$189 /YEAR
Get instant proof of coverage, protect your barre classes in-studio or online, and enjoy peace of mind with a policy trusted by 200,000+ fitness professionals.
500+ Techniques Covered | Includes Online & In-Gym Training | Liability insurance coverage in all 50 States
Insure Fitness Group stands out by offering affordable coverage backed by occurrence form protection. This means you’re covered for incidents that happen during your policy period—even if a claim is filed after your policy has expired.
That added protection gives you lasting peace of mind, so you can focus on teaching without worrying about what happens down the line.
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Insure Fitness Group stands out by combining affordable pricing with occurrence form coverage. This means you’re protected for incidents that happen during your policy period—even if a claim is filed after your policy ends.
That kind of long-term protection gives you real peace of mind, so you can focus on your clients—not future what-ifs.
There are two primary types of liability insurance: professional and general liability insurance. They are both necessary for every fitness professional.
General liability insurance: Commonly known as a "slip and fall" insurance policy, general liability insurance covers injuries that occur on your premises that are not directly related to your professional services. For instance, if a client trips and breaks their ankle on an uneven surface in your gym, this type of insurance would protect you from the resulting claims.
Professional liability insurance: Also known as malpractice insurance, professional liability insurance protects you against claims arising from actual or alleged professional negligence. For example, if a client drops a barbell and injures themselves during a workout under your supervision, this coverage would protect you.
These coverages protect professionals from liability for non-physical injuries or damages resulting from actions like defamation, false arrest, invasion of privacy, and copyright/trademark infringement in advertising and marketing. This is an additional coverage type that is included in an IFG policy.
Identity theft is an increasing threat. Identity Theft Protection assists in covering the expenses related to recovering your identity should it be compromised, ensuring your personal and professional identities are secure. This is an additional coverage type that is included in an IFG policy.
*MM = Million
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Yes, barre instructors need group fitness insurance. Every class comes with real risks—from slips and falls to overexertion injuries like muscle strains, back issues, or nerve damage—especially in group settings where you can’t monitor every participant at once.
Liability insurance helps protect your business and career from costly claims. Insure Fitness Group provides coverage for both general liability (accidents like slips and falls) and professional liability (injuries tied to instruction), giving you complete protection.
With the right coverage in place, you can focus on teaching with confidence—knowing you’re protected every step of the way.
Barre classes often involve floor-based work, ballet bars, and close body movement — which means slips, trips, and falls are more common than many realize. Whether a client slips on a sweat puddle during leg lifts or trips on a resistance band, you could be held financially liable. Our insurance protects you from the costs associated with these types of accidents.
Barre workouts emphasize precision, posture, and repetition. But even minor form errors or pushing clients too hard during plies or pulses can result in injuries like pulled muscles, back strain, or joint issues. Our professional liability insurance covers claims related to injuries sustained during instruction.
If you’re leading live-streamed or recorded barre sessions online, you’re still responsible for clients following along at home. A client might injure themselves trying to mimic a difficult move or using improper equipment. Our policy covers online barre sessions conducted by certified U.S.-based instructors.
Though barre is a low-impact workout, it does use portable equipment like balance balls, resistance bands, small hand weights, and even foldable barres. If a barre tips over mid-class or a resistance band snaps and injures a client, our coverage ensures you’re protected from the legal and financial aftermath.
Receive instant coverage and proof of insurance certificate via email immediately upon checkout, which takes less than 5 minutes.
Professional + General Liability: $1 million per occurrence, $3 million per year
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You get access to discounted continuing education courses and more with your policy.
Our barre instructor insurance covers over 500 fitness activities and training methods, making it the most comprehensive group fitness liability insurance coverage in the industry.
Compare our affordable barre instructor insurance rates with other providers and see why thousands of fitness professionals choose us.
| Insurance Provider | Annual Cost | Monthly Cost | Your Savings |
|---|---|---|---|
| Insure Fitness Group | $189 | $15.75 | - |
| Hiscox Insurance | $270 | $22.50 | Save $81 |
| NEXT Insurance | $269 | $22.42 | Save $80 |
| K&K Insurance | $209 | $17.42 | Save $20 |
Disclaimer: Monthly cost reflects the average monthly rate when paying the full annual premium upfront. Insure Fitness Group plans are billed annually.
The data presented in the Insurance Comparison Chart reflects information gathered from publicly available insurance product specifications available on each company’s website as of February 2026. The companies referred to have not authorized or endorsed the information or use of their names in this comparative advertising.
Our Barre fitness instructor liability insurance offers comprehensive coverage, including protection against legal claims related to bodily injury and personal/advertising injury, to provide insurance for your peace of mind . With $1 million per occurrence and $3 million per year in coverage, you can train with peace of mind.
Yes! As virtual personal training classes continue to increase in popularity, we’ve added online trainer coverage for any class conducted online, live, or pre-recorded, as long as it’s recorded in the US by a US-based professional.
Absolutely. Because we want to encourage the next generation of trainers, we offer the same coverage options as with our professional policies to students for the low rate of just $65 for a full year of coverage. Select the student rate here.
General liability claims typically arise from accidents that happen in your studio space — not necessarily because of your instruction, but due to the environment. In barre classes, common examples include:
These incidents may not be due to your guidance, but you could still be held liable — and our policy is designed to cover these kinds of everyday risks.
Professional liability covers you when a client claims your instruction or guidance caused them harm. In a barre setting, this can include:
These kinds of claims, even if unfounded, can be financially damaging. That’s where your liability insurance coverage steps in — to protect your career and finances.
Yes and yes! We’ve partnered with some of the leading names in the world of fitness to bring our members killer benefits, exclusives, discounts, and early access to a wide variety of different products and services. We’ve also developed vast, members-only libraries of curated content that provide insider tips on everything from running a successful business to motivating a client through a challenging Monday session.
Yes, you are covered for both. Our policy follows you anywhere you practice, whether it’s at a client’s home or in a traditional office setting.
A professional liability insurance policy protects you if a client claims your instruction caused them harm, whether it’s physical injury, emotional distress, or financial loss. As a barre instructor, this coverage helps cover legal fees, medical bills, and other related expenses if you’re ever sued over how you led a class or gave advice.
Yes! This instructor insurance is tailored for barre professionals but provides similar core protections as fitness instructor insurance for yoga instructors, personal trainers, or Pilates coaches. It’s all about protecting wellness professionals like you, no matter what type of class you lead.
Yes! When you purchase our barre instructor insurance, you unlock access to exclusive benefits like discounted CEU courses, member-only resources, marketing tools, and even wellness brand discounts. We support both your passion and your business.
We’re trusted by over 200,000 fitness professionals and known for outstanding service and instant online access to policies and certificates. With flexible payment options and comprehensive protection, we make it easy to protect your career with confidence.
