Fitness Group has protected over 200,000 professionals with liability insurance protection. That matters, because the average fitness liability claim costs around $25,000. For just $189/year, you get comprehensive non-contact kickboxing instructor insurance—including $1 million/$3 million liability coverage, $25,000 identity theft protection, and occurrence form coverage—so you’re protected when the unexpected happens.
Trusted & Accredited by the BBB
Insure Fitness Group is proud to hold an A+ accreditation from the Better Business Bureau—a reflection of our deep commitment to trust and putting our customers first.
Backed by Industry Leader Arthur J. Gallagher
Rest assured—your career is in good hands with Insure Fitness Group. We’re A-Rated (Superior) and proudly backed by Arthur J. Gallagher.
A-Rated (Superior) by AM Best
Insure Fitness Group’s insurance partner holds an A-Rating from AM Best—an industry-leading credit rating agency since 1899. This rating reflects strong financial stability and a proven ability to meet policyholder obligations.
Insure Fitness Group stands out from other insurance providers by offering one of the most affordable options available, along with occurrence form coverage. This coverage applies to claims tied to incidents that took place during your policy period, even if your policy later expires, helping offset legal fees and defense costs.
That protection continues beyond the active policy term, giving kickboxing instructors lasting coverage for past instruction and added confidence in long-term financial protection.
There are two primary types of liability insurance: professional liability insurance and general liability insurance . Both play a critical role for kickboxing instructors and fitness professionals operating in today’s training environments.
General liability insurance: Often referred to as slip and fall coverage, general liability insurance applies to claims that occur outside of direct instruction. For example, a client may slip on sweat near a heavy bag station, trip over training pads stacked along a wall, or lose footing on worn mat seams before class begins. This general liability coverage helps address medical expenses, legal fees, and other costs tied to those client injury claims.
Professional liability insurance: Sometimes called malpractice insurance, professional liability insurance applies to claims connected to instruction, cueing, or class structure. For instance, a client may experience a knee injury during kick combinations that exceeded their conditioning level. This coverage helps address injuries resulting from instruction-related claims, lost wages, and defense costs.
These liability protections also extend to non-physical injuries or damages tied to defamation, invasion of privacy, false arrest, and copyright or trademark infringement in advertising and promotional materials. This coverage is included with an Insure Fitness Group policy.
Identity theft continues to affect fitness professionals who manage online bookings, payment platforms, and digital marketing tools. Identity Theft Protection helps cover the costs associated with restoring your identity if personal or professional information is compromised. This coverage is included with an Insure Fitness Group policy.
*MM = Million
No Quotes. No Hassle.
Don’t wait for coverage or quotes, buy instantly with our secure online checkout.
See how leading non-contact kickboxing instructor liability insurance providers compare based on insurance cost, coverage scope, and included policy benefits.
| IFG | Hiscox | Insurance Canopy | K&K Insurance | NEXT Insurance | |
|---|---|---|---|---|---|
| Professional Liability (Malpractice) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| General Liability (Slip & Fall) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| Occurrence-Form Coverage | |||||
| Identity Protection Plan | |||||
| Immediate Coverage | |||||
| Access to Health, Vision & Dental Insurance | |||||
| Student Coverage Available | |||||
| Covers All 50 States | |||||
| Member Benefits Included | |||||
| Price | $189/YEARBUY POLICY | $270/YEAR (Starting Price) |
$189.75/YEAR (starting Price) |
$209/YEAR (Starting Price) |
$269/YEAR (Starting Price) |
The data presented in the Insurance Comparison Chart reflects information gathered from publicly available insurance product specifications available on each company’s website as of February 2026. The companies referred to have not authorized or endorsed the information or use of their names in this comparative advertising.
Still looking at options? See how our fitness insurance compares →
Non-contact kickboxing instructors need their own insurance policy, even when training at a gym or studio that provides some level of coverage. Client safety remains the priority, and injuries or incidents may occur in any setting, including well-managed classes led by experienced instructors.
Choosing non-contact kickboxing instructor liability insurance protects more than your business operations. It reinforces the trust clients place in your instruction. That trust supports long-term client relationships and positions you as a professional instructor in a competitive fitness environment.
With professional liability insurance in place, you maintain confidence knowing your instruction and classes are protected against liability claims. This allows full focus on delivering safe, effective kickboxing training while supporting long-term career stability as an instructor.
Non-contact kickboxing instructor insurance protects you from liability claims that may arise during training sessions. Coverage includes professional liability for injuries tied to instruction, cueing, or class structure, along with general liability for incidents outside of direct coaching, such as a client slipping near bags, pads, or mat areas.
Yes. Many gyms carry their own insurance, but that coverage often protects the facility, not the instructor. A personal policy follows you when teaching in gyms, training clients privately, running outdoor sessions, or leading classes in your own studio.
Most non-contact kickboxing instructors choose $1 million per occurrence and $3 million aggregate limits. That level of coverage reflects common industry standards and provides protection for both instruction-related claims and class environment incidents.
Not usually. Additional insureds may be added for $10 each, which helps meet gym, studio, or event requirements without changing your base policy.
Occurrence form coverage applies to incidents that happen during your policy period, even if a claim is filed later. Claims made coverage only applies when the policy is active at the time the claim is filed.
Yes. Your policy is not limited to striking or pad work alone. Coverage extends to common training tools such as resistance bands, bodyweight conditioning, and functional fitness exercises used alongside kickboxing instruction. Review the who we cover section for a full breakdown of included training methods.
Clients notice when instructors take safety seriously. Liability coverage signals professionalism and preparation, which builds confidence and supports long-term client retention. That trust plays a direct role in referrals and repeat training.
Yes. Parks, beaches, and other public spaces still carry risk. Coverage applies if a client experiences bodily injury during an outdoor kickboxing session, regardless of location.
Policies are available for purchase online in minutes. Coverage activates right away, allowing you to move forward with classes and private sessions without delays.
