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Protecting your fitness career with the right insurance is just as important as designing the perfect workout plan for your clients. As a fitness professional, the right coverage isn’t optional—it’s essential. It’s the difference between confidently growing your business and risking it all. In an industry where unexpected risks can arise at any moment, having the right insurance means you’re not just surviving—you’re thriving.
In this head-to-head comparison, we’ll show you why Insure Fitness Group is the clear champion over Sadler Sports Insurance when it comes to professional liability insurance for fitness professionals.
At Insure Fitness Group, we focus on insurance specifically for health and wellness professionals. We offer general liability, professional liability, identity protection, personal injury, and advertising injury, all bundled into one policy that also covers an array of other wellness professions like yoga and Pilates instruction, all the way to massage therapy. Our policies are designed with your personal training needs in mind.
Unlike many other insurance providers, Insure Fitness Group specializes in the fitness industry. This means we know the risks you face and offer coverage that’s as strong as your workout routine.
Sadler Sports Insurance offers a range of business insurance options. Their online application process, while user-friendly, is detailed and may take some time to complete. Premiums vary depending on the specific coverages selected and are higher compared to competitors like Insure Fitness Group.
Sadler Sports Insurance’s premium rates tend to be higher, which may increase costs for fitness professionals seeking extensive coverage.
Sadler Sports Insurance provides insurance services to a variety of professionals. Their broad focus might not offer the specialized support that fitness professionals need. This could be a disadvantage for those seeking expert, fitness-specific risk management and insurance solutions.
Coverage rates increase for those yet to be certified. A non-certified instructor will need to pay nearly $250 for the least coverage.
Sadler provides limited dual coverage for fitness professionals. For example, beauty and massage services are not included.
No Additional Cost
Specifically designed for fitness professionals.
Includes general liability, professional liability, identity protection, and personal and advertising injury coverage.
Up to $1 million per occurrence and $3 million aggregate.
Get insured on the spot so you can focus on what you do best—training your clients!
Need to adjust your policy? No problem—do it without any extra charges.
Sadler Sports Insurance coverage only begins the day after the electronic application and internet check is received or if a future effective date is requested.
Includes workers’ compensation, commercial auto, and property insurance.
Specializes in liability insurance for U.S.-based personal trainers and fitness instructors, covering a range of activities from Pilates to strength training. Does not cover massage related services.
There are 5 options from $1 million per occurrence to $5 million for fitness-related claims. For $5 million coverage per occurrence it will cost you over $1000!
Only certain policies can be purchased and managed online via their platform.
changes if you are a certified instructor or a non-certified instructor.
Thousands of fitness instructors trust us to protect their careers, and we’re proud to deliver the coverage and peace of mind they deserve. With an average Trustpilot rating of 4.9/5, we’re honored to have earned an Excellent score from our community.
Here’s what some of our members have to say:
I have used Insure Fitness Group for liability insurance for years now. I have found them to be easy to set up and offer good coverage at a reasonable price.Matthew
The customer service with Insure Fitness Group has been terrific for the two years that I have been with them. They have been willing to work with my clients building managers directly to resolve issues and provide specific coverage the building requires. Further, they always respond quickly if I have any questions or concerns.Anthony
Our commitment to providing the best insurance for fitness professionals is now even stronger, as Arthur J. Gallagher & Co. and Arch Insurance back us. We’re here to support you, whether you’re a personal trainer, group fitness instructor, or gym owner. That’s why more and more trainers are making the switch to Insure Fitness Group—the industry’s top choice for fitness instructor insurance.
Don’t let unexpected legal fees or medical expenses throw your career off track, get coverage from Insure Fitness Group. Our policy, made for your fitness career, gives you peace of mind. It offers comprehensive protection.
The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. is the insurance partner for Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc., a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by an A rated (Excellent) insurance company, per A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer. 8430 Enterprise Circle Suite 200, Lakewood Ranch, FL 34202.
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