$189 /YEAR
Insure Fitness Group has protected over 200,000 professionals with liability insurance. Get complete Pilates instructor insurance—including liability and identity theft protection—for just $189/year.
No Hassle. No Quotes. Immediate insurance coverage.
500+ Techniques Covered | Includes Online & In-Gym Training | Liability insurance coverage in all 50 States
Every Insure Fitness policy includes comprehensive professional and general liability insurance, identity theft protection, and protections built specifically for Pilates instructors. Also known as Pilates instructor insurance or Pilates teacher insurance this coverage fits the way you teach—mat, reformer, and full apparatus alike.
Protection that still applies after your policy expires for incidents that happened during the coverage period
No quotes, no waiting—coverage starts immediately
In-studio, home studio, client homes, workshops, retreats, outdoors, and virtual classes
Download instantly and add additional insureds
One-Year Full Liability Insurance Coverage
Comprehensive protection for injuries that occurs during Pilates sessions—private, duet, small group, or studio classes—across mat, reformer, Cadillac, chair, tower, and other apparatus. Includes $1 million per occurrence and $3 million aggregate coverage to help safeguard your Pilates career from liability claims. Perfect for Pilates professional liability insurance and Pilates general liability insurance needs.
Helps protect your Pilates brand if you're accused of slander, libel, copyright infringement, or invasion of privacy in ads, social media, or client communications.
Up to $25,000 per year if your personal identity is stolen and used fraudulently.
Protection that applies even after your policy ends for incidents that took place while you were covered.
Mat, reformer, Cadillac, chair, tower, small props, barre, mobility, and more—covered under one policy.
Teach at studios, home gyms, corporate wellness events, retreats, or stream virtual classes online.
Download your COI immediately after purchase and add additional insureds anytime.
Save on approved Pilates CE courses to keep your teaching sharp.
Skip underwriting and get instant coverage activation.
Our Pilates liability insurance covers the full method—apparatus and mat—along with complementary movement practices, making it a smart fit for instructors, teachers, and studio owners.
Compare our affordable Pilates instructor insurance rates with other providers and see why thousands of movement professionals choose us.
| Insurance Provider | Annual Cost | Monthly Cost | Your Savings |
|---|---|---|---|
| Insure Fitness Group | $189 | $15.75 | - |
| Hiscox Insurance | $270 | $22.50 | Save $81 |
| NEXT Insurance | $269 | $22.42 | Save $80 |
| K&K Insurance | $209 | $17.42 | Save $20 |
Insure Fitness Group has protected over 200,000 professionals with liability insurance protection. Why does that matter? Because the average liability claim in the fitness industry costs around $25,000. For just $189/year, get comprehensive Pilates liability insurance—including $1 million/$3 million liability coverage, $25,000 identity theft protection, and occurrence form coverage—so you’re protected if the unexpected happens during your Pilates classes or private sessions.
Trusted & Accredited
by the BBB
Insure Fitness Group is proud to hold an A+ accreditation from the Better Business Bureau—a reflection of our deep commitment to trust and putting our customers first.
Backed by Industry Leader
Arthur J. Gallagher
Rest assured—your career is in good hands with Insure Fitness Group. We’re A-Rated (Superior) and proudly backed by Arthur J. Gallagher.
A-Rated (Superior)
by AM Best
Insure Fitness Group’s insurance partner holds an A-Rating from AM Best—an industry-leading credit rating agency since 1899. This rating reflects strong financial stability and a proven ability to meet policyholder obligations.
See how our coverage protects Pilates instructors, and teachers in actual claim scenarios. These examples show why $189/year for Pilates liability insurance is a smart move for your career.
Scenario: During a reformer session, a client’s foot slips from the strap during long-stretch. They fall and suffer a shoulder injury that requires surgery and rehab.
Coverage: Pilates professional liability insurance responds to claims alleging inadequate instruction, spotting, or progression on reformer, Cadillac, chair, tower, or other apparatus.
Scenario: In a group mat class, a student trips over a small prop left on the floor and breaks their wrist, missing work for six weeks.
Coverage: Pilates general liability insurance helps with medical bills, lost wages, and legal action tied to an unsafe environment during class.
Scenario: An online client follows your recorded reformer-style workout using a home unit and later alleges the session led to a back injury. They sue for medical costs, lost wages, and pain and suffering.
Coverage: Pilates instructor insurance includes professional liability for claims arising from virtual classes, digital programs, and online coaching.
Scenario: During a private session at a client’s home studio, the client trips stepping off the reformer and fractures a wrist, missing work for six weeks.
Coverage: General liability (bodily injury) helps with medical bills, lost wages, and related legal action from accidents that happen during your Pilates sessions.
The reported average liability claim in the fitness industry is about $25,000. For just $189/year, get comprehensive Pilates liability insurance—ideal for reformer Pilates insurance, mat Pilates insurance, and full Pilates instructor insurance protection—so you can focus on helping clients move and feel better.
Get Instant Coverage NowInsure Fitness Group sets itself apart by offering not only some of the most affordable insurance options for fitness professionals, but also occurrence-form coverage. This means you’re protected for claims related to incidents that happened during your policy period—even if your policy has expired.
Wouldn’t knowing that you’re protected, even if you no longer have an active policy with us, provide you with the ultimate peace of mind
There are two primary types of liability insurance: professional and general liability insurance. They are both necessary for every fitness professional.
General liability insurance: Commonly known as a “slip and fall” insurance policy, general liability insurance covers injuries sustained on your premises that are not directly tied to your professional services. For instance, if a student slips on a wet spot near the front windows of your pilates studio and suffers medical costs, this type of liability insurance for pilates would help protect you from the resulting claims.
Professional liability insurance: Also known as malpractice insurance, professional liability insurance protects you against claims related to actual or alleged negligence while teaching pilates. For example, if a client strains a muscle using pilates equipment under your supervision, this pilates teacher insurance would cover you against potential medical expenses and attorney fees.
These coverages protect professionals from liability for non-physical injuries or damages resulting from actions like defamation, false arrest, invasion of privacy, and copyright/trademark infringement in advertising and marketing. This is an additional coverage type that is included in an IFG policy.
Identity theft is an increasing threat. Identity Theft Protection assists in covering the expenses related to recovering your identity should it be compromised, ensuring your personal and professional identities are secure. This is an additional coverage type that is included in an IFG policy.
*MM = Million
No Quotes. No Hassle.
Don’t wait for coverage or quotes, buy instantly with our secure online checkout.
Not all instructor insurance is created equal. See how IFG stacks up against top competitors based on pricing, coverage, and included benefits.
| IFG | Hiscox | Insurance Canopy | K&K Insurance | NEXT Insurance | |
|---|---|---|---|---|---|
| Professional Liability (Malpractice) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| General Liability (Slip & Fall) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| Occurrence-Form Coverage | |||||
| Identity Protection Plan | |||||
| Immediate Coverage | |||||
| Access to Health, Vision & Dental Insurance | |||||
| Student Coverage Available | |||||
| Covers All 50 States | |||||
| Member Benefits Included | |||||
| Price | $189/YEARBUY POLICY | $270/YEAR (Starting Price) | $189.75/YEAR (Monthly Price) | $209/YEAR (Starting Price) | $269/YEAR (Starting Price) |
Yes! Injuries happen in the fitness world, and the risks are real. The potential for liability from equipment is high, from slips and falls to overexertion-related muscle tears. That’s where Pilates Instructor insurance becomes your safeguard.
Whether dealing with slips, trips, and falls (covered under our general liability coverage) or addressing injuries from a client’s overexertion (handled by professional liability), our insurance coverage makes sure you’re protected. At Insure Fitness Group, we understand the unique risks in the fitness industry, providing an all-inclusive policy that blends complete coverage with added protections.
Your passion for fitness deserves the assurance that comes with reliable insurance. Train with confidence and protect your Pilates business with our insurance policies today!
The pilates instructor insurance cost with Insure Fitness Group is $189 per year for full time instructors. This price includes both professional and general liability coverage, giving you protection whether you’re teaching classes in a studio, a gym, or online.
Even though Pilates is known for its low impact nature, accidents still happen. If a student is hurt using equipment or during a session, you could be held responsible for medical expenses and legal claims. Having insurance for pilates instructors assures you have financial protection if the unexpected occurs.
Yes. Insure Fitness Group provides coverage for Pilates instructors wherever you’re teaching classes whether that’s in a pilates studio, a health club, client homes, outdoors, or virtual sessions.
While Pilates focuses on strengthening the human body with mindful, controlled movement, there’s always risk when clients perform exercises. Insurance protects you if a client is hurt due to improper use of equipment, overexertion, or a slip-and-fall incident.
Pilates liability insurance from Insure Fitness Group provides protection against claims of bodily injury, medical bills, and legal fees that may occur while you’re teaching classes. This includes accidents with equipment, slips and falls in your pilates studio or health club, and injuries that might happen while clients are performing Pilates or other exercises. It ensures you’re not personally held responsible for costly claims tied to your professional services.
Purchasing insurance for pilates instructors is quick and simple with Insure Fitness Group. You can secure coverage online in just three minutes for a pilates instructor insurance cost of $189/year. Your insurance policy activates instantly with no quotes, no waiting periods so you can begin teaching pilates with complete protection right away.
