When it comes to protecting your fitness career, choosing the right insurance coverage is as important as choosing the right workout plan for your clients. As a fitness professional, you need to make sure you have the right insurance coverage. It can mean the difference between thriving and just surviving.
In this head-to-head comparison, we’ll show you why Insure Fitness Group is the clear champion over K&K Insurance when it comes to professional liability insurance for personal trainers.
At Insure Fitness Group, we focus on insurance specifically for health and wellness professionals. We offer general liability, professional liability, identity protection, personal injury, and advertising injury all bundled into one policy that also covers you an array of other wellness professions like yoga and Pilates instruction, all the way to massage therapy. Our policies are designed with your personal training needs in mind.
Click Below To Review IFG’s Benefits:
K&K Insurance offers a detailed online application process. Although user-friendly, it requires more time to complete compared to simpler platforms. The cost of policies varies depending on the specific coverage needed and can be significantly higher, potentially up to double that of Insure Fitness Group (IFG). Also, K&K charges more for non-certified instructors; the fee is a whopping $245!
K&K Insurance serves a broad range of industries, which may dilute their specialization in any single field. For fitness professionals seeking expert insurance solutions tailored specifically to their industry, K&K’s generalist approach might not provide the focused support and understanding required.
K&K Insurance provides flexible payment options, including monthly payments, which can benefit trainers needing to manage cash flow.
Unlike IFG, K&K Insurance requires all clients to sign liability waivers. This condition can add an extra layer of bureaucracy to the coverage process.
Coverage from K&K is available only to certified professionals, which excludes non-certified trainers. Moreover, K&K does not cover personal trainers who also offer services like massage therapy, limiting options for dual practitioners.
Next Insurance excludes combined services for personal trainers who also offer other professional services like massage therapy.
Specifically designed for fitness professionals.
Includes general liability, professional liability, identity protection, and personal and advertising injury coverage.
Up to $1 million per occurrence and $3 million aggregate.
Get insured on the spot so you can focus on what you do best—training your clients!
Need to adjust your policy? No problem—do it without any extra charges.
Policy confirmation takes 24 hours to be processed whether that be through a digital or physical application. Those looking for instant coverage may need to look for alternative options.
Comprehensive insurance but very expensive.
K&K Insurance provides 5 separate coverage limits from $1 million to $5 million per occurrence and a $5 million aggregate for each. Maximum coverage will cost a certified instructor over $1,000/year.
K&K Insurance allows for the complete online purchase and management of policies via their mobile app. This digital-first approach focuses on convenience for managing insurance remotely.
Thousands of fitness instructors trust us to protect their careers, and we’re proud to deliver the coverage and peace of mind they deserve. With an average Trustpilot rating of 4.9/5, we’re honored to have earned an Excellent score from our community.
Here’s what some of our members have to say:
Don’t let unexpected legal fees or medical expenses throw your career off track, get coverage from Insure Fitness Group. Our policy, made for your fitness career, gives you peace of mind. It offers comprehensive protection.
The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. is the insurance partner for Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc., a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by an A rated (Excellent) insurance company, per A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer. 8430 Enterprise Circle Suite 200, Lakewood Ranch, FL 34202.
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