Insure Fitness Group Vs. Hiscox

Staying active in the ever-changing fitness and wellness world is exciting! But it’s also important to protect yourself from any potential risks. In today’s insurance market, insurance providers Insure Fitness Group and Hiscox stand out as two great options for fitness professionals and insurance for personal trainers. This guide will compare both providers, highlighting the strengths of Insure Fitness Group and what Hiscox has to offer.

Insure Fitness Group has clear, fitness-focused insurance policies that meet the unique needs of fitness professionals. In comparison, Hiscox offers a wide range of coverage options for different industries.

Let’s explore which insurance provider is the best fit for your fitness business! We will look at different coverage options, costs, customer service, and more. Join us as we compare the personalized services from Insure Fitness Group with the wide range of offerings from Hiscox in the fitness industry.

Insure Fitness Group

versus

Hiscox

See How We Stack Up Against the Competition

Insure Fitness Group

At Insure Fitness Group, we focus on insurance specifically for health and wellness professionals. We offer general liability, professional liability, identity protection, personal injury, and advertising injury all bundled into one policy that also covers you an array of other wellness professions like yoga and Pilates instruction, all the way to massage therapy. Our policies are designed with your personal training needs in mind.

Click Below To Review IFG’s Benefits:

Unlike many other insurance providers, Insure Fitness Group specializes in the fitness industry. This means we know the risks you face and offer coverage that’s as strong as your workout routine.

Claims are covered even after your policy expires, as long as the incident happened during the policy period. This feature alone makes Insure Fitness Group a top choice for trainers.

Get access to industry-specific resources, discounts on fitness products, and even identity protection up to $25,000. These perks aren’t just add-ons—they’re essential tools to help you build and protect your fitness business.

Insure Fitness Group has plans starting at $189/year for trainers and $65/year for their students. It makes it easy to get coverage without breaking the bank.

Insure Fitness Group automatically covers professionals in an array of modalities and wellness professions; from personal training to massage therapy, yoga instruction and more

Hiscox

Hiscox provides insurance coverage for a variety of industries, including fitness professionals. Their policies include general and professional liability, with options for higher coverage limits and add-ons like business interruption insurance. However, Hiscox is not exclusively focused on fitness, meaning their policies may not be as tailored to personal trainers and wellness professionals. Additionally, their pricing is higher compared to fitness-specific providers, and coverage customization can add complexity.

Click Below To Review Hiscox’s Benefits:

Hiscox offers a comprehensive cyber security insurance plan for many businesses, including those in the fitness industry. Their coverage helps protect against data breaches and cyber threats.

Offers a wide range of insurance products for over 300 professions. They provide general and professional liability insurance that covers bodily injuries, property damage, and personal injury claims. Their policies are strong and include worldwide coverage, making them a great choice for businesses with international clients.

However, fitness professionals may find it a bit tricky to locate specific details that fit their unique needs on the Hiscox website. Improving this could help everyone make informed decisions more quickly and easily.

  • Professional Liability for Fitness Professionals (Estimated):
    • Personal Trainer Insurance Cost: Annual cost is $547, monthly at $45.57.
  • General Liability Insurance Cost (Estimated for Personal Trainer in California):
    • The monthly cost is about $33.32 (Annual: $400), reflecting the lower end of Hiscox’s typical business insurance costs.

Hiscox has a diverse range of services that cater to many different needs. While they offer many coverage options, this variety makes their offerings feel a bit overwhelming. Customers might find it harder to get a personalized experience because of this complexity. Also, their website can be tricky to navigate. This might confuse fitness professionals looking for specific insurance coverage details. Improving these areas could really improve the experience for their customers.

Coverage Details

Policy Perks

Get Insured Today

One Year Policy
$ 189
  • Purchase In Three Minutes

Key Features & Benefits Face-off

Insure Fitness Group

  • Tailored Policies

    Specifically designed for fitness professionals.

  • Comprehensive Coverage

    Includes general liability, professional liability, identity protection, and personal and advertising injury coverage.

  • Per Occurrence Coverage Limits

    Up to $1 million per occurrence and $3 million aggregate.

  • Instant Coverage

    Get insured on the spot so you can focus on what you do best—training your clients!

  • Zero Fees for Modifications

    Need to adjust your policy? No problem—do it without any extra charges.

Hiscox

  • Membership Requirement

    While they cater to various sectors—including technology, health and wellness, consulting, and contracting—eligibility criteria may vary based on the specific insurance product and regional regulations. For instance, certain policies might have specific requirements regarding annual revenue or operational practices.

  • Risk Management Services

  • Hiscox offers risk management services designed to help businesses identify, assess, and mitigate potential risks.
  • Coverage

    Their coverage is ideal for businesses requiring higher limits, such as gyms or trainers with multiple locations.

Coverage Limits Comparison

Insure Fitness Group

  • General & Professional Liability:
    Up to $1 Million Per Occurrence;
    $3 Million Annual Aggregate
  • Identity Theft Protection:
    Up to $25,000
  • Personal Injury & Advertising Injury:
    Covered Up To $1 Million
  • Occurrence Form Coverage:
    You’re Covered For Incidents Even After Your Policy Expires.

Hiscox

  • Hiscox Coverage Limit: Provides up to $2 million per occurrence and $10 million aggregate limit. This is ideal for businesses requiring higher limits, such as gyms or trainers with multiple locations.
  • Flexibility: Hiscox policies are modular, allowing customization for additional coverage like business interruption or equipment protection. However, this customization may add complexity for fitness professionals who prefer simpler options.

Trusted by more than 200,000 professionals

Thousands of fitness instructors trust us to protect their careers, and we’re proud to deliver the coverage and peace of mind they deserve. With an average Trustpilot rating of 4.9/5, we’re honored to have earned an Excellent score from our community.

Here’s what some of our members have to say:

Ready to Protect Your Fitness Career?

Don’t let unexpected legal fees or medical expenses throw your career off track, get coverage from Insure Fitness Group. Our policy, made for your fitness career, gives you peace of mind. It offers comprehensive protection.

Coverage Details

Policy Perks

Get Insured Today

One Year Policy
$ 189
  • Purchase In Three Minutes