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Insure Fitness Group Vs. Mindbody Insurance

As a fitness pro, you’re all about moving fast, staying flexible, and getting results—and your insurance should keep up. Whether you’re a personal trainer, yoga instructor, or massage therapist, having the right coverage isn’t just nice to have; it’s a must for protecting your career and your clients.

At Insure Fitness Group (IFG), we’re built exclusively for fitness professionals, giving you transparent pricing, high limits, and no-nonsense coverage. Mindbody Insurance? It’s new to the scene, doesn’t give clear pricing upfront, and isn’t focused on the fitness industry like we are. Let’s break down the details so you can decide which insurance works for your goals and your wallet.

Insure Fitness Group

versus

Mindbody Insurance

See How We Stack Up Against the Competition

Before you commit to an insurance policy, take a moment to dig into the provider’s background. Knowing their agenda and focus can reveal if they’re actually equipped to understand your day-to-day risks—or if they’re just offering a general package that doesn’t quite fit. Here’s how Insure Fitness Group and Mindbody Insurance measure up in terms of specialization and experience in the fitness world.

 

Insure Fitness Group

Unlike many other insurance providers, Insure Fitness Group specializes in the fitness industry. This means we know the risks you face and offer coverage that’s as strong as your workout routine.
Claims are covered even after your policy expires, as long as the incident happened during the policy period. This feature alone makes Insure Fitness Group a top choice for trainers.
Get access to industry-specific resources, discounts on fitness products, and even identity protection up to $25,000. These perks aren’t just add-ons—they’re essential tools to help you build and protect your fitness business.
Insure Fitness Group has plans starting at $189/year for trainers and $65/year for their students. It makes it easy to get coverage without breaking the bank.
Insure Fitness Group automatically covers professionals in an array of modalities and wellness professions; from personal training to massage therapy, yoga instruction and more
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Mindbody Insurance

Mindbody Insurance is part of the larger Mindbody platform, which is broadly focused on wellness businesses. This means their policies may work well for spas or general wellness centers, but they’re not tailored to the specific needs of personal trainers or fitness instructors. Mindbody’s insurance was only recently launched (July 10th 2024), so its expertise in fitness-specific liability is unproven.

Mindbody Insurance lacks upfront details about coverage limits or costs, making it harder to gauge if it’s truly a fit for personal trainers. If you’re looking for clear terms and reliable rates, this lack of transparency can be a barrier to understanding what you’re actually getting.

While Mindbody may integrate well with other software tools, it’s unclear if they offer monthly payment plans or flexible options, which can impact planning for those on variable incomes.

As a recent addition to the Mindbody suite, Mindbody Insurance hasn’t yet built a track record in the fitness insurance space. While it’s well-integrated with other Mindbody services for wellness businesses, it remains untested in specialized liability for individual fitness instructors.

Coverage Details

  • Professional & General Liability: $1,000,000 per occurrence, $3,000,000 per year
  • Personal Injury & Advertising Injury: $1,000,000 per occurrence, $3,000,000 per year
  • ID Theft Protection: $25,000 per year

Policy Perks

  • Occurrence Form Coverage (protection after expiration)
  • Dual Practitioners Covered (500+ modalities and techniques)
  • Coverage That Follows You (including online)
  • Free & Instant Certificate of Insurance
  • Discounted CE's Included

Get Insured Today

One Year Policy
$ 189
  • Purchase In Three Minutes
BUY POLICY

Key Features & Benefits Face-off

Insure Fitness Group

  • Occurrence Form Policy

    Our policies cover you even after the policy term, as long as the incident happened within the covered period. This provides added security for any claims that could surface down the line—ideal for trainers who work with high-energy routines or advanced moves.

  • Comprehensive Liability Coverage

    With IFG, you get both general and professional liability protection at high limits: $1 million per occurrence, and $3 million aggregate per year. This structure means serious coverage for incidents that could arise from fitness training, whether in the gym or on-site.

  • Extra Benefits at No Extra Cost

    IFG policies include valuable add-ons that support trainers beyond standard liability. Enjoy $25,000 in identity protection and $1 million in

Mindbody Insurance

  • Basic Liability Options

    Mindbody Insurance provides general and professional liability options, designed to meet wellness business needs. However, specific details on limits (such as occurrence vs. claims-made options) are not readily available, so be sure to ask questions if considering a policy.

  • Integrated Wellness Support

    As part of the larger Mindbody suite, their insurance integrates with tools like scheduling, client management, and payment processing. This can be useful if you’re already using Mindbody’s platform and want an all-in-one business solution.

  • Quote-Based Pricing

    Mindbody requires a quote request to get pricing details, so if transparency and clear budgeting are priorities, take note of this extra step.

Coverage Limits Comparison

Insure Fitness Group

  • General & Professional Liability:
    Up to $1 Million Per Occurrence;
    $3 Million Annual Aggregate
  • Identity Theft Protection:
    Up to $25,000
  • Personal Injury & Advertising Injury:
    Covered Up To $1 Million
  • Occurrence Form Coverage:
    You’re Covered For Incidents Even After Your Policy Expires.
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Mindbody Insurance

  • Integrated with the Mindbody Platform: Mindbody Insurance works best for users who are already using other Mindbody services, like scheduling or client management, as it integrates within that ecosystem. This can be convenient if you’re all-in with Mindbody tools.
  • Varied Claims Experiences: Feedback suggests that new users may experience some delays with claims processing, which can be a challenge if you’re not familiar with navigating insurance policies. If you’re looking for a simpler, faster claims process, keep this in mind as you compare options.

Trusted by more than 200,000 professionals

Thousands of fitness instructors trust us to protect their careers, and we’re proud to deliver the coverage and peace of mind they deserve. With an average Trustpilot rating of 4.9/5, we’re honored to have earned an Excellent score from our community.

Here’s what some of our members have to say:

Trustpilot

Ready to Protect Your Fitness Career?

Don’t let unexpected legal fees or medical expenses throw your career off track, get coverage from Insure Fitness Group. Our policy, made for your fitness career, gives you peace of mind. It offers comprehensive protection.

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Coverage Details

  • Professional & General Liability: $1,000,000 per occurrence, $3,000,000 per year
  • Personal Injury & Advertising Injury: $1,000,000 per occurrence, $3,000,000 per year
  • ID Theft Protection: $25,000 per year

Policy Perks

  • Occurrence Form Coverage (protection after expiration)
  • Dual Practitioners Covered (500+ modalities and techniques)
  • Coverage That Follows You (including online)
  • Free & Instant Certificate of Insurance
  • Discounted CE's Included

Get Insured Today

One Year Policy
$ 189
  • Purchase In Three Minutes
BUY POLICY
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The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. is the insurance partner for Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc., a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by an A rated (Excellent) insurance company, per A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer. 8430 Enterprise Circle Suite 200, Lakewood Ranch, FL 34202.

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