Insure Fitness Group Vs. Insurance Canopy

Getting into the fitness world is exciting, but it’s important to feel secure along the way. Picking the right insurance coverage provider helps protect your career from unexpected challenges. Insure Fitness Group (IFG) and Insurance Canopy are two well-known options in fitness insurance. They each offer special benefits and coverage that fit the needs of fitness professionals like you. 

This guide will look at the differences between these providers so you can make an informed choice that works best for your career.

Insure Fitness Group

versus

Insurance
Canopy

See How We Stack Up Against the Competition

Insure Fitness Group

At Insure Fitness Group, we focus on insurance specifically for health and wellness professionals. We offer general liability, professional liability, identity protection, personal injury, and advertising injury all bundled into one policy that also covers you an array of other wellness professions like yoga and Pilates instruction, all the way to massage therapy. Our policies are designed with your personal training needs in mind.

Click Below To Review IFG’s Benefits:

Unlike many other insurance providers, Insure Fitness Group specializes in the fitness industry. This means we know the risks you face and offer coverage that’s as strong as your workout routine.
Claims are covered even after your policy expires, as long as the incident happened during the policy period. This feature alone makes Insure Fitness Group a top choice for trainers.
Get access to industry-specific resources, discounts on fitness products, and even identity protection up to $25,000. These perks aren’t just add-ons—they’re essential tools to help you build and protect your fitness business.
Insure Fitness Group has plans starting at $189/year for trainers and $65/year for their students. It makes it easy to get coverage without breaking the bank.
Insure Fitness Group automatically covers professionals in an array of modalities and wellness professions; from personal training to massage therapy, yoga instruction and more

Insurance Canopy

Insurance Canopy provides liability coverage for fitness professionals, including general and professional liability insurance. While their policies cover various fitness disciplines, they also insure businesses in other industries, which may mean less focus on the unique needs of personal trainers and wellness professionals. Their pricing starts at a lower advertised rate but can increase based on specific coverage needs and add-ons. Additionally, extra fees may apply for services like cyber liability insurance.

Click Below To Review Insurance Canopy’s Benefits:

Insurance Canopy offers a detailed and customizable approach to pricing, starting at what is marketed at $159 annually, but quickly adds up once getting to the application.. The cost of your policy might change due to several factors. These include your training style, experience, location, services offered, claims history, and coverage limits. They take all these factors into account to evaluate the risk and adjust the premium accordingly. This means that your unique situation will lead to a different overall cost than the one advertised.

Coverage may require additional adjustments to include full online activities and may not cover pre-recorded training sessions. When many insurance providers offer online personal trainer liability insurance automatically.

Insurance Canopy offers a monthly payment option that costs more than the annual rate. It aims to help manage insurance costs flexibly.

Insurance Canopy serves a wide range of clients in the fitness sector and beyond, including beauty, crafts, and cannabis events, but often charges additional fees to add coverages for different professions.

Coverage Details

Policy Perks

Get Insured Today

One Year Policy
$ 189
  • Purchase In Three Minutes

Key Features & Benefits Face-off

Insure Fitness Group

  • Tailored Policies

    Specifically designed for fitness professionals.

  • Comprehensive Coverage

    Includes general liability, professional liability, identity protection, and personal and advertising injury coverage.

  • Per Occurrence Coverage Limits

    Up to $1 million per occurrence and $3 million aggregate.

  • Instant Coverage

    Get insured on the spot so you can focus on what you do best—training your clients!

  • Zero Fees for Modifications

    Need to adjust your policy? No problem—do it without any extra charges.

Insurance Canopy

  • Policy Management

    Policy confirmation takes 24 hours to be processed whether that be through a digital or physical application. Those looking for instant coverage may need to look for alternative options.

  • Additional Benefits and Features

  • Insurance Canopy offers Cyber Liability Insurance for an additional $90 per year.
  • Coverage Limits

     Insurance Canopy offers general and professional liability coverage with an occurrence limit of $2 million.

  • Personal and Advertising Injury

    Included under general liability, Insurance Canopy approach provides coverage suited to the fitness industry’s specific risks.

Coverage Limits Comparison

Insure Fitness Group

  • General & Professional Liability:
    Up to $1 Million Per Occurrence;
    $3 Million Annual Aggregate
  • Identity Theft Protection:
    Up to $25,000
  • Personal Injury & Advertising Injury:
    Covered Up To $1 Million
  • Occurrence Form Coverage:
    You’re Covered For Incidents Even After Your Policy Expires.

Insurance Canopy

  • Insurance Canopy Coverage Limit: Insurance Canopy offers general and professional liability coverage with an occurrence limit of $2 million.
  • Coverage for Online and Hybrid Training Sessions: Coverage may require additional adjustments to include full online activities and may not cover pre-recorded training sessions. When many insurance providers offer online personal trainer liability insurance automatically.

Trusted by more than 200,000 professionals

Thousands of fitness instructors trust us to protect their careers, and we’re proud to deliver the coverage and peace of mind they deserve. With an average Trustpilot rating of 4.9/5, we’re honored to have earned an Excellent score from our community.

Here’s what some of our members have to say:

Ready to Protect Your Fitness Career?

Don’t let unexpected legal fees or medical expenses throw your career off track, get coverage from Insure Fitness Group. Our policy, made for your fitness career, gives you peace of mind. It offers comprehensive protection.

Coverage Details

Policy Perks

Get Insured Today

One Year Policy
$ 189
  • Purchase In Three Minutes