Finding the right insurance as a fitness professional is more than just comparing prices—it’s about ensuring your career is protected with comprehensive coverage that fits your unique needs. In this guide, we compare Insure Fitness Group (IFG) and Philadelphia Insurance Companies (PHLY).
While both providers offer options for fitness professionals, one clearly rises above the rest when it comes to affordability, its fitness industry-specific coverage, and ease of use. Let’s look into the details to see why Insure Fitness Group might be the best choice for your fitness career.
At Insure Fitness Group, we focus on insurance specifically for health and wellness professionals. We offer general liability, professional liability, identity protection, personal injury, and advertising injury all bundled into one policy that also covers you an array of other wellness professions like yoga and Pilates instruction, all the way to massage therapy. Our policies are designed with your personal training needs in mind.
Click Below To Review IFG’s Benefits:
Unlike many other insurance providers, Insure Fitness Group specializes in the fitness industry. This means we know the risks you face and offer coverage that’s as strong as your workout routine.
Claims are covered even after your policy expires, as long as the incident happened during the policy period. This feature alone makes Insure Fitness Group a top choice for trainers.
Get access to industry-specific resources, discounts on fitness products, and even identity protection up to $25,000. These perks aren’t just add-ons—they’re essential tools to help you build and protect your fitness business.
Insure Fitness Group has plans starting at $189/year for trainers and $65/year for their students. It makes it easy to get coverage without breaking the bank.
Insure Fitness Group automatically covers professionals in an array of modalities and wellness professions; from personal training to massage therapy, yoga instruction and more
Click Below To Review Philadelphia Insurance’s Benefits:
Certified Trainers: $172/year (including a $50 Risk Purchasing Group fee)
Non-Certified Trainers: $232/year (including a $50 fee)
Additional pricing tiers for specialized roles: (Philadelphia Insurance requires a risk purchasing fee of $50 for its yoga full-time professional policy.).
While PHLY’s base rates may appear competitive, additional fees make it pricier for broader coverage or higher limits.
Philadelphia Insurance’s FWI premium costs $294 per year for coverage.
Virtual Training Coverage: Supports online fitness sessions.
Specialized Programs: Offers targeted options for yoga studios, Pilates instructors, martial arts, and more.
Specifically designed for fitness professionals.
Includes general liability, professional liability, identity protection, and personal and advertising injury coverage.
Up to $1 million per occurrence and $3 million aggregate.
Get insured on the spot so you can focus on what you do best—training your clients!
Need to adjust your policy? No problem—do it without any extra charges.
Philadelphia Insurance’s FWI program requires individuals to become members of the IDEA Health & Fitness Association to purchase coverage.
$1 million per occurrence, $3 million aggregate for certified trainers.
Offers targeted options for yoga studios, Pilates instructors, martial arts, and more.
Thousands of fitness instructors trust us to protect their careers, and we’re proud to deliver the coverage and peace of mind they deserve. With an average Trustpilot rating of 4.9/5, we’re honored to have earned an Excellent score from our community.
Here’s what some of our members have to say:
Don’t let unexpected legal fees or medical expenses throw your career off track, get coverage from Insure Fitness Group. Our policy, made for your fitness career, gives you peace of mind. It offers comprehensive protection.
The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. is the insurance partner for Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc., a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by an A rated (Excellent) insurance company, per A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer. 8430 Enterprise Circle Suite 200, Lakewood Ranch, FL 34202.
Copyright © Insure Fitness Group, A Gallagher Company. All Rights Reserved. | Privacy Policy | Terms of Service
