What Happens If a Client Sues You as a Fitness Professional
December 7, 2025
As a tennis instructor, you need robust tennis instructor liability insurance to safeguard your career from unexpected risks. Insure Fitness Group offers top-tier, affordable coverage crafted for tennis professionals, protecting you from liabilities like student injuries or court-related claims. With comprehensive options tailored to your needs, we’ve got you covered—so you can coach with confidence and focus on the game.
$189 /YEAR
500+ Techniques Covered Including Online Training
Insure Fitness Group stands out from other insurance providers because we offer not only one of the most affordable options, but also provide occurrence form coverage. This is a type of coverage that covers claims related to incidents that happened during your policy period, even if your policy has expired.
Wouldn’t knowing that you’re protected—even if you no longer have an active policy with us—provide you with the ultimate peace of mind?
There are two primary types of liability insurance: professional and general liability insurance. They are both necessary for every fitness professional.
General liability insurance: Commonly known as a "slip and fall" insurance policy, general liability insurance covers injuries that occur on your premises that are not directly related to your professional services. For instance, if a client trips and breaks their ankle on an uneven surface in your gym, this type of insurance would protect you from the resulting claims.
Professional liability insurance: Also known as malpractice insurance, professional liability insurance protects you against claims arising from actual or alleged professional negligence. For example, if a client drops a barbell and injures themselves during a workout under your supervision, this coverage would protect you.
These coverages protect professionals from liability for non-physical injuries or damages resulting from actions like defamation, false arrest, invasion of privacy, and copyright/trademark infringement in advertising and marketing. This is an additional coverage type that is included in an IFG policy.
Identity theft is an increasing threat. Identity Theft Protection assists in covering the expenses related to recovering your identity should it be compromised, ensuring your personal and professional identities are secure. This is an additional coverage type that is included in an IFG policy.
*MM = Million
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Provides security against claims of negligence or harm resulting from your training services. It is also sometimes referred to as Malpractice Insurance. This is important if a client claims they were harmed due to improper training techniques. It also covers legal expenses and settlements. This is if a client sues you for professional errors.
This insurance covers bodily injury claims and incidents not related directly to your professional services, but to issues that naturally occurred during your business operations. For example, if a client were to trip over a dumbbell or a loose rug on you property and hurt themself.
Having a strong digital footprint and effective marketing strategies are essential for the success of your business. Our General Liability Insurance covers personal and Advertising Injuries. It protects you from claims of defamation, slander, or infringement of someone’s rights in your advertising. With this coverage, you can confidently promote your services. Improving your marketing efforts.
Protect yourself from identity theft with $25,000 in Identity Protection that is included in an IFG policy. This extra layer of defense can help cover the costs of fixing your identity if it’s stolen. It keeps your personal and professional information safe.
Initial Legal Protection with Waivers
Importance of Insurance
How They Work Together:
Although we do not require professionals to use liability waivers to access our coverage, having your clients complete a liability waiver before starting services adds an excellent extra layer of protection. Check out our free liability waiver template today.
With our Tennis Instructor Liability Insurance, you can focus on delivering exceptional training sessions while we handle the risks. This coverage is more than just protection—it provides the reassurance you need to excel in your career. It allows you to work with confidence, knowing you’re supported every step of the way. At the same time, it shows your clients that you prioritize their safety and well-being, building trust and reinforcing your professionalism. Let us take care of the risks, so you can focus on helping your clients achieve their tennis goals.
