$189 /YEAR
Last year, Insure Fitness Group supported over 200,000 fitness professionals like you. Get complete dancercise instructor liability insurance—including professional liability, general liability, and identity theft protection—for just $189/year.
No Hassle. No Quotes. Immediate insurance coverage.
500+ Techniques Covered | Includes Online & In-Gym Training | Liability insurance coverage in all 50 States
Every Insure Fitness policy includes comprehensive professional and general liability insurance, identity theft protection, and industry-backed protections specifically designed for certified Dancercise instructors, group dance fitness teachers, and wellness professionals.
Superior protection that covers you even after your policy expires
No quotes, no waiting periods - coverage starts immediately
Protected at studios, gyms, client venues, outdoor classes, and virtual Dancercise sessions
Download instantly and add additional insureds.
One-Year Full Liability Insurance Coverage
Complete insurance coverage for injuries or damages that occur during Dancercise classes, private dance fitness training, or group sessions. Includes $1 million per occurrence and $3 million aggregate coverage for maximum protection against liability claims.
Protects your Dancercise business if you're accused of slander, libel, copyright infringement, or invasion of privacy in your marketing materials, social media posts, or client communications.
Get up to $25,000 per year in coverage if your personal identity is stolen and used fraudulently.
Superior protection that covers you even after your policy expires for incidents that happened during your coverage period.
From Dancercise and group dance fitness to online classes and wellness coaching—all covered under one comprehensive policy.
Protected whether you teach at gyms, dance studios, community centers, or virtual platforms online.
Download your certificate immediately after purchase and add additional insureds.
Save money on dance fitness continuing education courses and certifications through our partner programs.
Skip the hassle of quotes and underwriting. Get instant coverage with immediate policy activation.
Our Dancercise instructor insurance covers over 500 fitness activities and training methods, including dance-based fitness classes, making it the most comprehensive liability insurance coverage in the industry.
Compare our affordable personal trainer insurance rates with other providers and see why thousands of fitness professionals choose us.
| Insurance Provider | Annual Cost | Monthly Cost | Your Savings |
|---|---|---|---|
| Insure Fitness Group | $189 | $15.75 | - |
| Hiscox Insurance | $270 | $22.50 | Save $81 |
| NEXT Insurance | $269 | $22.42 | Save $80 |
| K&K Insurance | $209 | $17.42 | Save $20 |
Disclaimer: Monthly cost reflects the average monthly rate when paying the full annual premium upfront. Insure Fitness Group plans are billed annually.
In 2024, Insure Fitness Group backed over 200,000 fitness professionals. Why's that important? Because the average liability claim in the fitness industry costs around $25,000. For just $189/year, get comprehensive Dancercise instructor insurance—including $1 million/$3 million liability coverage, $25,000 identity theft protection, and occurrence form coverage—so you're protected if the unexpected happens during your dance fitness classes.
Trusted & Accredited by the BBB
Insure Fitness Group is proud to hold an A+ accreditation from the Better Business Bureau—a reflection of our deep commitment to trust and putting our customers first.
Backed by Industry Leader Arthur J. Gallagher
Rest assured—your career is in good hands with Insure Fitness Group. We’re A-Rated (Superior) and proudly backed by Arthur J. Gallagher.
A-Rated (Superior) by AM Best
Insure Fitness Group’s insurance partner holds an A-Rating from AM Best—an industry-leading credit rating agency since 1899. This rating reflects strong financial stability and a proven ability to meet policyholder obligations.
Insure Fitness Group stands out from other insurance companies by having one of the most affordable dancercise instructor liability insurance options and providing occurrence form coverage. That means you’re protected for incidents that happen during your policy period, even if the claim is filed after your policy expires.
Wouldn’t knowing that your dance instruction is still covered, even after your policy ends, give you the confidence to teach every class without hesitation?
There are two primary types of liability insurance: professional and general liability insurance. They are both necessary for every fitness professional.
General liability insurance: Commonly known as a "slip and fall" insurance policy, general liability insurance covers injuries that occur on your premises that are not directly related to your professional services. For instance, if a client trips and breaks their ankle on an uneven surface in your gym, this type of insurance would protect you from the resulting claims.
Professional liability insurance: Also known as malpractice insurance, professional liability insurance protects you against claims of actual or alleged professional negligence. For example, if a participant pulls a muscle or suffers an injury during a choreographed routine under your instruction, this coverage helps protect you.
These coverages protect professionals from liability for non-physical injuries or damages resulting from actions like defamation, false arrest, invasion of privacy, and copyright/trademark infringement in advertising and marketing. This is an additional coverage type that is included in an IFG policy.
Identity theft is an increasing threat. Identity Theft Protection assists in covering the expenses related to recovering your identity should it be compromised, ensuring your personal and professional identities are secure. This is an additional coverage type that is included in an IFG policy.
*MM = Million
No Quotes. No Hassle.
Don’t wait for coverage or quotes, buy instantly with our secure online checkout.
See how Insure Fitness Group stacks up against top competitors based on pricing, liability coverage, and included policyholder benefits.
See how Insure Fitness Group’s dancercise instructor insurance compares to other fitness insurance providers.
| IFG | Hiscox | Insurance Canopy | K&K Insurance | NEXT Insurance | |
|---|---|---|---|---|---|
| Professional Liability (Malpractice) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| General Liability (Slip & Fall) | $1MM/$3MM | Varies by state | $2MM/$3MM | $1MM | Varies by state |
| Occurrence-Form Coverage | |||||
| Identity Protection Plan | |||||
| Immediate Coverage | |||||
| Access to Health, Vision & Dental Insurance | |||||
| Student Coverage Available | |||||
| Covers All 50 States | |||||
| Member Benefits Included | |||||
| Price | $189/YEARBUY POLICY | $270/YEAR (Starting Price) | $189.75/YEAR (Starting Price) | $209/YEAR (Starting Price) | $269/YEAR (Starting Price) |
Still looking at options? See how our dancercise instructor insurance compares →
Our Dancercise Instructor insurance covers a multitude of exercise programs, along with hundreds of other wellness practices like massage therapy and cosmetology.
Yes, dancercise instructors need their own coverage, even when teaching at a studio. According to a 2022 study in the International Journal of Sports Medicine, dancers face high injury rates, especially to the lower back, knees, and ankles, due to repetitive motion and fatigue.
Choosing Insure Fitness Group means more than protection. It shows your clients you’re a trusted professional. That trust builds loyalty and sets you apart.
With our professional liability insurance, you can focus on leading great classes, knowing you’re protected if the unexpected happens.
If you’re training to become a certified dancercise instructor, you don’t have to wait to protect your future. Our student dance instrutor insurance offers affordable, comprehensive coverage designed just for aspiring trainers. Stay protected while you learn—because accidents don’t wait for certifications.
Yes. Even if you teach at a dance studio or gym, their policy may not provide coverage for you individually. Having your own dance instructor liability insurance, you’re protected if a claim is filed against you personally.
Our comprehensive policy is just $189 per year. That’s a small price to pay compared to the average cost of a claim, which can include medical bills, legal fees, and lost income.
The coverage applies to many situations, such as injuries, slips and falls in class, and claims of negligence. You’re also protected from advertising issues like defamation and even ID theft protection concerns if you manage client data online.
Yes! Our dance instructor insurance program travels with you. Whether you teach at a dance studio, run pop-up events, work with a dance company, or stream online classes, your policy keeps you protected.
Absolutely. Our policy is designed for dance instructors, fitness instructors, and dance professionals working independently or in a freelance setting.
Yes. You can list studios, events, or companies you work with as additional insureds, which is often required by venues. Additional insureds are $10 extra and just $30 for unlimited!
Once you purchase your dance instructor insurance, your policy information and certificate of insurance will be available instantly for download. It’s easy to provide proof of coverage whenever needed.