$189 /YEAR
Professional & General Liability Coverage — Protect Your Practice from Client Injury, Lawsuits, and Financial Loss
No Hassle. No Quotes. Immediate insurance coverage.
500+ Techniques Covered | Includes Online & In-Gym Training | Liability insurance coverage in all 50 States
Every Insure Fitness policy includes professional and general liability insurance, identity theft protection, and industry-backed protections designed specifically for kinesiology taping practitioners and fitness professionals.
Protects you even after your policy expires for incidents that occurred during your coverage period
No quotes, no waiting periods—your kinesiology taping sessions are covered immediately
Protected at gyms, clinics, studios, wellness centers, client homes, sporting events, and during mobile or on-site sessions
Download instantly and add additional insureds as needed
One-Year Full Liability Insurance Coverage
Comprehensive protection for injuries, skin reactions, or incidents that may occur during kinesiology taping sessions. Includes $1 million per occurrence and $3 million aggregate coverage.
Safeguards your business if you're accused of slander, libel, copyright infringement, or invasion of privacy in your marketing or educational content.
Up to $25,000 in coverage annually if your personal identity is stolen and used fraudulently.
Covers you even after your policy ends for incidents during your coverage term.
From kinesiology taping and corrective exercise to personal training and mobility work—all covered under one plan.
Protected at gyms, clinics, studios, client homes, sports events, and mobile sessions nationwide.
Get your certificate immediately after purchase and add additional insureds anytime.
Save on kinesiology taping certifications, personal training courses, and continuing education programs.
Skip the paperwork—get immediate coverage with no delays.
Our liability insurance covers over 500 fitness and wellness modalities, including kinesiology taping services for athletes and clients.
Compare our affordable kinesiology taping insurance rates with other providers.
| Insurance Provider | Annual Cost | Monthly Cost | Your Savings |
|---|---|---|---|
| Insure Fitness Group | $189 | $15.75 | - |
| Hiscox Insurance | $270 | $22.50 | Save $81 |
| NEXT Insurance | $269 | $22.42 | Save $80 |
| K&K Insurance | $209 | $17.42 | Save $20 |
Disclaimer: Monthly cost reflects the average monthly rate when paying annually.
In 2024, Insure Fitness Group has protected over 200,000 professionals. The average liability claim costs around $25,000. For just $189/year, you get comprehensive kinesiology taping insurance with $1M/$3M coverage and identity protection.
Trusted & Accredited by the BBB
Insure Fitness Group is proud to hold an A+ accreditation from the Better Business Bureau—a reflection of our deep commitment to trust and putting our customers first.
Backed by Industry Leader Arthur J. Gallagher
Rest assured—your career is in good hands with Insure Fitness Group. We’re A-Rated (Superior) and proudly backed by Arthur J. Gallagher.
A-Rated (Superior) by AM Best
Insure Fitness Group’s insurance partner holds an A-Rating from AM Best—an industry-leading credit rating agency since 1899. This rating reflects strong financial stability and a proven ability to meet policyholder obligations.
Insure Fitness Group stands out from other insurance providers because we provide one of the most affordable options, along with occurrence form coverage. This type of coverage applies to claims tied to incidents that took place during your policy period, even if your policy has expired.
Knowing you are protected, even after your policy term ends, gives you long-term security for the work you have already done.
There are two primary types of liability insurance: professional liability insurance and general liability insurance. Both are essential for fitness professionals and practitioners offering kinesiology taping services.
General liability insurance: Often referred to as slip and fall coverage, general liability insurance helps protect against claims that happen outside of your direct services. For example, if a client slips in a treatment area, trips over equipment, or is injured in your workspace before or after a session, this coverage helps handle medical expenses and legal costs.
Professional liability insurance: Sometimes called malpractice insurance, professional liability insurance provides protection if a customer files a claim related to your services. For example, if a client experiences skin irritation, an adverse reaction, or increased discomfort after kinesiology tape is applied, this coverage helps address claims involving bodily injury or related losses.
These coverages also extend to non-physical claims, such as defamation, invasion of privacy, false arrest, or copyright and trademark infringement tied to your advertising or marketing. This protection is included within the policy.
Identity theft is an increasing concern. Identity Theft Protection helps cover expenses related to restoring your identity if it is compromised, supporting both your personal and professional security. This protection is included within the policy.
*MM = Million
No Quotes. No Hassle.
Don’t wait for coverage or quotes, buy instantly with our secure online checkout.
See how leading kinesiology taping liability insurance providers compare based on cost, coverage, and included insurance policy benefits.
| IFG | Hiscox | Insurance Canopy | K&K Insurance | NEXT Insurance | |
|---|---|---|---|---|---|
| Professional Liability (Malpractice) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| General Liability (Slip & Fall) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| Occurrence-Form Coverage | |||||
| Identity Protection Plan | |||||
| Immediate Coverage | |||||
| Access to Health, Vision & Dental Insurance | |||||
| Student Coverage Available | |||||
| Covers All 50 States | |||||
| Member Benefits Included | |||||
| Price | $189/YEARBUY POLICY | $270/YEAR (Starting Price) | $189.75/YEAR (starting Price) | $209/YEAR (Starting Price) | $269/YEAR (Starting Price) |
Still looking at options? See how our fitness insurance compares →
The data presented in the Insurance Comparison Chart reflects information gathered from publicly available insurance product specifications available on each company’s website as of February 2026. The companies referred to have not authorized or endorsed the information or use of their names in this comparative advertising.
Professionals offering kinesiology taping services need their own insurance policy, even if they work in a gym, clinic, or shared space that carries some level of coverage. Client safety remains the priority, but risks still exist during application.
Choosing kinesiology taping liability insurance is not just about protection. It supports the professional standard your clients expect when receiving hands-on services. Clear coverage reinforces that you take responsibility for the work you perform.
With professional liability insurance in place, you are better positioned to handle claims tied to your services. This allows you to continue working with confidence, while maintaining a consistent and professional approach to kinesiology taping.
Coverage is designed to protect you from liability claims tied to your services. This includes professional liability for issues like improper application, skin reactions, or client discomfort, and general liability for incidents that happen in your workspace. A strong policy will provide coverage across a range of situations connected to your day-to-day work.
In most cases, yes. Facility coverage often applies to the business, not the individual providing the service. Having your own policy means you are covered when working in different environments, including gyms, rental spaces, or client homes.
Most professionals look for $1 million per occurrence and $3 million in aggregate coverage. This level of coverage aligns with common claim costs and provides a solid buffer if something goes wrong during a session.
A liability lawsuit can come from situations where a client believes your services caused harm or discomfort. When a client sues, a liability insurance policy helps cover legal costs, settlements, or other expenses so you are not paying out of your own pocket.
This policy handles a range of claim scenarios, including application errors, skin reactions, or client complaints after a session. Coverage applies to your covered services, as long as they fall within the scope of your professional work.
In most cases, no. You can add additional insureds for a small fee, which makes it easier to meet requirements from gyms, studios, or rental spaces where you provide services.
It is not limited to kinesiology taping. Our policy extends to a huge range of fitness and wellness services, which is helpful if you combine taping with training, mobility work, or other client support techniques. Review the full list in the who we cover section.
Clients pay attention to how seriously you take your work. Having coverage in place shows that you are prepared, professional, and accountable for the services you provide. That level of responsibility builds trust over time.
Yes. If you work as an independent contractor, you are usually responsible for your own protection. A personal policy helps make sure you have actual coverage, even if the facility you work in carries its own insurance.
Yes. Even if taping is just one part of what you offer, it still carries its own risks. Having coverage in place helps protect you if a client experiences a reaction, discomfort, or raises a concern after a session.
You can purchase your policy online in just a few minutes. Coverage activates immediately, so you are protected before your next session without delays.
Yes. Without coverage, a claim or legal issue can quickly turn into a serious financial burden. Having a policy in place creates a safety net that helps protect your personal finances if something goes wrong during a session.
