Yoga instructors face real risks—from student injuries to unexpected accidents. Even with strong safety practices, claims can happen. Liability insurance helps protect your career, reputation, and finances.
$189 /YEAR
500+ Techniques Covered | Includes Online & In-Gym Training | Liability insurance coverage in all 50 States
With Insure Fitness Group, yoga instructor liability insurance starts at just $189 per year. Save up to 40% and get covered online in minutes—no quotes, no waiting.
If a claim ever arises, you’ll have reliable support every step of the way.
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Insure Fitness Group stands out from other insurance providers because we offer not only one of the most affordable options, but also provide occurrence form coverage. This is a type of coverage that covers claims related to incidents that happened during your policy period, even if your policy has expired.
Wouldn’t knowing that you’re protected—even if you no longer have an active policy with us—provide you with the ultimate peace of mind?
There are two primary types of liability insurance: professional and general liability insurance. They are both necessary for every fitness professional.
General liability insurance: Commonly known as a "slip and fall" insurance policy, general liability insurance covers injuries that occur on your premises that are not directly related to your professional services. For instance, if a client trips and breaks their ankle on an uneven surface in your gym, this type of insurance would protect you from the resulting claims.
Professional liability insurance: Also known as malpractice insurance, professional liability insurance protects you against claims arising from actual or alleged professional negligence. For example, if a client drops a barbell and injures themselves during a workout under your supervision, this coverage would protect you.
These coverages protect professionals from liability for non-physical injuries or damages resulting from actions like defamation, false arrest, invasion of privacy, and copyright/trademark infringement in advertising and marketing. This is an additional coverage type that is included in an IFG policy.
Identity theft is an increasing threat. Identity Theft Protection assists in covering the expenses related to recovering your identity should it be compromised, ensuring your personal and professional identities are secure. This is an additional coverage type that is included in an IFG policy.
*MM = Million
No Quotes. No Hassle.
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Every Insure Fitness policy includes professional and general liability insurance, identity theft protection, and industry-backed benefits specifically designed for yoga instructors, studio teachers, and wellness professionals.
Coverage that protects you even after your policy expires for incidents that occurred while your policy was active.
No quotes, no waiting periods—your yoga instructor coverage begins immediately after purchase.
Stay protected at studios, gyms, community centers, corporate offices, retreats, outdoor classes, and online sessions.
Download your COI instantly and easily add studios, gyms, or event hosts as additional insureds.
One-year full liability insurance coverage
Robust insurance protection for injuries or property damage that occur during yoga classes, workshops, private sessions, or wellness coaching. Includes $1 million per occurrence and $3 million aggregate coverage for strong protection against liability claims.
Helps protect your yoga business if you’re accused of slander, libel, copyright infringement, or invasion of privacy in your marketing, social media content, or client communications.
Receive up to $25,000 per year in coverage if your personal identity is stolen and used fraudulently.
Superior protection that still responds to covered claims even after your policy expires, as long as the incident occurred during your active coverage period.
Hatha, Vinyasa, Yin, Restorative, Power, Hot, Prenatal, Chair Yoga, meditation classes, and hundreds of other fitness modalities—all under one comprehensive policy.
Whether you teach in studios, gyms, corporate offices, retreat centers, parks, or online, your coverage goes wherever you instruct.
Access your certificate immediately after purchase and add studios, landlords, or event organizers as additional insureds any time they request it.
Save on continuing education, yoga teacher trainings, and advanced certifications through partner programs while you grow your skills and career.
Skip lengthy applications and underwriting. Enroll online in minutes and get instant policy activation for your yoga classes.
Our yoga instructor insurance covers more than 500 fitness activities and training methods, including a wide range of yoga styles, meditation practices, and wellness classes—making it one of the most comprehensive yoga liability insurance options in the industry.
Compare our affordable yoga instructor insurance rates with other providers and see why thousands of fitness and wellness professionals choose us.
| Insurance Provider | Annual Cost | Monthly Cost | Your Savings |
|---|---|---|---|
| Insure Fitness Group | $189 | $15.75 | - |
| Hiscox Insurance | $270 | $22.50 | Save $81 |
| NEXT Insurance | $269 | $22.42 | Save $80 |
| K&K Insurance | $209 | $17.42 | Save $20 |
Disclaimer: Monthly cost reflects the average monthly rate when paying the full annual premium upfront. Insure Fitness Group plans are billed annually.
The average liability claim in the fitness industry is around $25,000. For just $189/year, you get comprehensive yoga instructor insurance—including $1 million/$3 million liability coverage, $25,000 identity theft protection, and occurrence form coverage—so you’re protected if the unexpected happens during your yoga classes.
The data presented in the Insurance Comparison Chart reflects information gathered from publicly available insurance product specifications available on each company’s website as of February 2026. The companies referred to have not authorized or endorsed the information or use of their names in this comparative advertising.
Injuries can happen—from slips and falls to overexertion. Yoga instructor liability insurance helps protect you when they do.
Our coverage includes both general liability and professional liability, so you’re protected from accidents and instruction-related claims. With Insure Fitness Group, you get comprehensive protection built for fitness professionals.
Teach with confidence knowing you’re covered.
Receive instant coverage and proof of insurance certificate via email immediately upon checkout, which takes less than 5 minutes.
Professional + General Liability: $1 million per occurrence, $3 million per year
We've teamed up with PayPal Credit to make it easy for you to pay for your policy the way you need.
You get access to discounted continuing education courses and more with your policy.
Our group fitness insurance covers a multitude of exercise programs, along with hundreds of other wellness practices like massage therapy and cosmetology. Check out our who we cover page to see the 500+ modalities our policy automatically covers.
Yes. Even if you’re the most experienced professional, accidents can happen at any moment. Especially in a group situation where you cannot be watching everyone in your class at once. You’ll be covered from the minute you engage with a client, within the 50 United States. Read more about why fitness instructor insurance is a must.
Yes! As virtual personal training classes continue to increase in popularity, we’ve added online trainer coverage for any class conducted online, live or pre-recorded, as long as it’s recorded in the US by a US-based professional.
Absolutely. Because we want to foster the next generation of trainers, we offer the same coverage options as with our professional policies to students for the low-rate of just $65 for a full year of coverage. Select the student rate here.
General liability claims include general accidents that occur during your training or on your premises like simple “slip and fall” accidents. An example could be a client slipping on the pile of chalk left on the floor after a split-jerk and breaking their hip, or tipping over a dumbbell on the floor. Their medical expenses would fall under your personal trainer general liability insurance provisions. Another example might be where a client is walking out of their appointment and misses a stair on their way causing them to fall and get injured that way. Read more about personal trainer insurance coverage to consider this year.
Professional liability coverage is also called “malpractice insurance” as it relates specifically to a claim against the professional service you provided during a session. For example, a student may assert that your spin class was too arduous and led to a torn quadricep or another may say that you pushed them too far down into a front-squat and they hurt their back as a result. With cases like these, Insure Fitness members have peace of mind through a comprehensive professional liability insurance coverage. Read more about the do’s and don’ts of liability insurance.
Yes and yes! We’ve partnered with some of the leading names in the world of fitness to bring our members killer benefits, exclusives, discounts, and early access to a wide variety of different products and services. We’ve also developed vast, members-only libraries of curated content that provides insider tips on everything from running a successful business to motivating a client through a challenging Monday session.
We offer monthly payments through PayPal’s Pay Monthly credit program. While we understand the convenience of monthly payment options, we’d still recommend the traditional option of paying in full upfront to avoid any credit checks.
Yes, you are covered for both. Our policy follows you anywhere you practice, whether it’s at a client’s home or in a traditional office setting.
