Online personal TRAINER Insurance


Get cover with comprehensive liability insurance made just for today's digital fitness pros offering live training sessions to online clientele

Insure Fitness Group knows that today’s fitness environment requires personal trainers to be both flexible and also accessible to clients. We’ve developed an online fitness instructor insurance program that provides the coverage you need to confidently offer training sessions online.

Whether your virtual personal training career is performed as an employee within a national chain gym, as a sole proprietor, or as a freelance personal trainer working as needed, this coverage will follow you through every exercise, every session, and every client dream realized.

New to fitness insurance? Check out the personal trainer insurance liability guide we developed for help understanding what to look for in a quality insurance program.

Complete COVERAGE,

 no hidden fees,

as low as $15.49 per MOnth.

Virtual PERsonal trainer policy highlights


  • Instant Coverage.
  • Immediate Certificate. 
  • Professional liability coverage.
  • Coverage for 100+ work-out routines, group fitness programs, and more.
  • Approval for coverage in less than 5 minutes.
  • Mobile coverage, following you in the gym, on-site, wherever you teach.
  • General liability coverage.
  • Stolen equipment coverage.
  • Identity theft protection.

A-rated coverage with no hidden fees! Pay monthly or annually and get signed up in minutes.


To create the best insurance program for online personal trainers, we included generous coverage limits and made sure the plan stayed affordable. Highlights of our tailored virtual fitness instructor insurance plan includes: 

  • General and Professional Liability Insurance: up to $1 million for each claim occurrence and then $3 million in total for all claims throughout the year. 
  • Instant Insurance Coverage Online: fill out a quick member application, check out, and that’s it - you’re immediately covered and can pull up your proof of insurance in less than 5 minutes. 
  • Fully Portable Insurance: take your insurance plan wherever your online fitness classes take you. As long as you’re live-streaming (pre-recorded content is not covered) and within the United States, IFG is there to protect your career.  
  • Additional Protections Included: smart protection like product liability, stolen equipment, rental damage, and an identity protection plan round out one of the most complete insurance programs available.
  • Member-Only Benefits: get instant access to the Insurance Plus marketplace where you can obtain Dental/Vision add-on insurance, ACA-qualified Health insurance and Telehealth plans starting at a $10 copay. 


With the rise in popularity of online personal training sessions, so too increases the risk of an unfortunate event resulting in a claim being brought against the online trainer. Encompassing online fitness instructor insurance acts as a safety net for your finances and your career, letting the trainer focus on providing great online fitness training rather than what might happen if an accident were to result in a claim.

What do Online Personal Trainers Do?

Why Would a Virtual Trainer Need Insurance?

Comparing Different Online Personal Trainer Insurance Offerings

INSTANT CERTIFICATE

You'll receive instant coverage and a proof of insurance certificate via email immediately upon checkout.

COMPLETE PROTECTION

Professional + General Liability: $1 million per occurrence, $3 million per year Product Liability: $1 million per occurrence

Flexible Payments 

We've teamed up with PayPal credit to make it easy for you to pay for your policy the way you need.  

PLUS BENEFITS

You get identity protection, $1,000 of stolen equipment coverage, and fitness-related product discounts.

What else is Covered:


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From popular programs and routines like Bodybeast®, cross training, HIIT, and Silver Sneakers®, our online personal trainers have the greatest flexibility when it comes to choosing a program and knowing it’s covered. However, if you don’t see your preferred online fitness program listed, you can talk to our licensed agents about seeing if it can be added to our growing list of covered services.

Get Covered Right Now


Getting online personal trainer insurance through IFG only takes a few minutes. As soon as you check out, you’ll have access to your full member profile.
  • Encompassing Insurance Coverage:  we cover you with insurance made just for online personal trainers. This means you get the coverage most appropriate for your industry which means being better protected.
  • Flexible Payment Plans: teaming up with Paypal Credit, you can now finance your annual membership into easier to manage monthly payment amounts. Depending on your credit, you can pay as little as $15.49 a month.
  • Members-Only Benefits Program: make the most of your membership with great discounts from the best names in health and fitness, in addition to access to the Insurance Plus marketplace where you can obtain Health, Vision and Dental coverage at group rates. We value our personal trainers and fitness instructors, and are constantly adding new benefits to add value to your membership.
  • Fitness Routines and Programs Covered by Online Fitness Instructor Insurance: IFG offers some of the very best diversities of different health and fitness programs covered under our online fitness instructor insurance program. With great coverage choices, you have the freedom to choose the best combination of live, online sessions to meet your clients’ needs. 

personal trainer liability insurance

Just a few of our many covered fitness programs include:

  • One-on-one personal training sessions
  • Group fitness instruction 
  • Live aerobics, HIIT, spinning and more!

Contact Us

We know online personal training insurance can be a little confusing so have fully licensed agents available now to help walk you through the entire policy and answer any questions you may have. Contact us however is most convenient - you can call, email, or fill out our contact form.

➛ Call: 855-845-6008
➛ Email: info@insurefitness.com
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