500+ Techniques Covered, Including Online Training. No Certification Needed for Coverage. As Low As $0.52/Day.
$189/YEAR
With Insure Fitness Group, fitness instructors can get comprehensive coverage for only $189 per year — a cost that breaks down to only $0.52 per day when paid annually. Our policy saves professionals up to 40% and can be purchased simply online in less than three minutes.
While we hope you’ll never need to make a claim, you can rest assured that we’ll be there to support you if you do.
Insure Fitness Group stands out from other insurance providers because we offer not only one of the most affordable options, but also provide occurrence form coverage. This is a type of coverage that covers claims related to incidents that happened during your policy period, even if your policy has expired.
Wouldn’t knowing that you’re protected—even if you no longer have an active policy with us—provide you with the ultimate peace of mind?
There are two primary types of liability insurance: professional and general liability insurance. They are both necessary for every fitness professional.
General liability insurance: Commonly known as a "slip and fall" insurance policy, general liability insurance covers injuries that occur on your premises that are not directly related to your professional services. For instance, if a client trips and breaks their ankle on an uneven surface in your gym, this type of insurance would protect you from the resulting claims.
Professional liability insurance: Also known as malpractice insurance, professional liability insurance protects you against claims arising from actual or alleged professional negligence. For example, if a client drops a barbell and injures themselves during a workout under your supervision, this coverage would protect you.
These coverages protect professionals from liability for non-physical injuries or damages resulting from actions like defamation, false arrest, invasion of privacy, and copyright/trademark infringement in advertising and marketing. This is an additional coverage type that is included in an IFG policy.
Identity theft is an increasing threat. Identity Theft Protection assists in covering the expenses related to recovering your identity should it be compromised, ensuring your personal and professional identities are secure. This is an additional coverage type that is included in an IFG policy.
*MM = Million
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Yes, fitness trainers absolutely need to have their own insurance even if you work for a gym that provides you with coverage. According to a 2023 study published by the Bureau of Labor Statistics, 27% of weightlifters have experienced an injury to their shoulders, knees, or wrists.
Your clients trust you to ensure their safety during a session, but accidents can happen to even the most experienced professionals in the most controlled environment. Getting insured by Insure Fitness Group means you’re not just investing in a safety net; you’re enhancing your clients’ trust in your services. This level of trust helps build loyalty with your clients, establishes your rep as a responsible fitness pro, and can help you stand out from other trainers.
Slip and fall accidents are more common than you’d think in the fitness industry – whether it’s a wet floor or just an accidental trip over equipment, clients can be hurt under your watch and you could be held liable.
Clients come to you to be pushed and motivated, but overdoing it can cause muscle strains or other injuries. Our insurance covers claims related to injuries caused during sessions, so let us take that burden so you can focus on helping your clients meet their goals.
Even if you’re not physically with your client, you could still be held liable for accidents that happen from your online training sessions either live-streamed or pre-recorded.
Exercise equipment can and will break down, posing an injury risk to your clients. Whether it’s fault of the equipment or the client, a lawsuit could arise. With Insure Fitness Group, you’ll always be financially protected.
Our policy was designed to cover not only various techniques in the fitness industry, but also dual-professionals in the complementary medicine industry. From personal training to Pilates and yoga instruction, group fitness all the way to massage therapy and cosmetology, you’re covered in 500+ modalities automatically.
Occurrence form coverage is the preferred coverage type because it provides protection against claims, even after your policy has expired.
How does that work?
Regardless of when a claim is filed, if the qualified incident occurred during your policy period, our insurance would still provide you with coverage.
No matter where you train, including home visits and online training, your Insure Fitness Group policy will follow you. As long as your providing services in the US, your policy will provide you with full peace of mind, so you can focus on providing the best possible services to your clients.
Our Fitness Instructor Insurance Coverage isn’t just another policy; it’s a cornerstone for your fitness career, crafted to navigate the complexities and challenges of the training industry. It ensures you’re fully equipped to focus on your clients’ transformation journeys while safeguarding your professional practice.
We champion the ongoing education and upskilling of our clients. Our policy includes access to discounted Continuing Education Units (CEUs), keeping you at the forefront of fitness trends, techniques, and industry standards and propelling your professional development.
Our comprehensive policy meets the insurance requirements of instructors across all 50 states, offering protection regardless of your location. This nationwide coverage ensures you comply with state-specific regulations as you expand your reach.
If you're an online or hybrid trainer, we're proud to cover fitness pros like you all across the U.S. Your policy safeguards all your online live training sessions at no extra cost. Any in-person sessions are also protected, so you can enjoy comprehensive peace of mind no matter how you teach.
