500+ modalities covered, including online training. Instant coverage and certificate!
$189/YEAR
While we hope you’ll never need us, we’ll be there if you do.
Slips and falls can happen, especially in dynamic training environments. Whether due to wet floors or just an accidental trip, these incidents can lead to injuries ranging from minor bruises to more serious fractures. Our liability insurance for personal trainers covers these risks, ensuring you're prepared to handle any claims and maintain your professional standing.
Intense workouts are part and parcel of personal training, aiming for peak performance and fitness goals. However, overexertion can lead to muscle strains or sprains in clients, especially if they push beyond their limits. Our insurance is designed to cover such incidents, providing financial protection and support to manage these situations professionally while ensuring your client's recovery and your reputation remain intact.
With the rise of virtual training sessions, there's a potential risk of clients injuring themselves at home due to incorrect exercise execution or misunderstanding instructions. Our insurance includes coverage for these modern training methods, protecting you against claims that may arise from digital training platforms.
Using equipment is essential in most training regimens, but malfunctions or misuse can result in injuries. Whether it's a weight machine malfunction or an accident involving free weights, our coverage is tailored for these scenarios, safeguarding your financial stability and helping you address any client concerns swiftly and effectively.
There are a number of lawsuits that could be filed against you claiming offenses like libel, slander, and many others. Simply playing music in your gym or workout space could open you up to lawsuits unless you've paid royalties. Every IFG membership includes best-in-class personal injury and advertising injury coverage, so you can focus on what really matters: your clients.
Insure Fitness Group stands out from other insurance providers because we offer not only one of the most affordable options, but also provide occurrence form coverage. This is a type of coverage that covers claims related to incidents that happened during your policy period, even if your policy has expired.
Wouldn’t knowing that you’re protected—even if you no longer have an active policy with us—provide you with the ultimate peace of mind?
There are two primary types of liability insurance: professional and general liability insurance. They are both necessary for every fitness professional.
General liability insurance: Commonly known as a "slip and fall" insurance policy, general liability insurance covers injuries that occur on your premises that are not directly related to your professional services. For instance, if a client trips and breaks their ankle on an uneven surface in your gym, this type of insurance would protect you from the resulting claims.
Professional liability insurance: Also known as malpractice insurance, professional liability insurance protects you against claims arising from actual or alleged professional negligence. For example, if a client drops a barbell and injures themselves during a workout under your supervision, this coverage would protect you.
These coverages protect professionals from liability for non-physical injuries or damages resulting from actions like defamation, false arrest, invasion of privacy, and copyright/trademark infringement in advertising and marketing. This is an additional coverage type that is included in an IFG policy.
Identity theft is an increasing threat. Identity Theft Protection assists in covering the expenses related to recovering your identity should it be compromised, ensuring your personal and professional identities are secure. This is an additional coverage type that is included in an IFG policy.
*MM = Million
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Our Personal Trainer Insurance Coverage isn’t just another policy; it’s a cornerstone for your fitness career, crafted to navigate the complexities and challenges of the personal training industry. It ensures you’re fully equipped to focus on your clients’ transformation journeys while safeguarding your professional practice.
We champion the ongoing education and upskilling of our clients. Our policy includes access to discounted Continuing Education Units (CEUs), keeping you at the forefront of fitness trends, techniques, and industry standards and propelling your professional development.
Our comprehensive policy meets the insurance requirements of personal trainers across all 50 states, offering protection regardless of your location. This nationwide coverage ensures you comply with state-specific regulations as you expand your reach.
If you're an online or hybrid trainer, we're proud to cover fitness pros like you all across the U.S. Your policy safeguards all your online live training sessions at no extra cost. Any in-person sessions are also protected, so you can enjoy comprehensive peace of mind no matter how you teach.
Our policy was designed to cover not only various techniques in the fitness industry, but also dual-professionals in the complementary medicine industry. From personal training to Pilates and yoga instruction, group fitness all the way to massage therapy and cosmetology, you’re covered.
Occurrence form coverage is the preferred coverage type because it provides protection against claims, even after your policy has expired.
How does that work?
Regardless of when a claim is filed, if the qualified incident occurred during your policy period, our insurance would still provide you with coverage.
