When it comes to protecting your fitness career, choosing the right insurance coverage is as important as designing the perfect workout program for your clients. The right policy assures you’re fully protected against the risks that come with being a fitness professional, giving you the confidence to train clients without worrying about unexpected liability issues.
In this head-to-head comparison, we’ll break down why Insure Fitness Group is the superior choice over Progressive when it comes to professional liability insurance for fitness professionals. While Progressive is a well-known general insurance provider, it lacks the industry-specific coverage and benefits that fitness professionals need. Let’s take a look.
At Insure Fitness Group (IFG), we specialize in insurance tailored specifically for fitness professionals. Our all-in-one policy covers general liability, professional liability, identity protection, personal injury, and advertising injury—making sure you have comprehensive protection no matter what fitness discipline you specialize in. Whether you’re a personal trainer, yoga instructor, or even a massage therapist, IFG has your back with a policy built for your unique career.
Click Below To Review IFG’s Benefits:
Unlike general insurance providers, IFG focuses exclusively on fitness pros, so we understand your risks and provide the coverage you need.
Our policy assures you’re protected even after your coverage expires, as long as the incident happened while your policy was active.
Members enjoy discounts on fitness gear, industry resources, and $25,000 in identity protection—all included in your policy at no extra cost.
Our plans start at just $189/year for fitness professionals and $65/year for students.
We automatically cover trainers who offer multiple fitness and wellness services, including yoga, Pilates, massage therapy, and more—at no extra cost.
Progressive offers different business insurance options, including liability coverage that fitness professionals can use. However, their policies are not fitness-specific, meaning they lack the tailored protection and perks IFG provides.
Click below To Review Progressive’s Benefits:
Progressive’s business insurance costs vary widely, and you may end up paying significantly more than IFG’s flat $189/year rate for similar coverage.
Progressive covers many industries, but this broad approach means they don’t specialize in fitness risks. Their policies lack the expertise and tailored support that fitness professionals need.
Unlike IFG’s 5-minute sign-up with instant coverage, Progressive requires detailed business information, financials, and claims history, making the process longer and more complex.
Progressive may require additional paperwork such as liability waivers and proof of certification, whereas IFG keeps things simple and straightforward.
If you’re a personal trainer who also offers yoga instruction or massage therapy, Progressive may require multiple separate policies. In contrast, IFG covers all your fitness services under one plan.
$1 million per occurrence and $3 million aggregate to provide maximum protection.
Sign up in 5 minutes and get insured immediately so you can focus on your clients—not paperwork.
Flat rates based on your policy length rather than history.
Progressive covers multiple industries, meaning its policies aren’t designed with personal trainers or fitness instructors in mind.
Offers up to $1 million per occurrence and only $2 million aggregate, which is lower than IFG’s $3 million aggregate coverage.
While Progressive provides workers’ comp, commercial auto, and property insurance, these aren’t relevant to many fitness professionals—and bundling can drive up costs.
Thousands of fitness instructors trust us to protect their careers, and we’re proud to deliver the coverage and peace of mind they deserve. With an average Trustpilot rating of 4.9/5, we’re honored to have earned an Excellent score from our community.
Here’s what some of our members have to say:
Don’t let unexpected legal fees or medical expenses throw your career off track, get coverage from Insure Fitness Group. Our policy, made for your fitness career, gives you peace of mind. It offers comprehensive protection.