$65 /YEAR
Insure Fitness Group has protected over 200,000 professionals with liability insurance protection. Get complete student trainer insurance—including professional and general liability coverage, plus freebies to protect your reputation, identity and a whole lot more—for just $65/year.
No Hassle. No Quotes. Immediate insurance coverage.
Just like full-time fitness professionals, students need personal trainer insurance, too.
If you work directly with training clients, you could be vulnerable to claims. Even if you’re not found liable, you’d still have to pay attorney fees, court costs and other hidden expenses. Without insurance, that’d all come out of your pocket.
That’s why IFG is proud to offer a comprehensive insurance policy purpose-built to protect aspiring fitness pros. Whether you’re studying to become a personal trainer, group fitness instructor, teach Pilates, or anything in between, we’ve got you covered. Focus on earning your certification and starting your business – we’ll take care of the rest.
Trusted & Accredited by the BBB
Insure Fitness Group is proud to hold an A+ accreditation from the Better Business Bureau—a reflection of our deep commitment to trust and putting our customers first.
Backed by Industry Leader Arthur J. Gallagher
Rest assured—your career is in good hands with Insure Fitness Group. We’re A-Rated (Superior) and proudly backed by Arthur J. Gallagher.
A-Rated (Superior) by AM Best
Insure Fitness Group’s insurance partner holds an A-Rating from AM Best—an industry-leading credit rating agency since 1899. This rating reflects strong financial stability and a proven ability to meet policyholder obligations.
Our insurance covers a multitude of exercise programs, along with hundreds of other wellness practices like massage therapy and cosmetology. Check out our who we cover page to see the 500+ modalities our policy automatically covers.
Professional liability insurance for student trainers—also known as errors and omissions insurance—protects you if a client claims you gave poor advice, improper instruction, or created a training program that resulted in injury and they sue you. For example, if a client pulls a muscle during a session and blames your coaching, this coverage helps with providing the financial means for legal defense and potential settlements. With Insure Fitness Group, you receive not only professional liability insurance, but general liability, personal & advertising injury, and identity theft protection.
Even under supervision, accidents can happen during training sessions; clients may trip, strain a muscle, or injure themselves while performing an exercise. Liability insurance helps cover the costs if a student trainer is held responsible.
To file a claim under your personal trainer insurance policy, contact our Operations Team at sarasota.bsd.operations@ajg.com. They’ll walk you through a simple process, including a Claim Summary Form. If you’re unsure what’s covered—whether it’s related to an accident at a client’s home, an online session, or a general liability incident—we’ll help you determine eligibility and provide guidance. Claims support is part of what makes us the best personal trainer insurance provider in the U.S.
Occurrence coverage (which we provide) protects you even after your policy expires for incidents that happened during your policy period. Claims-made coverage only protects you while your policy is active. This means with our occurrence coverage, if someone files a claim 2 years after your policy expires for an incident that happened while you were covered, you’re still protected.
Immediately. Unlike other providers that require quotes and waiting periods, you can purchase coverage and download your certificate of insurance within minutes of completing your application.
With occurrence coverage, you’re still protected for incidents that happened during your covered period, even if you have a gap. However, we recommend maintaining continuous coverage to ensure ongoing protection.
Yes, our coverage is portable. Whether you train at a gym, a client’s home, outdoor locations, or online, you’re covered anywhere in the United States.