Insure Fitness Group Vs. Next Insurance

When it comes to protecting your fitness career, choosing the right insurance coverage is as important as choosing the right workout plan for your clients. As a fitness professional, you need to make sure you have the right insurance coverage. It can mean the difference between thriving and just surviving. 

In this head-to-head comparison, we’ll show you why Insure Fitness Group is the clear champion over Next Insurance when it comes to professional liability insurance for fitness professionals.

Insure Fitness Group

versus

Next Insurance

See How We Stack Up Against the Competition

Insure Fitness Group

At Insure Fitness Group, we focus on insurance specifically for health and wellness professionals. We offer general liability, professional liability, identity protection, personal injury, and advertising injury all bundled into one policy that also covers you an array of other wellness professions like yoga and Pilates instruction, all the way to massage therapy. Our policies are designed with your personal training needs in mind.

 

Click Below To Review IFG’s Benefits:

Unlike many other insurance providers, Insure Fitness Group specializes in the fitness industry. This means we know the risks you face and offer coverage that’s as strong as your workout routine.
Claims are covered even after your policy expires, as long as the incident happened during the policy period. This feature alone makes Insure Fitness Group a top choice for trainers.
Get access to industry-specific resources, discounts on fitness products, and even identity protection up to $25,000. These perks aren’t just add-ons—they’re essential tools to help you build and protect your fitness business.
Insure Fitness Group has plans starting at $189/year for trainers and $65/year for their students. It makes it easy to get coverage without breaking the bank.
Insure Fitness Group automatically covers professionals in an array of modalities and wellness professions; from personal training to massage therapy, yoga instruction and more

Next Insurance

Next Insurance has a wide range of business insurance options, including fitness insurance. Their online application is easy to use, but takes a significant amount of time to complete. The amount you pay for a policy also changes depending on what coverage you need, and could cost up to double what Insure Fitness Group charges.

 

 

Click below To Review Next’s Benefits:

Next Insurance comes with higher premium rates, adding extra costs for fitness professionals.

Next Insurance offers coverages to many different kind of professionals, but this broad focus can mean they’re not specialists in any one area. If you’re looking for expertise specifically tailored to fitness professionals, you might find their coverage lacks the targeted support and understanding you need.

Next Insurance offers monthly payment options.

Next Insurance mandates liability waivers for all clients as a condition of coverage, but with IFG, you’re trusted to manage your practice without extra paperwork.

Next Insurance limits coverage only to certified professionals, while IFG provides inclusive coverage for all trainers, whether you’re certified or not.

Next Insurance excludes combined services for personal trainers who also offer other professional services like massage therapy.

Our Coverage Details

Our Policy Perks

Get Insured with IFG

Personal Trainer Insurance
$ 189
  • Cost to you: only $0.52/day

Key Features & Benefits Face-off

Insure Fitness Group

  • Tailored Policies

    Specifically designed for fitness professionals.

  • Comprehensive Coverage

    Includes general liability, professional liability, identity protection, and personal and advertising injury coverage.

  • Per Occurrence Coverage Limits

    Up to $1 million per occurrence and $3 million aggregate.

  • Instant Coverage

    Get insured on the spot so you can focus on what you do best—training your clients!

  • Zero Fees for Modifications

    Need to adjust your policy? No problem—do it without any extra charges.

Next Insurance

  • Fast & Flexible

    Quick policy issuance and the ability to manage your policy online.
  • Variety of Insurance Types

    Includes workers’ compensation, commercial auto, and property insurance.
  • Coverage Limits

    Up to $1 million per occurrence, $2 million aggregate.
  • Digital-First Experience

    Purchase and manage your policy completely online with their user-friendly mobile app.

Coverage Limits Comparison

Insure Fitness Group

  • General & Professional Liability:
    Up to $1 Million Per Occurrence;
    $3 Million Annual Aggregate
  • Identity Theft Protection:
    Up to $25,000
  • Personal Injury & Advertising Injury:
    Covered Up To $1 Million
  • Occurrence Form Coverage:
    You’re Covered For Incidents Even After Your Policy Expires.
  • Policy Cost:
    $189

Next Insurance

  • General Liability:
    Up to $1 Million Per Occurrence;
    $2 Million Aggregate
  • Professional Liability:
    Up to $1 Million Per Occurrence;
    $2 Million Aggregate
  • Product Liability:
    Optional, Adding To The Overall Cost
  • Commercial Property Insurance:
    Protects Your Business Assets If You Are An Owner With Significant Extra Fees
  • Policy Cost:
    Over $269

Trusted by more than 200,000 professionals

Thousands of fitness instructors trust us to protect their careers, and we’re proud to deliver the coverage and peace of mind they deserve. With an average Trustpilot rating of 4.9/5, we’re honored to have earned an Excellent score from our community.

Here’s what some of our members have to say:

Ready to Protect Your Fitness Business?

Don’t let unexpected legal fees or medical expenses throw your career off track, get coverage from Insure Fitness Group. Our policy, made for your fitness career, gives you peace of mind. It offers comprehensive protection.

Coverage Details

Policy Perks

Personal Trainer Insurance

One Year Policy
$ 189
  • Purchase In Three Minutes