$189 /YEAR
Running Pilates classes is rewarding—but accidents happen. Pilates insurance makes sure that a client's injury or unexpected claim won’t derail your Pilates career or personal finances. Protect your career, clients, and peace of mind with coverage designed specifically for Pilates professionals.
No Hassle. No Quotes. Immediate insurance coverage.
500+ Techniques Covered | Includes Online & In-Gym Training | Liability insurance coverage in all 50 States
Every Insure Fitness policy includes comprehensive professional and general liability insurance, identity theft protection, and protections built specifically for Pilates instructors. Also known as Pilates instructor insurance or Pilates teacher insurance this coverage fits the way you teach—mat, reformer, and full apparatus alike.
Protection that still applies after your policy expires for incidents that happened during the coverage period
No quotes, no waiting—coverage starts immediately
In-studio, home studio, client homes, workshops, retreats, outdoors, and virtual classes
Download instantly and add additional insureds
One-Year Full Liability Insurance Coverage
Comprehensive protection for injuries that occurs during Pilates sessions—private, duet, small group, or studio classes—across mat, reformer, Cadillac, chair, tower, and other apparatus. Includes $1 million per occurrence and $3 million aggregate coverage to help safeguard your Pilates career from liability claims. Perfect for Pilates professional liability insurance and Pilates general liability insurance needs.
Helps protect your Pilates brand if you're accused of slander, libel, copyright infringement, or invasion of privacy in ads, social media, or client communications.
Up to $25,000 per year if your personal identity is stolen and used fraudulently.
Protection that applies even after your policy ends for incidents that took place while you were covered.
Mat, reformer, Cadillac, chair, tower, small props, barre, mobility, and more—covered under one policy.
Teach at studios, home gyms, corporate wellness events, retreats, or stream virtual classes online.
Download your COI immediately after purchase and add additional insureds anytime.
Save on approved Pilates CE courses to keep your teaching sharp.
Skip underwriting and get instant coverage activation.
Our Pilates liability insurance covers the full method—apparatus and mat—along with complementary movement practices, making it a smart fit for instructors, teachers, and studio owners.
Compare our affordable Pilates instructor insurance rates with other providers and see why thousands of movement professionals choose us.
| Insurance Provider | Annual Cost | Monthly Cost | Your Savings |
|---|---|---|---|
| Insure Fitness Group | $189 | $15.75 | - |
| Hiscox Insurance | $270 | $22.50 | Save $81 |
| NEXT Insurance | $269 | $22.42 | Save $80 |
| K&K Insurance | $209 | $17.42 | Save $20 |
Insure Fitness Group has protected over 200,000 professionals with liability insurance protection. Why does that matter? Because the average liability claim in the fitness industry costs around $25,000. For just $189/year, get comprehensive Pilates liability insurance—including $1 million/$3 million liability coverage, $25,000 identity theft protection, and occurrence form coverage—so you’re protected if the unexpected happens during your Pilates classes or private sessions.
Trusted & Accredited
by the BBB
Insure Fitness Group is proud to hold an A+ accreditation from the Better Business Bureau—a reflection of our deep commitment to trust and putting our customers first.
Backed by Industry Leader
Arthur J. Gallagher
Rest assured—your career is in good hands with Insure Fitness Group. We’re A-Rated (Superior) and proudly backed by Arthur J. Gallagher.
A-Rated (Superior)
by AM Best
Insure Fitness Group’s insurance partner holds an A-Rating from AM Best—an industry-leading credit rating agency since 1899. This rating reflects strong financial stability and a proven ability to meet policyholder obligations.
See how our coverage protects Pilates instructors, and teachers in actual claim scenarios. These examples show why $189/year for Pilates liability insurance is a smart move for your career.
Scenario: During a reformer session, a client’s foot slips from the strap during long-stretch. They fall and suffer a shoulder injury that requires surgery and rehab.
Coverage: Pilates professional liability insurance responds to claims alleging inadequate instruction, spotting, or progression on reformer, Cadillac, chair, tower, or other apparatus.
Scenario: In a group mat class, a student trips over a small prop left on the floor and breaks their wrist, missing work for six weeks.
Coverage: Pilates general liability insurance helps with medical bills, lost wages, and legal action tied to an unsafe environment during class.
Scenario: An online client follows your recorded reformer-style workout using a home unit and later alleges the session led to a back injury. They sue for medical costs, lost wages, and pain and suffering.
Coverage: Pilates instructor insurance includes professional liability for claims arising from virtual classes, digital programs, and online coaching.
Scenario: During a private session at a client’s home studio, the client trips stepping off the reformer and fractures a wrist, missing work for six weeks.
Coverage: General liability (bodily injury) helps with medical bills, lost wages, and related legal action from accidents that happen during your Pilates sessions.
The average liability claim in the fitness industry is about $25,000. For just $189/year, get comprehensive Pilates liability insurance—ideal for reformer Pilates insurance, mat Pilates insurance, and full Pilates instructor insurance protection—so you can focus on helping clients move and feel better.
Get Instant Coverage NowInsure Fitness Group sets itself apart by offering not only some of the most affordable insurance options for fitness professionals, but also occurrence-form coverage. This means you’re protected for claims related to incidents that happened during your policy period—even if your policy has expired.
Imagine the peace of mind knowing that a past incident won’t catch you off guard, and you remain covered long after your policy ends. With Insure Fitness Group, you can focus on teaching confidently, knowing your career and finances are safeguarded.
There are two primary types of liability insurance: professional and general liability insurance. They are both necessary for every fitness professional.
General liability insurance: Commonly known as a "slip and fall" insurance policy, general liability insurance covers injuries that occur on your premises that are not directly related to your professional services. For instance, if a client trips and breaks their ankle on an uneven surface in your gym, this type of insurance would protect you from the resulting claims.
Professional liability insurance: Also known as malpractice insurance, professional liability insurance protects you against claims arising from actual or alleged professional negligence. For example, if a client drops a barbell and injures themselves during a workout under your supervision, this coverage would protect you.
These coverages protect professionals from liability for non-physical injuries or damages resulting from actions like defamation, false arrest, invasion of privacy, and copyright/trademark infringement in advertising and marketing. This is an additional coverage type that is included in an IFG policy.
Identity theft is an increasing threat. Identity Theft Protection assists in covering the expenses related to recovering your identity should it be compromised, ensuring your personal and professional identities are secure. This is an additional coverage type that is included in an IFG policy.
*MM = Million
No Quotes. No Hassle.
Don’t wait for coverage or quotes, buy instantly with our secure online checkout.
Not all pilates insurance is created equal. See how IFG stacks up against top competitors based on pricing, coverage, and included benefits.
| IFG | Hiscox | Insurance Canopy | K&K Insurance | NEXT Insurance | |
|---|---|---|---|---|---|
| Professional Liability (Malpractice) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| General Liability (Slip & Fall) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| Occurrence-Form Coverage | |||||
| Identity Protection Plan | |||||
| Immediate Coverage | |||||
| Access to Health, Vision & Dental Insurance | |||||
| Student Coverage Available | |||||
| Covers All 50 States | |||||
| Member Benefits Included | |||||
| Price | $189/YEARBUY POLICY | $270/YEAR (Starting Price) | $189.75/YEAR (Monthly Price) | $209/YEAR (Starting Price) | $269/YEAR (Starting Price) |
Yes! Injuries happen in the fitness world, and the risks are real. The potential for liability from equipment is high, from slips and falls to overexertion-related muscle tears. That’s where Pilates Instructor insurance becomes your safeguard.
Whether dealing with slips, trips, and falls (covered under our general liability coverage) or addressing injuries from a client’s overexertion (handled by professional liability), our insurance coverage makes sure you’re protected. At Insure Fitness Group, we understand the unique risks in the fitness industry, providing an all-inclusive policy that blends complete coverage with added protections.
Your passion for fitness deserves the assurance that comes with reliable insurance. Train with confidence and protect your Pilates business with our insurance policies today!
Our Pilates Liability Insurance offers comprehensive coverage, including protection against legal claims related to bodily injury, malpractice, negligence and personal/advertising injury. With $1 million per occurrence and $3 million per year in coverage, you can train with peace of mind.
We’ve simplified the insurance process to ensure hassle-free access. Our streamlined procedures mean quick and efficient coverage that you can purchase online in less than three minutes, allowing you to focus on what you do best—transforming lives through Pilates.
Insure Fitness Group is a leader in providing insurance solutions for fitness professionals. With a client-centric approach, a range of coverage options, and expert support, we are dedicated to the success and security of your fitness career. There’s a reason why we’re rated 4.7/5 on Google, 4.6/5 on TrustPilot, and are BBB accredited.
We cover all 50 United States, including coverage for online training, as long as you as the insured is based in the US while offering the online services.
Absolutely! You can purchase your policy at any time and select a start date up to 90 days in advance.
For example, if you buy your policy on January 1, but don’t need coverage until February 20, simply set the start date to February 20 during the first step of checkout.
Yes, you are covered for both. Our policy follows you anywhere you practice, whether it’s at a client’s home or in a traditional office setting. As long as you’re abiding by local and/or state regulations, you can rest assured that you’re covered in all 50 states.
Absolutely. Running Pilates classes is incredibly rewarding, but accidents happen—and when they do, you want to be protected. Most studios won’t let you teach without proof of pilates instructor insurance, and honestly, it’s just smart business. Whether you’re teaching mat classes or working with reformers, pilates teacher insurance protects your career and personal finances from unexpected claims. Think of it as essential equipment, just like your certification.
Our pilates instructor insurance costs just $189 per year—that’s less than $16 a month. When you compare that to other pilates insurance providers charging $270+ annually, the savings add up fast. We’re talking about protecting your entire career for less than the cost of a monthly reformer class. It’s honestly the best value pilates instructor insurance you’ll find.
We’ve got you covered with comprehensive pilates insurance that includes $1 million per occurrence and $3 million aggregate liability protection. This covers client injuries during sessions, equipment accidents, and professional liability claims. Plus, our pilates teacher insurance includes identity theft protection up to $25,000 per year—because your personal information matters too. It’s everything you need in one simple policy.
Yes! Whether you’re teaching on the mat or working with reformers, Cadillacs, chairs, or towers, you’re fully covered. Our reformer pilates instructor insurance handles all the unique risks that come with apparatus work. We know equipment can be unpredictable, and clients can get injured even with perfect instruction. That’s why our pilates liability insurance covers every piece of equipment you use.
Definitely. Our virtual pilates instructor insurance covers live-streams, pre-recorded videos, online coaching—all of it. We get that modern teaching happens everywhere, not just in studios. When clients follow your online guidance from their living rooms, you’re still liable if something goes wrong. Our online pilates teacher insurance makes sure you’re protected no matter where your students are.
Here’s the thing about occurrence form pilates instructor insurance—it protects you even after your policy ends for anything that happened while you were covered. So if a client gets injured during a session today but doesn’t file a claim until three years from now, you’re still protected. Most cheap pilates insurance uses claims-made coverage that disappears when your policy expires. Occurrence form gives you lifetime protection for covered incidents.
Your portable pilates instructor insurance follows you everywhere. Studio classes, home visits, corporate wellness events, outdoor sessions, virtual classes—one policy covers it all. No need for separate studio pilates insurance or home pilates instructor insurance. Teach wherever your clients are, and know you’re always protected.
Our premium pilates instructor insurance gives you occurrence form protection, instant activation, coverage for 500+ activities, continuing education discounts, and free certificates. We’re backed by Arthur J. Gallagher with an A+ BBB rating, so you know we’re reliable. Most importantly, we actually understand what pilates instructors need because we work with thousands of them every day.
If an incident occurs, just contact us immediately. Our pilates liability insurance claims are handled by Arthur J. Gallagher—they’re pros who’ve been doing this for decades. You’ll get experienced support throughout the entire process. With A-rated pilates insurance backing, you’re in good hands when you need help most.
